Pesa Reviews 201

TrustScore 3.5 out of 5

3.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 146 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the seamless transactions and the user-friendly nature of the app, highlighting its speed and efficiency for international money transfers. People often mention that funds arrive within seconds and that the service is reliable, making it a preferred choice for sending money to various countries. However, some people were dissatisfied with certain aspects, particularly regarding payment processing and customer service. There are reports of delayed or withheld funds, issues with account verification taking too long, and a lack of proactive support in resolving problems. A few customers also expressed concerns about exchange rates and the security of logging into bank accounts through the app.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. Many customers report significant issues, including funds... See more

Application

Users describe ambiguous interactions with the app. Many reviewers praise the app as brilliant, seamless, and... See more

Service

Clients share positive opinions on service, with many praising its seamless functionality, fast processing,... See more

Customer service

Customers had ambiguous experiences with customer service. While some reviewers praised the 24/7... See more

User experience

People report positive experiences with the user experience. Many customers praise the app's seamless... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Been using Pesa since I arrived the UK. It has made transactions seamless for me and helped out in getting money paid out when needed. I have recommended and used the service for many occasions and pe... See more

Company replied

Rated 4 out of 5 stars

I’ve been using Pesa for a few months now, my transactions most of the time is Canada to Nigeria and I must say it’s been stress free, I introduced the app to my family in Nigeria and USA I only prob... See more

Company replied

Rated 4 out of 5 stars

I've been doing my exchange with pesa for over 3 years now and I have never had an issue with them. I have also introduced some of my friends and they're all happy doing their transactions with pesa.... See more

Company replied

Rated 5 out of 5 stars

Pesa makes foreign currency payments and funds transfer really easy. It's fast. As soon as I send money to my Pesa account, I get a notification within seconds. When I send money to my recipients,... See more


Company details

  1. Financial Institution

Written by the company

Pesa redefining international money transfers—making them instant, easy, secure, and free. With Pesa, you can send money abroad effortlessly while enjoying the best exchange rates. You can also hold and manage multiple currencies in one account, giving you the flexibility to switch between them at no extra cost. Receive CAD, USD, EUR, GBP, NGN, convert and send money to over 40 countries for free, with fast, reliable delivery every time. This is just the beginning.


Contact info

3.7

Average

TrustScore 3.5 out of 5

201 reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Poor payout agent in Ghana 🇬🇭

I had a frustrating experience with Pesa money transfer. My transaction was delayed for several hours and remained under review with very limited communication from customer support. The transfer was only completed after 12:00 midnight, which caused unnecessary stress and inconvenience.

Although the money eventually arrived, the delay and lack of clear updates were disappointing. A reliable money transfer service should communicate properly and process transactions on time, especially when customers are sending urgent funds.

I hope they improve their customer service and transparency so others do not go through the same experience.

16 May 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Hamza,

We appreciate you sharing your experience. We understand how frustrating it is when urgent funds are delayed and we sincerely apologise for the delay you experienced.

Your feedback is invaluable as we work to enhance our service.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Fast

Fast, reliable and higher rate

9 May 2026
Pesa logo

Reply from Pesa

Hello Aanuoluwapo,

We're happy to hear that you had a fast and reliable experience with a higher rate. Thank you for your positive feedback.

Thank you for choosing Pesa

Rated 5 out of 5 stars

Rate and processing time

The rate is the highest and the transaction processing time is faster.

9 May 2026
Pesa logo

Reply from Pesa

Hello Babatunde,

We're happy to hear that you find our rates competitive and appreciate the fast transaction processing time. Thank you for your feedback.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Great service 👏

Great service 👏

10 May 2026
Pesa logo

Reply from Pesa

Hello Ade,

Thank you for the kind words! We are glad you had a great experience with us. We look forward to continuing to serve you.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Fast

Fast, easy to use and nice interface

8 May 2026
Pesa logo

Reply from Pesa

Hello Abiodun,

Thank you for your lovely feedback! We are thrilled to hear you are enjoying the speed, ease of use, and interface of the Pesa app.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

I really like pesa over All

I really like pesa over All,
And this is my best of the bests app for transactions, with 24/7 customer care

1 September 2025
Pesa logo

Reply from Pesa

Hello Tijjani,

Thank you for the wonderful review. Being your go-to app for transactions means the world to us. We are especially glad our 24/7 customer care has made a positive impression.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Easy seamless transaction.

Easy seamless transaction. Payment very fast.

7 May 2026
Pesa logo

Reply from Pesa

Hello Akin,

Thank you for your feedback. We are delighted to hear your transaction was fast and seamless. That is exactly what we aim to deliver for every customer.

We look forward to serving you again!

Thank you for choosing Pesa.

Rated 1 out of 5 stars

Fraud on my account by Pesa( debited my account for 550 aed on 2nd May and has refused to give balue

Pesa are fraudsters who have no license to operate in the UAE and they’re using a third party. They’re the only money sending application in UAE that needs you to log into your bank via their application thereby giving them access to your account and funds. They removed 550 aed from my account on 2nd May and till date, the funds is no where to be found but my bank confirmed the debit was in favor of Pesa with the below details
Account number- AE20960000691060001031
Account name- Pasepeer payment limited
Bank name - ZAND bank PJSC.

Other money sending application only make use of debit card but Pesa doesn’t and requires you to log into your account via their application thereby compromising your log in details. This is how they carried out this 550aed debit on my account and has refused to give value for it for 5 days now. They’re claiming they can’t trace the funds. I have receipt prove that you took money from my account and I can provide my bank statement of account too.
Pesa is fraudulent

1 May 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Ukeme,

We appreciate you bringing this to our attention.

We observed that you do not have an account with Pesa; however you have your bank account linked to a third party which is the reason for the delay.

We recommend you link your bank account to your Pesa account in other to avoid the issue reoccurring.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

The application is great.

The application is great.
And the payment steps are quite simple!

27 April 2026
Pesa logo

Reply from Pesa

Hello Abdullahi,

We're happy to hear that you find the application great and the payment steps simple. Thank you for your positive feedback.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

So far so good

So far so good, kudos for a 5 star

3 May 2026
Pesa logo

Reply from Pesa

Hello Realjulius,

We're happy to hear that you're having a good experience! Thank you for your five-star rating; we appreciate it.

Thank you for choosing Pesa.

Rated 5 out of 5 stars

Very convenient and easy accessible

Very convenient and easy accessible

3 May 2026
Pesa logo

Reply from Pesa

Hello Ibrahim,

Thank you for the kind words! We are delighted to hear you find the application convenient and easy to use. That is exactly the experience we strive to provide for all our customers.

We look forward to serving you again.

Thank you for choosing Pesa.

Rated 4 out of 5 stars

Good

You’re reliable and always in the lead of the other money transfer platform in terms of rate and I also recommend if you work on speeding up debiting our account so that we can additional fund to make more transactions.

3 May 2026
Pesa logo

Reply from Pesa

Hello Abednego,

Thank you for your kind words and for recognising our competitive rates. We have also taken note of your feedback on debiting speed.

We look forward to serving you again!

Thank you for choosing Pesa.

Rated 5 out of 5 stars

The speed of transaction

The speed of transaction

1 May 2026
Pesa logo

Reply from Pesa

Hello Ayo,

We appreciate your feedback regarding the transaction speed, and we're happy it met your expectations.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

This company left me stranded overnight…

This company left me stranded overnight and stole days of my life

I am writing this review so nobody else has to go through what I experienced with Pesa.
On Sunday 19th April 2025 my account was suddenly restricted without warning. I received an email stating the restriction was placed “as per my recent request.” I made absolutely no such request. The only activity on my account was a legitimate family transfer from my brother.
As a direct result of this restriction I was left physically stranded overnight with no money, no food and no means of transport. I spent the entire night outside unable to get home. I then had to work a full shift the following Monday having not eaten or slept because Pesa locked me out of my own money without any valid reason.
I contacted their support repeatedly for over 40 hours. I spoke to Segun, Idris and Mariam. Every single response was a copy and paste script. “We have escalated your case.” “Please bear with us.” “We understand your frustration.” Not once did anyone actually help me. They even called me the wrong name on Twitter.
They later admitted in a second email that the restriction was caused entirely by THEIR OWN security system update completely contradicting their initial email which falsely blamed me. So they lied to me from the very beginning.
Their verification system during this period only accepted passports and residence permit despite the UK no longer issuing BRP cards. When I told them my passport was expired and I had no BRP, their own agent told me to upload my driving licence. Their portal doesn’t even have an option for driving licences. Complete incompetence from a supposedly FCA regulated institution.
I had to file a formal complaint with the Financial Ombudsman Service before they finally restored my access after over 40 hours. My Ombudsman case is now active.
But it doesn’t end there. The very same day they restored my access I attempted a simple NGN to GBP exchange. It got stuck In Progress. I tried again the following day with a larger amount same thing. Stuck overnight. It is now Saturday morning, nobody is responding to me and I still cannot access £101.27 of my own money.
This is not a one off mistake. This is a pattern of failure from a company that does not care about its customers. They are FCA regulated under FRN 931425 and I intend to ensure the regulator is fully aware of their conduct.
If you are considering using Pesa please read this review and think very carefully. Your money is not safe with them and when things go wrong they will leave you stranded, ignore you and lie to you.
Avoid at all costs.

25 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Imoh,

We appreciate you bringing this to our attention. We're very sorry to hear about the difficulties you experienced with the account restriction, the overnight situation, and the subsequent issues with your exchange. We take your feedback seriously and will investigate these incidents thoroughly. We have escalated your concerns to our team for review.

Thank you for choosing Pesa.

Rated 4 out of 5 stars

Recently had my transaction delayed as…

Recently had my transaction delayed as well. Communication was not very good, but they are definitely NOT scammers. My money was refunded back to as soon as I requested for it. I think they need to improve in communicating with their customers when they are experiencing challenges with the APP.

15 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Aderonke,

Thank you for sharing your experience and for the kind words, we genuinely appreciate you clarifying that your funds were returned promptly.

We hear your feedback on communication and we are committed to doing better.

We hope to serve you even better next time.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

SCAMMERS

Currently I am unable to transfer.. 24 hrs, i have been trying to send money to love ones abroad..no customer service reply.. just generic AI reply, bad experience DO NOT USE as there is no customer service and no accountability, no one to be held responsible if there is problem with the app or the company goes burst

18 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Bossman,

We are truly sorry for the frustration the inability to carry out your transaction has caused.

Please reach out to us directly at support@pesa.co, so we can personally look into your transfer and get this resolved for you as quickly as possible.

We look forward to hearing from you.

Thank you for choosing Pesa.

Rated 1 out of 5 stars

This app is a scam and robbery scheme

This app is a scam and robbery scheme, I deposited money into my Pesa wallet and instantly my account was restricted. I have done everything possible and used all other means to reach them but no response. I am taking my campaign against this sham scam app on all social media platform La to alert people. They are thieves and a fraud company ripping people off. PESA IS A SCAM CAMPAIGN

15 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Kelvin,

We are truly sorry for the frustration this situation caused you. We completely understand how alarming it must have felt to have your account restricted immediately after a deposit.

We are pleased to confirm that your account has now been unrestricted. We have also sent you an email with a link to reset your PIN so you can regain full access to your account. Please check your inbox and follow the instructions provided.

If you need any further assistance, please do not hesitate to reach out to us at support@pesa.co

Thank you for choosing Pesa.

Rated 1 out of 5 stars

Avoid Pesa

Terrible experience. Do not trust them with your money.
First, they failed me during a family emergency by holding a $700 transfer for 3 days. Then, my account was compromised on April 8th. Despite notifying them within an hour of the unauthorized transfer, they’ve provided zero updates. Their "customer service" is just a delay tactic. Other apps allow instant funding via debit card; Pesa is slow, insecure, and unresponsive.

8 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Onua,

We are sorry to hear about the difficulties you experienced with the delayed transfer and the unauthorised account activity. We appreciate you bringing this to our attention. We are taking your feedback seriously, and we'll investigate these issues and provide a feedback.

Thank you for choosing Pesa

Rated 1 out of 5 stars

Wish there was a zero star

Wish there was a zero star
Money for my bills is being held with no explanation they don’t respond to any of my messages and put me in such a bad financial situation
I’m currently going through eviction from my home
Avoid them at all costs
I will escalate this issue anyways and means possible

4 April 2026
Unprompted review
Pesa logo

Reply from Pesa

Hello Nana,

We are deeply sorry to hear about the incredibly difficult situation you faced. We understand how distressing it must be to have your funds delayed at such a critical time, and we sincerely apologise for that.

Please reach out to us immediately at support@pesa.co with your account details so we can treat this as a priority.

Thank you for choosing Pesa

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look