RentalCover.com Reviews 21,433

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 4,568 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the ease and speed of the claim process, often describing it as well-organized and straightforward. Many people are impressed with the quick assessment and payment of claims, with funds often received within hours or a few days after approval. The overall service is frequently praised for its efficiency and professionalism, making the insurance experience positive for many. However, some reviewers were not happy with significant delays in claim processing and a lack of communication, leading to frustration and unresolved issues. A few other people also felt that the claim submission links were broken or that their coverage was deemed invalid after payment, causing difficulties in receiving refunds.

What people talk about most

Claim

People report positive experiences with the claim process, often highlighting its simplicity and speed.... See more

Service

Users describe positive interactions with service, highlighting it as excellent, fantastic, and absolutely... See more

Payment

Reviewers mention positive feedback about payment, with many customers reporting that claims were paid... See more

Refund

Customers had positive experiences with refund, often highlighting the ease and speed of the process. Many... See more

Response time

Customers consistently note positive experiences with response times, with many reporting that the claim... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I intended to purchase the insurance directly with the car rental company at first. It’s totally unplanned to buy from rental cover. I would say what I heard those social media is biased and not real... See more

Rated 5 out of 5 stars

I purchased the collision and damage insurance through RentalCover.com after making a reservation on rentalcars.com. I paid $84.00 for my rental week. I did not anticipate having to use my coverage wh... See more

Rated 5 out of 5 stars

It's quick and easy to organise rental car insurance on-line with RentalCover.com . No need to telephone anyone. It's a simple on-line interface with no complexity. The quoting process is simple and... See more

Rated 5 out of 5 stars

Taking out the insurance for car rental is easy and I have used in UK and Australia. Claim process is well organised and easy steps to follow to prepare the required docs and to submit a claim. I was... See more


Company details

  1. Insurance Agency
  2. Auto Insurance Agency

Written by the company

RentalCover.com provides complete protection for your rental vehicle, at a fraction of the cost charged by rental car companies. We offer much better car hire coverage with zero excess. Be fully covered with no exclusions unlike other waivers offered where a customer would usually need to pay significantly more to cover windscreen, keys, underbody, tires etc. Our claims are processed in 1-3 days plus we have a 100% free cancellation guarantee up until 24h before pick-up.

Don’t let rental car damage cost you thousands!

Written by the company

Get full bumper-to-bumper protection with $0 deductible for any rental car or car share or motorhome worldwide for $134 less† than Collision Damage Waiver at the rental desk.
RentalCover.com provides complete protection against theft and costly damage to your rental vehicle, at a significant savings to the rates charged by rental car companies. Get the peace of mind that comes from knowing that a small scrape won’t turn into thousands of dollars of repair costs and fees. We provide even more complete protection than the loss or collision damage waiver offered by leading rental car companies, at a fraction of the price.
Compatible with ANY rental car company WORLDWIDE!

50% cheaper than the insurance offered at the rental desk

If you find a cheaper policy just email us the quote and we will beat it.

If you find a cheaper policy just email us the quote and we will beat it.
We also have an unconditional return policy, you can modify, extend/reduce and cancel any policy before the trip commencement date and receive a full refund.

Contact info

4.8

Excellent

TrustScore 5 out of 5

21K reviews

5-star
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Replied to 98% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Fantastic service!

I purchased full protection from rentalcover.com for my rental from Germany. Apparently, the rear wiper cover of the car fell off. The rental company charged me for the repair. I opened a case, uploaded the requested documents, and in less than 12 hours, my case was reviewed, my payment was approved, and the money was transferred to my account. It's a fantastic service. I travel frequently, and I will now choose rentalcover.com for all my rentals. I recommend it to everyone; it's a great service. Thank you so much!

27 May 2026
Unprompted review
Rated 1 out of 5 stars

Do NOT use this company

Do NOT use this company
I have never had such a poor experience with an insurance company. The accident happened 3 months ago and I lodged my claim immediately. (The accident in question was scratches by the way, and now I'm out the $1000 excess)
I have yet to receive any update, let alone any determination.
A third party was responsible for the accident and accepted responsibility, I provided all their details to both rental cover and the hire company. I have now been following up on this claim for 3 months now, to both emails (the admin and the complaints one) with no reply. I have had no correspondence apart from system generated emails confirming they're still reviewing, and even then the last one was from April 11th. This is confirmed by my account on their portal as well.
I work in insurance myself, I know first hand things can get tricky, but the lack of support or any communication is ridiculous.
If there is no resolution this week I will be escalating further.

20 February 2026
Unprompted review
RentalCover.com logo

Reply from RentalCover.com

Hi Sean,

Thanks for your message.

Your claim is currently under review. Timeframes can vary depending on the information required, and the Claims team will contact you if anything further is needed.

You can check the latest status by logging in to your XCover Account. If you need us to follow up, please contact us via our support form (https://www.xcover.com/en-us/contact-us) and include reference TP-7179345.

The XCover Team

Rated 5 out of 5 stars

Well supported, detailed claim process online!

It was seamless to add the insurance to the rental booking. And when I needed the claim process everything went smoothly online and the payment was lightning fast.
I would not call it 'tedious' but 'detailed'. You have to make sure you have all the information available which, by the way, they lay out clearly on their website with precise supporting descriptions. Once you have all the documents you upload them to the claim form which takes you through step by step. If you have done your homework right the payment process is lighting fast. I got payment in one day!

27 May 2026
Unprompted review
Rated 5 out of 5 stars

Always my choice

I have used RentalCover service for quite some times
When I had an charge from rental company in Iceland for Windshield damage, I got payment from RentalCover very quickly. The whole process is very simple. But the price is very competitive comparing to what rental company offers.

28 May 2026
Unprompted review
Rated 5 out of 5 stars

Quick

Wow, I can’t believe how easy and quick it was to make a claim and have the money refunded into my bank account. Just amazing. 10 out of 10 all the way. Thank you for making it so stress-free. 😊

19 April 2026
Unprompted review
Rated 5 out of 5 stars

OMG what a service!

OMG, WHAT A SERVICE
The app is very easy to use, adding documents is very simple. The processing of a claim was also very fast; I was also surprised that the payment was made directly to my bank without any waiting. Well done, I recommend them!

20 May 2026
Unprompted review
Rated 5 out of 5 stars

What an easy process and so cheap

What an easy process and so cheap.
The website is so easy to navigate and everything is explained in plain english and easily understood.
They explain everything you need to know.
If only every site was like this. Thanks.

27 May 2026
Unprompted review
Rated 1 out of 5 stars

More Than 6 Weeks Waiting – Still No Claim Decision or Proper Communication

I purchased insurance from RentalCover expecting professional customer service and proper claim handling. Unfortunately, my experience has been extremely disappointing.

I submitted my claim on 8 April 2026 (Claim reference: A7GX-SFR5-INS).

On 14 April 2026, I was asked to provide additional documents, including a detailed final invoice and repair estimate. I uploaded all requested documents on the same day.

Since then, my claim has remained in “Processing” status without any final decision.

Over the following weeks, I sent numerous follow-up emails asking for updates, but most of them were completely ignored. After posting negative reviews, I received responses stating that my case had been escalated to the Complaint Management Team for a “priority review” because the delay exceeded their normal processing time.

Despite these assurances, no meaningful progress has been made.

Today is 27 May 2026, more than six weeks after submitting all requested documents, and I still have:

* no final decision,
* no proper explanation,
* no timeframe,
* and almost no communication from the company.

At this stage, I consider the handling of my claim unacceptable and highly unprofessional.

Due to the excessive delays and lack of communication, today I officially submitted a complaint to the Financial Ombudsman Service (FOS).

Based on my personal experience, I cannot recommend this company to anyone seeking reliable insurance protection or fair claim handling.

27 May 2026
Unprompted review
RentalCover.com logo

Reply from RentalCover.com

Hi Raimkulov,

Thanks for your feedback.

Your case has been escalated to our Complaints team for a full review. They will assess your case end-to-end and contact you directly with the outcome.

The RentalCover Team

Rated 5 out of 5 stars

Amazing experience

There isn’t anything that this company don’t do well! The process is fast, the return of money is as fast as their service and support! The only thing I would like to have is an APP, apart from that, everything is amazing.

23 May 2026
Unprompted review
Rated 5 out of 5 stars

Unfortunately i had to make a claim as…

Unfortunately i had to make a claim as id lost my hire car keys and had to pay the hire company for this
I must say I can't believe how simple it was to make the claim with no long winded arduous forms to complete
It was straight forward, simple and quick
The claim was put in and was settled fully within 24 hours
Accidents obviously do sometimes happen but it is very refreshing for an insurance company to be as easy to deal with and so prompt to settle

26 May 2026
Unprompted review

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