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Rated 1 out of 5 stars

In June 2025, I paid £10 for a replacement 60+ Oyster card and received it at my London address. That should have confirmed my details. On 7 July, I replied to TfL’s reminder email to say I’d alre... See more

Rated 5 out of 5 stars

Process was straightforward. I'm very relieved at the peace of mind that my ebike is protected against theft. Living near Oakland made owning an ebike and driving around town worrisome. Knowing th... See more

Rated 4 out of 5 stars

Customer service is great. Sign up is a bit weird because after entering one’s CC number, one is redirected to a “Chat page” instead of a typical confirmation screen. All worked out. I guess the pr... See more

Rated 5 out of 5 stars

I did not get to speak with your customer service department; but, I was able to do an on-line chat. I am not a fan of typing my questions out, however, you left me no option... Thankfully my issu... See more

Company details

  1. Insurance Company

Written by the company

Oyster is an insurance technology company that provides a new standard of comprehensive personal insurance coverage through a simplified experience. Oyster's end-to-end platform enables retailers to embed personal insurance at the point-of-sale to make insurance more accessible for consumers.


Contact info

3.8

Great

TrustScore 4 out of 5

101 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Oyster was responsible and responsive

Oyster was responsible and responsive. The only change I would make is it took a few days to get my policy active I was hoping to get it active quicker but I’m glad everything is done.

5 October 2023
Rated 5 out of 5 stars

Amazing customer service

I had made a quote for insurance on a new ebike I purchased. I filled out the information incorrectly which resulted in higher premiums. They called me right away, addressed the change and found ways to save me even more money!

4 October 2023
Rated 5 out of 5 stars

For an E-Trike

I ordered fur my E-Trike and after 2 weeks I decided to chat and see what the hold up was.
Long story but it was pending because I entered the wrong value of the Trike.
But all worked out and I'm a happy policy holder.

10 September 2023
Rated 2 out of 5 stars

SCAMMERS DONT USE FOR INSURANCE!

When i first purchase my bike online, i was sent an email to finish my application for oysters. I told the rep who emailed me that i dont have the serial number or the bike & do not feel comfortable starting insurance on an item i do not have. Then once i received bike in mail i reached out to oysters to start my policy. I was sent an email statement that they do not & will not insure my bike until the tropical storm passes my area. WHAT A F’ING SCAM OYSTER. I will never do business with this company & will never tell any friends or colleagues about this insurance company.

15 September 2023
Unprompted review
Oyster logo

Reply from Oyster

Hi Miss Kim Gibbs,

We apologize for any inconvenience you've experienced, and we appreciate your feedback, as it helps us improve our services. It's important for us to clarify that our intention is always to provide the best possible service to our customers.

We understand your frustration when you received an email stating that we couldn't insure your bike until the tropical storm passed through your area. Our top priority is the safety of our customers, and sometimes external factors like severe weather conditions can affect our ability to provide immediate coverage.

I want to reassure you that your bike policy is active, and you are currently covered. To access the details of your policy and ensure everything is in order, you can log into your Oyster dashboard. If you have any further questions or concerns, please do not hesitate to reach out to our support team at support@withoyster.com.

Thank you,
The Oyster Team

Rated 1 out of 5 stars

Terrible service

Terrible service. Still waiting for call to update my yearly premium.

14 September 2023
Oyster logo

Reply from Oyster

Hi Niranjan - thank you for reaching out and we are sorry that you feel this way about your experience. Our team has followed up to your inquiries and resolved all outstanding issues. However, please feel free to reach out anytime and our team would be more than happy to help at support@withoyster.com.

Thank you!
The Oyster Team

Rated 5 out of 5 stars

My experience with securing a bike policy with Oyster

I did not get to speak with your customer service department; but, I was able to do an on-line chat. I am not a fan of typing my questions out, however, you left me no option...

Thankfully my issue was resolver easily and my policy is now in place. One recommendation or should I say two: 1) You should let your prospects know that if they request a policy on a weekend, they will need to wait until Monday through Friday to have a policy in effect. 2) You should provide a phone number for your prospective clients to use when they decide to insure with you...

28 August 2023
Unprompted review
Rated 3 out of 5 stars

Glad to have the insurance

Glad to have the insurance, but it was difficult to find out what my payment would be because the amount changed everytime I logged on. Hope the site finally got it right.

21 August 2023
Rated 3 out of 5 stars

Coverage

It was OK time will tell him I’m coming Monson how it goes. Oh, thank you very much and send me an official document .was OK. Time will tell him. I’m coming Monson how it goes. Oh thank you very much and send me a unofficial document of my contract with you and Kia call you Monday. Thank you.

5 August 2023

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