Swinton Insurance Reviews 45,778

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent pricing, often finding policies significantly cheaper than competitors or renewal quotes. The service is consistently praised for being quick, efficient, and straightforward, with many appreciating the ease of obtaining quotes and completing policies online. The staff are also commended for their helpfulness, professionalism, and clear explanations, making the process understandable and pleasant. However, some customers also noted issues with price discrepancies between initial quotes and final policy details, or unexpected increases upon renewal. A few other people felt that the online process could be slow or unclear, and some experienced difficulties with third-party services or making amendments to their policies.

What people talk about most

Price

Users describe positive interactions with price, often finding competitive deals and good value for money.... See more

Service

Reviewers highlight positive aspects of service, often praising the ease of doing business and the efficiency... See more

User experience

Customers consistently note positive experiences with the user experience. Many reviewers found the process... See more

Staff

Consumers generally express satisfaction with the staff, often describing them as helpful, polite, and... See more

Website

People report positive experiences with the website, finding it easy to navigate and straightforward. Many... See more

Based on these reviews

Rated 5 out of 5 stars

Staff was very helpful, professional and made sure she mentioned all the options and rights with me. She even called me back when inadvertently I cut our conversation. The price was right, so I secur... See more

Company replied

Rated 5 out of 5 stars

I needed home contents insurance. I had already been through 2 other companies who were useless and i was getting very stressed. Then I tried Swinton via go compare. It was simple and easy and ev... See more

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Rated 5 out of 5 stars

I've been with Swinton, a few times over the years. They've always been great. This policy was clear and easy to complete online. Helpful clear explanations of exactly what is covered and best of al... See more

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Rated 5 out of 5 stars

You were competitive in your quote. Although your quote did so 1188 pounds. And when I went through the detail, it had gone up for the same quote to 1400 something, not quite sure why the increase per... See more

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Rated 5 out of 5 stars

I had an issue with the car policy as the registration number on the policy was the old car number. Also the start date was wrong however I was given a full refund. In the circumstances I will be ask... See more

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Rated 5 out of 5 stars

The Person who dealt with my queries -Aiden he was very professional, took his time and made sure I understood my cover. Excellent member of the Swinton team. Aiden was the reason I renewed my cover.... See more

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Rated 5 out of 5 stars

The lady I spoke to worked very hard to sort out a quote for my motorbike and battled tirelessly with certain technical difficulties at her end. Very polite and a very CLEAR and easy to understand vo... See more

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Rated 1 out of 5 stars

Terrible terrible subcontractors from swinton home insurance My boiler is not fixed over 15 days now. After so many phone call over two weeks engineer came on 16th March and within an hour a of him... See more

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Rated 5 out of 5 stars

Very helpful. Great customer service Siya went above and beyond to help resolve my issues.. Siya is a great asset to your company he deserves a pay rise 🌟🌟🌟🌟🌟

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Rated 5 out of 5 stars

Quick and efficient for those who can cope with ‘online’. Fortunately because l am in my nineties, my daughter is able to do these things for me

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Rated 5 out of 5 stars

Very happy with the service provided at a competitive price. I'm not a very computer literate but found the process to complete my application quite straight forward.

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Rated 5 out of 5 stars

I'm a little deaf and the lady the other end was very patient and repeated the questions if I didn't hear them straight away.

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Rated 5 out of 5 stars

Does what it says on the tin. Using Swinton I ended up with the same cover from the same insurer that I had used for years (LV) but at a price £150 less than LV were quoting.

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Rated 5 out of 5 stars

Cannot rate Swinton Insurance highly enough. 5 stars in every way. Great price, excellent customer service, no hassle whatsoever. Awesome!!!

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Rated 5 out of 5 stars

This is the first time I’ve used online to get my insurance I found it was quite straightforward and easy to do I am a 78 year old and not as good other people I would certainly use you again

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Rated 3 out of 5 stars

Listening to one of your agents as he sought to explain many details of the car insurance policy. For me, listening did not help me to take on board all the information. Several times I was asked ifI... See more

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Rated 1 out of 5 stars

Signed up for a van policy for business use, added named drivers, policy came through without named drivers, business stopped, can't get hold of Swinton. Useless help online via an a.i bot with limit... See more

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Rated 5 out of 5 stars

Brilliant online service was with swinton years ago had no problems then and carnt see a problem this rime

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Rated 5 out of 5 stars

Easy to progress and do business with you. Everything was laid out clearly which made the decision to select Swinton easier.

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Rated 5 out of 5 stars

Good price, polite and helpful member of staff when sorting out the insurance on the phone and querying a few issues. Efficient on-line access to insurance docs

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Rated 5 out of 5 stars

I have insured with Swinton before and this experience was no different .. quick and easy to obtain a quote. Payment straight forward. Excellent!

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Rated 5 out of 5 stars

Talking to customer Services once i need some addvice was out of this world . The lady was so helpful and polite, she explain everything. Thanks

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Rated 5 out of 5 stars

I was able to speak to a person not a machine and find a more tailored car insurance for my needs at a realistic price.

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Rated 5 out of 5 stars

The application was well presented and easy to follow. It didn’t disappear if I took time considering different options. It is a decent price.

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Rated 5 out of 5 stars

I have my car with you and your home and contents was at a very realistic price at 56% of what I was being asked to renew.

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Rated 5 out of 5 stars

Abdul sorted my car insurance queries out . And also covered me for contents insurance. Very happy

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Rated 5 out of 5 stars

There was an error when information was transferred from Compare the Market and you know how important information held has to be super accurate to ensure your are covered. I called the helpline and t... See more

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Rated 1 out of 5 stars

these are not swintons as we know it had them for years know problem but then they go to 3rd party for fince and they are rubbish swintons dont deal wih problems

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Rated 5 out of 5 stars

The competence of the person who dealt with my Policy. Lots of helpful advice and options. Talked me through the policy and explained it very well.

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Rated 5 out of 5 stars

Absolutely top notch. I tried so many sites I was fed up with the whole exercise and Swinton was like a breath of fresh air. Took their quote right away.

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Rated 5 out of 5 stars

I am glad that I have an insurance with them. At the moment, I am new to it so I have not explore yet, but enrolling in initial stages were simple and understandable like streight forward. Thanks

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Rated 5 out of 5 stars

Brilliant service by call centre operator who carefully guided me through the process of buying car insurance - and I told her so!

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Rated 5 out of 5 stars

The chap I spoke with was very helpful, he explained everything clearly and gave me what options there was.

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Rated 5 out of 5 stars

Being dealt with a pleasant young man who was helpful and knowledgeable and no fuss. It made such a change

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Rated 5 out of 5 stars

For the first time, I've found an excellent insurance company in terms of price and ease of registration, so I highly recommend them.

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Rated 5 out of 5 stars

We have our car insured with you, which was a good deal so we decided to insure our house with you. I prefer to deal with one company 👍👍

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Rated 5 out of 5 stars

There was an error when information was transferred from Compare the Market and you know how important information held has to be super accurate to ensure your are covered. I called the helpline and t... See more

Company replied

Rated 5 out of 5 stars

Taking out insurance was easy with Swinton. The online site was clear and easy to navigate that with a good price should attract many drivers.

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Rated 1 out of 5 stars

I went on to Compare the Market to get a quote for a new car. Swinton came out at £351. I applied and paid and received confirmation. Next day is was told it was rejected. The reason was that I didn't... See more

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Rated 3 out of 5 stars

Swinton Insurance made a mistake in entering my date of birth incorrectly. When informed of this mistake of theirs, instead of putting it right with and apology I was subjected to a lot of unnecessar... See more

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Rated 5 out of 5 stars

The quote was much better than my current insurance company and the cover was better too

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Rated 1 out of 5 stars

Your company sent me a renewal quote on line for £466 wish was an increase of £233 from the previous year, so I went on line and was quoted £244 from your company that is an utter disgrace and money p... See more

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Rated 3 out of 5 stars

Zero issues and great service. Until the 2nd year car sale after 100 days. ZERO OPTION to cancel via the web and a pointless telephone call to be told you haven't tried to insure your new vehicle so... See more

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Rated 4 out of 5 stars

A very conscientious call operator. Took great pains to sort out my policy. My only problem was that I am fairly deaf, even with hearing aids, and I found the operator's accent very difficult to und... See more

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Rated 1 out of 5 stars

Had the misfortune to have a policy with this company. I then changed my car for similar vehicle and then premium double. When I did a comparison quote, you guessed it I got half the premium. When tr... See more

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Rated 1 out of 5 stars

its a lesson in futility.trying to do anything with swinton. dumb useless AI .half an hour of prattle before finally speaking to a person. i was losing the will to live.just put people on the end of... See more

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Rated 1 out of 5 stars

Paid for this policy a month before my current insurance was due, I noticed an annomally concerning the value of the bike I had to Cancelled this insurance on the day of taking it out and was charged... See more

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Rated 4 out of 5 stars

you offered a figure £30 lower than i eventually paid and i when i called to ask why this was i was given a load of claptrap by your agent who didn't understand what i was trying to get across and wh... See more

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Rated 5 out of 5 stars

Well happy with everything that you have done for me happy with everything thank you so much well deserved 5 stars

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Rated 2 out of 5 stars

I called to explain l had forgot to add a claim l had 18 months ago for a leaking underground water pipe, our only claim in 25 years. The quote to add this was a 50% of the initial premium ! I’ve c... See more

Company replied

Rated 5 out of 5 stars

Members of the team showed considerable patience with my attempt to rearrange car insurance this year making the whole task simpler than I had anticipated.

Company replied

Rated 1 out of 5 stars

£15 to make an online amendment to car insurance? I'm literally doing the work for you? I can understand perhaps charging an admin fee for phone calls where an actual human is doing something but not... See more

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Rated 1 out of 5 stars

Worst experience I’ve ever had .As an on line only policy it’s a slow process They are not clear and don’t go through a confirmation process. I may want to cancel my policy before it started , they c... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

46K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 4 out of 5 stars

It was nice service and do helpful

It was nice service and do helpful

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind words! We're delighted to hear that you found our service helpful. If you ever need any assistance in the future, please don't hesitate to reach out.

Kind regards,

Chris @ Swinton Insurance

Rated 4 out of 5 stars

i cheked swintons site liked what i saw…

i cheked swintons site liked what i saw gave u a call thank you

13 March 2026
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Reply from Swinton Insurance

Thank you for visiting our site and for giving us a call. We're glad to hear you liked what you saw! If you have any further questions or need assistance with your insurance needs, please don't hesitate to reach out. We're here to help.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Excellent agent

18 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind words! We're thrilled to hear that you had an excellent experience with our agent. At Swinton Insurance, we strive to provide the best service possible, and it's wonderful to know we met your expectations.

If you need any further assistance, please don't hesitate to get in touch.

Kind regards,

Michelle @ Swinton Insurance

Rated 1 out of 5 stars

Moved house

Moved house - couldn't move my policy and had to pay to leave (admin fees when everything is online).

23 March 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for sharing your experience with Swinton Insurance. I’m sorry to hear about the difficulties you faced when moving house and the admin fees you incurred as a result. We strive to make managing your policy as straightforward and convenient as possible, especially with our online services, so I understand how frustrating this situation must have been.

If your current insurer is unable to provide a quote for the change you wish to make, we offer the option to check if another insurer on our panel can cover this, which can help you avoid a cancellation fee if you choose that alternative cover.

If you would like to discuss your concerns further or to log a complaint, please use the below link:

www.swinton.co.uk/contact-us

Kind regards,

Michelle @ Swinton Insurance

Rated 4 out of 5 stars

I haven’t had any experience of Swindon…

I haven’t had any experience of Swindon yet apart from being a new customer and that was fairly easy.

21 March 2026
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Reply from Swinton Insurance

Thank you for choosing Swinton Insurance and for sharing your initial experience with us. We're delighted to hear that becoming a new customer was a fairly easy process for you. Should you have any questions or need assistance with your policy moving forward, please don't hesitate to reach out.

Kind regards,

Chris @ Swinton Insurance

Rated 4 out of 5 stars

Good and easy insurance.

It's very easy to take and fill all particulars relating to the driver and vehicle and comparitively low price.

19 March 2026
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Reply from Swinton Insurance

Thank you for your kind feedback! We're delighted to hear that you found the process easy to complete and that you’re happy with our competitive pricing. If you have any questions or need further assistance, please don’t hesitate to get in touch.

Kind regards,

Chris @ Swinton Insurance

Rated 5 out of 5 stars

Compare the Market gave me a great price

Easy to get my insurance and an excellent price.

22 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your kind feedback. We're delighted to hear that you found it easy to get your insurance and are pleased with the price. At Swinton Insurance, we strive to make the process as simple and affordable as possible for our customers.

If you need any further assistance, please don't hesitate to get in touch.

Kind regards,

Michelle @ Swinton Insurance

Rated 4 out of 5 stars

Difficult

Very hard to insure new vehicle price rose daily
Could not hold price even though I had registration number
Very frustrating talking to off shore call centre
So had to pay more to secure before prices rose again
Very confusing as it’s Liverpool not Swinton lol

Had a reply but unfortunately apologies are no compensation I used money supermarket but very dissatisfied that I could not get the advertised rate went to Swinton who were not the least expensive but their Defacto rating was the best
Should have gone with the cheaper option as they are all on line pricing these days no support unless you pay more
Anyway must say I’m disappointed

22 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for sharing your experience with us. I completely understand how frustrating it must have been to see the price of your new vehicle insurance rise daily and not being able to hold the price, despite having your registration number.

I’m sorry to hear that dealing with the offshore call centre added to the difficulty and confusion, please know that your feedback is important, and I will ensure it is passed on to the relevant teams to help improve the customer experience.

To clarify in relation to who your insurer is, Swinton is a broker so we work on behalf of a panel of insurers. You are insured with Liverpool Victoria. I hope this resolves your query.

Thank you for choosing Swinton Insurance.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

A very happy experience I was told…

A very happy experience I was told everything I needed to know and had things I didn't understand explained to me.100% with think thank you.

19 March 2026
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Reply from Swinton Insurance

Thank you so much for your kind words and positive feedback. We're delighted to hear that you had a very happy experience and that all your questions were answered clearly. At Swinton Insurance, we always strive to provide comprehensive and understandable information to our customers.

If you need any further assistance, please don't hesitate to reach out. We're here to help!

Kind regards,

Chris @ Swinton Insurance

Rated 5 out of 5 stars

Excellent service.

Found it very easy to set up my car insurance on line great service .

22 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind feedback! We're delighted to hear that you found it easy to set up your car insurance online and that you had a great experience with our service. Should you need any further assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 4 out of 5 stars

To be totally honest it was the price.

To be totally honest it was the price.

22 March 2026
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Reply from Swinton Insurance

Thank you for your honesty. We understand that price is a very important factor when choosing insurance. At Swinton Insurance, we strive to offer competitive rates without compromising on the quality of cover and customer service so we are happy to hear that this was the case with you.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Very good price and very helpful

Very good price and very helpful

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind words! We're delighted to hear you found our price very good and our team helpful. If you need any further assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

I’ve used Swinton for several bikes

I’ve used Swinton for several bikes. They are always professional, fairly priced and helpful.

22 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind words and for choosing Swinton for your bike insurance needs. We're delighted to hear that you've found our service professional, fairly priced, and helpful. Your feedback means a lot to us and motivates us to continue providing the best service possible.

If you ever need any assistance or have any questions, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Easy to start clear guidance good price

Easy to start clear guidance good price

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you very much for your kind feedback. We're delighted to hear that you found the start of your experience with Swinton Insurance easy, appreciated the clear guidance, and found our prices good. Your satisfaction is important to us.

If you have any further questions or need assistance, please don't hesitate to get in touch.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Easy to deal with.

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind words. We're delighted to hear that you found us easy to deal with. If you ever need anything else, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

It was easy and simple

It was easy and simple. Good value

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your kind feedback! We're delighted to hear that you found the process easy and simple, and that you appreciate the good value of our insurance. If you have any questions or need further assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Good value, helpful customer service

Good value, easy to fill in on line.Very helpful customer service assistant as I had adjusted my details. Very patient and thorough

21 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your kind feedback! We're delighted to hear that you found our online process easy and our customer service assistant helpful and thorough. It was a pleasure assisting you with adjusting your details. If you need any further support, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 4 out of 5 stars

Good price for me

19 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback! We're glad to hear that you found our price good. If you have any questions or need further assistance with your policy, please feel free to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Very easy

Very easy
Good understanding of everything

22 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your kind feedback! We're delighted to hear that you found the process very easy and that we provided a good understanding of everything. If you have any more questions or need further assistance, please don't hesitate to reach out.

Kind regards,

Michelle @ Swinton Insurance

Rated 1 out of 5 stars

Offered me a policy then doubled the…

Offered me a policy then doubled the price

21 March 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and sharing your experience. I understand the frustration caused by the additional payment request shortly after your initial premium payment.

I wanted to clarify that when applying for an insurance policy, it is standard practice for insurance companies to check the CUE database to access any claims history. CUE is a central database that holds information on all insurance claims and incident reports made by policyholders. If the information disclosed does not match what the database confirms, we ask for you to contact us to discuss this in more detail. When updating the information to match the CUE database, this can affect the premium you were originally quoted. We apologise if this was not made clear to you during the conversation you had with us.

If you wish to discuss this further or log a complaint, please reach out to our team via www.swinton.co.uk/contact-us

Kind regards,

Chris @ Swinton Insurance

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