Budgetinsurance Reviews 

18,556
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 1,588 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing very competitive, offering good value and often leading to savings compared to other providers. The website and user experience were frequently described as easy to navigate, straightforward, and efficient for quotes and policy management. People appreciated the quick service and clear explanations provided. However, some customers also noted excellent customer service, praising helpful and professional staff who quickly resolved issues. Conversely, a small portion of people felt dissatisfied with difficulties reaching support, experiencing long hold times, or being passed between departments. Some reviewers were not happy with communication issues, including challenges understanding agents or feeling their concerns were not adequately addressed.

What people talk about most

Price

Reviewers mention positive feedback about price, with many finding competitive rates and good value for their... See more

User experience

Users describe positive interactions with user experience, consistently highlighting the ease of use and... See more

Service

Consumers find service to be positive, with many reviewers highlighting the excellent, polite, and helpful... See more

Website

Reviewers highlight positive aspects of website, with many finding it easy to use and navigate for tasks like... See more

Customer service

Customers had ambiguous experiences with customer service, with many reporting positive interactions,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Competitively priced, full documentation available, easy-to-navigate web site, straightforward process, and real live people to talk to if necessary. HOWEVER you're foced into automatic renewal and... See more

Company replied

Rated 4 out of 5 stars

I got a good quote from Budget last year for my Lexus and they were very competitive. I have recently bought a new Aygo Hybrid and wanted to simply change the insurance. Unfortunately, due to the vag... See more

Company replied

Rated 4 out of 5 stars

*update on complaint Budget did get in touch after this review was made and have said they will refund the fee as a goodwill gesture. I am happy to update this to a 4 star after their service afte... See more

Company replied

Rated 4 out of 5 stars

I already had a car insurance with you and I didn't no when I went to go compare for do an insurance for my other car you was the first and I try and did it after that I realised my truck is insured... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Home Insurance Agency

Written by the company

Budget Insurance has helped almost 3 million customers across the country find great value insurance solutions. Catering for a wide range of circumstances and budgets, our expert team are always on hand to support you with finding great options for your home, vehicle and life insurance needs. All of our motor and home policies offer a comprehensive level of cover, with the option to add extra protection should you wish. For our motor and home insurance policies we work with a UK network of leading insurers and for our life insurance policies we work with a selected insurer so you can be sure you’re getting great cover, at a great price. Why not get a quote today and see what Budget Insurance can offer you.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

19K reviews

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4.3

All reviews

(18,556)

1,460 reviews in the last 12 months

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Rated 1 out of 5 stars

Horrendous I used confused.for a quote…

Horrendous I used confused.for a quote filled everything in correctly.a recent accident dropped the no claims down to 3 years .I paid budget £700 but the was threatened with pay extra £600 or they will cancell unless I provide proof of no claims .I forwarded an email from aviva stating 3 years no claims in line with request.
Given the runaround over phone calls I made .Them I found they returned part of the money I originally paid ,I have to presume I don’t have insurance cover.
The office I was contacting was in South Africa and they simply don’t care to help !!!

21 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Christine,

We’re sorry to hear about your experience and understand your frustration.

We appreciate that you provided proof of your 3 years’ no claims bonus as requested, and we apologise for the confusion and stress caused regarding the additional charge and refund. We also regret that you felt unsupported during your contact with our customer service team.

We take feedback like this seriously and will look into this further.

Vicky

Rated 5 out of 5 stars

Very simple process

Very simple process, price was great and quick service. I am very pleased by my experienced.

12 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hey Gary,

Thank you for taking the time to review your experience and rating us five stars!

Vicky

Rated 2 out of 5 stars

I use a compare website to find car…

I use a compare website to find car insurance prices.
I have used the website for years and it stores and links my driving history
BUDGET came up as one of the cheapest from similar prices.
I chose Budget and paid through the website.
The next day I received an email from Budget to say the price was wrong because my driving history was wrong. Budget wanted another £180
This made them higher than many others on the website. I accepted because I had amily hospital visits to cope with. Didn't need the extra stress.
Just be aware of Budget hiking prices after payment.

16 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Denys,

I'm sorry to hear you were unhappy with the price increase on your insurance when amending your policy information. We will be in touch to discuss this further with you.

Kirsty

Rated 3 out of 5 stars

Be aware of Budget's cancellation fees.

My Honda CRV was insured through Budget insurance. I traded my car through a Honda dealership for an almost new CRV and needed to cancel my insurance. Budget charged a fee of £60 to cancel the insurance, in order to get a pro rata refund of £21.35. I could probably accept an admin fee of £15 being about right, but £60!!!
What a rip off.

4 May 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Peter,

Thank you for your feedback. We are truly sorry that the cancellation process left a negative impression. We completely understand your frustration regarding the £60 fee, especially when compared to your refund amount. We always want our pricing to feel fair and transparent, so we appreciate your honest feedback about this charge.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk.

Leanne

Rated 5 out of 5 stars

Very happy with the decision I made to…

Very happy with the decision I made to go with Budget for this year’s car insurance.for the 27th April 2026.Also, very reasonable.

10 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Christine,

Thank you for the fantastic 5 star review and feedback!

Kirsty

Rated 5 out of 5 stars

Easy company to work with

Easy company to work with

20 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for your 5 star review!

We’re so pleased to hear that you found us easy to work with. Providing a simple and straightforward experience is really important to us, and we appreciate you taking the time to share your feedback.

Welcome to Budget Insurance!

Thanks Laura

Rated 1 out of 5 stars

The most shitiest conpany in the world

18 May 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Ovidiu,

Thank you for your review. I am sorry you are unhappy with your insurance cover. We have been unable to locate your policy. Please send your policy number to socialresponders@bglgroup.co.uk and we will be happy to look into your concerns.

Thanks,
Rachael

Rated 5 out of 5 stars

I had a slight problem with the website…

I had a slight problem with the website and a query so had to call Budget twice. Staff on both occasions were very friendly, knowledgeable and helpful. Query and issue resolved within minutes. Great price too!!

2 May 2026
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Reply from Budgetinsurance

Hi Cheryl,

Thank you for this brilliant review about our friendly and knowledgeable team!

Thanks, Rachael

Rated 5 out of 5 stars

5 🌟 budget

After a genuine mistake on my behalf on my details they were amazing by correcting my mistake for me many thanks for that I would recommend budget insurance to anyone they are very helpful

17 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Mark,

Thank you for taking the time to review your recent experience with us and leave us such a great review!

Vicky

Rated 1 out of 5 stars

I contacted the live chat as my renewal…

I contacted the live chat as my renewal was due in a few weeks. After nearly 1/2 hour waiting, got through to Ntombizodwa who asked the nature of my enquiry. When I explained my auto renewal was due and would like to cancel it as the policy was too expensive, they did not ask by how much or if they could do anything to help. They just explained our no claim discount proof was included in our renewal invite and they would also email to us. Shocking customer service and I'm surprised they retain any customers with this attitude. I will happily take our business elsewhere even if the new insurance quote was more expensive!

16 May 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi Bazzler,

Thank you for taking the time to leave us a review. I am sorry to hear we did not look into your renewal. If you would be happy for us to contact you to discuss the renewal price, please email your policy number to socialresponders@nglgroup.co.uk and we will be in touch.

Thanks, Rachael

Rated 5 out of 5 stars

It was very straightforward and easy to…

It was very straightforward and easy to do for someone who is not all that good on the internet. Everything went through very quickly.

15 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Isobelle,

I'm pleased to hear you found it easy, quick and straightforward taking out insurance with ourselves online!

Kirsty

Rated 5 out of 5 stars

Good value & great cover!

Straight forward questions, clear to understand and it made it easy for me to change my insurance policy to Budgetinsurance with a much more competitive rate compared to my old insurance company and policy!

5 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Gary,

Thank you for taking the time to leave your 5 star review and feedback with ourselves. It's great to hear you found the questions were straightforward and the premium competitive!

Kirsty

Rated 5 out of 5 stars

She helpme out very well to sort all…

She helpme out very well to sort all think out she a good person

14 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Trevor,

Thank you for your kind review. We’re so pleased to hear you received helpful support and that everything was sorted out for you.

Leanne

Rated 4 out of 5 stars

All good

All good, I couldn’t get into my policy until I spoke to person. Sorted now; I have received my policy in the post.

10 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Richard,

Thank you for your review. I'm pleased our team were able to help and get your documents to you.
Rachel

Rated 5 out of 5 stars

very good price,very good online site…

very good price,very good online site and very helpful when contacted on phone,highly recommended.

12 May 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi William,

It's brilliant to hear you would recommend us to others for their insurance needs!

Kirsty

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