TotallyMoney Reviews 

14,204
TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more

Company replied

Rated 5 out of 5 stars

Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions

Company replied

Rated 5 out of 5 stars

Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.

Company replied

Rated 3 out of 5 stars

Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a se... See more

Company replied

Company details

  1. Credit Reporting Agency
  2. Credit Bureau

Written by the company

Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!

Get a better credit score

Written by the company

97% of customers recommend us to improve your credit score
Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

14K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 72% of negative reviews

Typically replies within 1 week

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4.3

All reviews

(14,204)

59 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Improved credit score..

Great service, notified me when I was eligible to take out a credit card. My credit score was abysmal early last year and I’ve been working towards improving it so being notified I was eligible was a great feeling. Thank you.

14 January 2025
Rated 5 out of 5 stars

Totally Money is the best.

I have been with Totally Money, since, 2018.They send me my credit report each month. They are always up to date.Its good to be able to check my credit score each month. They do not charge a fee,for this service. I am pleased to give them 5 star's. David MacLeod. Fort William.

14 January 2025
Unprompted review
Rated 5 out of 5 stars

Great

Great, keeping customers updated is very important and also open way to identify opportunities regarding credit cards and other services. Thank you for your service

5 January 2025
Rated 1 out of 5 stars

Can someone explain to me how this…

Can someone explain to me how this company works because I don't understand to be honest I am confused I can get a £ 20000 pound loan to buy a car which been accepted but if I apply for a £ 5000 pound loan for home improvement I have been refused and not accepted I don't understand LOL

5 January 2025
Unprompted review
TotallyMoney logo

Reply from TotallyMoney

We’re sorry to hear that your application didn’t go as expected, Mark.

TotallyMoney isn’t a lender, so we don’t issue credit products or make decisions about applications. We show you products and offers that you’re most likely to be accepted for, based on the info we hold and that we receive from lenders. Lenders will always carry out final checks before making a decision, so even if you’re 100% pre-approved, the lender could decline your application if you don’t pass these checks. You may want to contact the lender directly to find out why your application was unsuccessful.

We appreciate this is frustrating, and although we don’t make the final decisions, we’re here to help you improve your chances of being accepted. You can check to see what personalised actions you can take to improve your eligibility by visiting the ‘Improve’ section on your TotallyMoney app.

Rated 5 out of 5 stars

Great app

Great app
Helped me a lot with daily offers and understanding how important a healthy credit score is

5 January 2025
Rated 2 out of 5 stars

I don’t like this app and how they…

I don’t like this app and how they check borrowing power and credit score

11 October 2024
TotallyMoney logo

Reply from TotallyMoney

We appreciate your thoughts on this, Abel.

If you have any ideas on how we could improve, please let us know at [help@totallymoney.com](mailto:help@totallymoney.com). We’re keen to hear what you think!

Rated 1 out of 5 stars

I had the app for ages I only upgrade…

I had the app for ages I only upgrade my phone, nothing else has changed I even tried on my other phone it’s the same,I can’t get into the app it’s say it’s for the Uk duh I’m from the Uk and when I go on to the troubleshooting bit I’m blocked I don’t know why I only check it now and then

26 December 2024
Unprompted review
TotallyMoney logo

Reply from TotallyMoney

Hi Kelly,
Sorry to hear you are having trouble logging in. We've recently implemented new security measures which means you won't be able to access our app whilst using a VPN. If you're still having issues, please contact the team at help@totallymoney.com and we will be happy to help resolve this issue for you.

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