Ondal Reviews 1,670

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its efficient and straightforward process, highlighting the speed with which loans are approved and funds are disbursed, often within minutes. Many appreciate the ease of the online application and the absence of complicated forms, making the experience stress-free. The customer service is frequently described as excellent, with staff being professional, understanding, and responsive to queries. However, some people were dissatisfied with the payment process, noting issues with early repayment policies that led to being declined for future loans, or a lack of clear communication regarding repayment terms. A few other people also felt that their loan applications were declined without clear reasons, even after providing requested documentation.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. While some reviewers praise the fast... See more

Service

Reviewers mention positive feedback about service. Many customers praise the quick, reliable, and efficient... See more

User experience

Reviewers highlight positive aspects of user experience. Many customers praise the ease, speed, and... See more

Response time

People report positive experiences with response times. Many customers praise the quick application process,... See more

Customer service

Consumers find customer service to be positive, with many praising the helpfulness and efficiency of... See more

Based on these reviews

Rated 4 out of 5 stars

I'm giving them four stars because they do help you out but I'm not going to give five stars because of the fact that if you repay early more than once then you will be suddenly declined from applying... See more

Company replied

Rated 4 out of 5 stars

This loan was to help finance our next vehicle. Procedure was quick and instant. The staff at Ondal were polite and understanding. I know next time where to go to for help. Mrs Eileen Williams LU33PD... See more

Company replied

Rated 5 out of 5 stars

.. I'm unemployed i receive disability support... End I was approved with no problems was easy end smooth.. I really really recommend Ondal.. They just excellent. So if you need some financial suppor... See more

Company replied

Rated 5 out of 5 stars

Finally a straightforward form and website, after completing, gave money instantly! Thank you so much as other companies were time wasters! Downside, try and take another loan get declined over and... See more

Company replied


Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Financial Institution

About Ondal

Written by the company

24/7 ethical on-line lending. A new breed of financial institution allowing you to borrow only what you need for as long as you need it .

Simple, convenient, transparent and responsible borrowing @ fairly priced services.

Up to x7 cheaper than unauthorised overdrafts from the UK high street bank (Which May 2018)

- Typically costing less the £2 a day
- Money agreed and delivered instantly
- NO Early repayment penalties

www.myfinanceclub.com

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

Replied to 77% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 1 out of 5 stars

Say one thing do the opposite

Do not have staff that listen to you. They say one thing and do the opposite.
Constant lack of communication just financial threats.
Leave you in more financial stress due to the lack of efficiency.
This is not worth it.

10 April 2026
Unprompted review
Rated 1 out of 5 stars

Used a few times and had no trouble…

Used a few times and had no trouble getting a loan when I needed for short term and lately applied again really could have done with help and their emails sounded promising like I would get the loan if I just sent over my payslip then they said that wasn't good enough a full bank statement was required this back and forth lasted over a week and kept me hanging whilst I needed to find another solution. I also did send over my bank statement as requested but just got an email saying my loan wasn't approved because I hadn't sent my bank statement when. I had done so through the correct way on their website as they stated. I'm really upset as I feel I've been let down after being able to get help with zero trouble before now it's been dragged out I've given way more personal details than I ever had to and the. They said they didn't even receive my bank statement when I did send my latest one to them. Sad and stressed not a good experience.

10 April 2026
Unprompted review
Rated 1 out of 5 stars

Awful - avoid

I went to the Ombudsman as this loan shouldn't have been given to me. Then to be told I have to wait 10 working days for a refund, this is ridiculous!

7 April 2026
Unprompted review
Rated 1 out of 5 stars

Loan shark

I've never applied to this company. They've got my details somehow and absolutely bombard my phone with texts and emails saying I've been approved for a £400 loan. No way of stopping them.

5 April 2026
Unprompted review
Rated 3 out of 5 stars

Fast application and payout but hard credit check not ideal

Easy, fast application and payout, however they performed a hard credit check on my first application despite them claiming they only do a soft search so borrowing with Ondal perhaps is not ideal for those looking to build up their credit score.

I settled my loan quickly and now get SMS every couple of days asking me if I want to reapply.

Whether they perform hard checks on subsequent loans i don't know, but performing a hard credit check on applications should be made clear at the start.

I'd be reluctant to borrow again from Ondal as a result of the hard search on my file.

17 March 2026
Unprompted review
Rated 1 out of 5 stars

Stay away

Same as quite a few of the recent reviews. Made my loan payment on time on the same day . Got an email confirmation that payment was made and now been receiving emails that i’m overdue payments . Tried to contact over the past home multiple times and email . Have now taken it further

2 April 2026
Unprompted review
Rated 1 out of 5 stars

I made a loan with Ondal last month

I made a loan with Ondal last month. My first instalment was due today. On the 27th I got a reminder that £105 is to be deducted on the 31rd, but I had the option to make an earlier payment. As I got paid on the 27th I opted for that. Today, the 31rd I got an email that £38 was to be deducted but declined and interest added. You can’t email them and the link they send for their website to contact them does not exist. I am getting the feeling that this business is a scam so be weary of them. I am currently seeking legal advise to take matters further but as they don’t have a website anymore I don’t know what to do.

It is now one day after I have made two payments, going above my agreed installments and they are demanding another full installment with interest. This business is a scam.

31 March 2026
Unprompted review
Rated 1 out of 5 stars

I cannot get through on phone they dont…

I cannot get through on phone they dont answer they dont reply to emails either. I made my monthly payment early cause i had the money for it but they still kept sending me reminders to pay then i get emails saying they tried to take payment but it declined THATS CAUSE I ALREADY PAID IT EARLY HELLO!!!

31 March 2026
Unprompted review
Rated 1 out of 5 stars

Loyal customer with 4 previous loans

Loyal customer with 4 previous loans, made each payment as per the terms of agreement. Receive frequent messages and e-mails to fast track loan application special customer bla bla bla then at the end of application computer says no. Most direct Lenders do manually affordability assessments on customers, perhaps Ondal should do this.

25 March 2026
Unprompted review
Rated 1 out of 5 stars

Stop send me text messages all day

Stop sending me text messages all day! I don't need your Loan anymore! I can't block your text messages and it's a hell. I don't want emails either. Horrible company, don't respect people.

12 March 2026
Unprompted review
Rated 1 out of 5 stars

DISAPOINTING ONDAL LOANS

I had loans with ONDAL for many months and always paid in full and on-time,now they won't give me a loan after paying all my loans in full previously and on-time,they are saying it is because I failed my credit check this month,how can they pay me loans over many months then suddenly they stop giving me loans because of my credit check,there has never been a missed payment either,I payed them over £450.00 yesterday to clear my loan and now they won't give me another one,so now I am over £450.00 out of pocket because I paid my loan off in full and can't get another loan to help my costs until I pay the new loan off,well done there ONDAL,you have simply had your money in full but are not giving back,well done,I would give you - stars if it existed,terrible service,don't have loans with ONDAL,they are terrible.

11 March 2026
Unprompted review
Rated 1 out of 5 stars

Just making sure

Just making sure that Ondal continue to treat people with a total lack of respect and dignity. Pleased to say they still are. They will take you right down to the tenth degree of producing information. You'll have all your details confirmed. You'll get a thumbs up. They'll send you your credit agreement which you'll sign. at that point... They'll decline you. Keep up the good work Ondal.

10 March 2026
Unprompted review
Rated 1 out of 5 stars

Can't give less than one star…

Can't give less than one star unfortunately. A group of incompetent charlatans who deliberately make it almost impossible to contact them in the event of a problem. Don't take money on time and then charge you for being late, the list of their incompetent actions is endless! AVOID, I wish I'd starved over Xmas as opposed to dealing with these clowns!!!

3 March 2026
Unprompted review
Rated 1 out of 5 stars

Do not seem to know what they are doing.

I took out a loan with Ondal. When checking my account after it stated loan repayment was due in may, In my email correspondence it had listed a schedule of dates and payments that were to be made. But these payments did not add up to the amount it stated was due in may. I contacted them, with no reply. The first payment date came and payment was made. I then received an email to say I had not paid my loan and they would be adding daily interest. I contacted them again, to get no response.

28 February 2026
Unprompted review
Rated 1 out of 5 stars

They will take your sort and account…

They will take your sort and account number then the long number on the card to set up CPA payment then a quick decline. I have reported them to the FCA as you can’t set up CPA until you have accepted application.

25 February 2026
Unprompted review

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