Novuna Personal Finance Reviews 

6,230
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 906 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally quick and simple online application process, highlighting that approvals happen within minutes and loan agreements are very straightforward to set up. People also appreciate the user-friendly mobile app, which makes managing accounts, viewing transaction details, and tracking payment progress completely straightforward. Some reviewers were not happy with unexpected late fees, noting ongoing frustration with direct debit management and resolving account administration problems. A few customers additionally mentioned difficulties when trying to get assistance regarding faulty product purchases or communicating effectively with support teams.

What people talk about most

User experience

Consumers find user_experience to be a very positive and seamless journey from start to finish. Reviewers... See more

Service

Reviewers highlight positive aspects of service, noting that the application process is simple, quick, and... See more

Payment

Users describe ambiguous interactions with payment services, noting a split in their overall experiences. On... See more

Customer service

Clients share positive opinions on customer service, highlighting reliable support and helpful advisors. Many... See more

Application

Reviewers mention positive feedback about the app, expressing high satisfaction with its usability and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more

Company replied

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

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Asks customers to review

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4.6

All reviews

(6,230)

881 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy and manageable

Easy and manageable, helps me a lot me, Thank you Novuna finance.

22 June 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi, thank you for sharing your positive experience. We're glad that it's been easy and helped you as well!

Rated 5 out of 5 stars

Took me two years to buy this

The whole experience of buying my watch and using Novuna has been easy to follow and look forward to dealing with you in future

22 June 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Glad we could help Stephen. You know where we are next 'time' then :-)

Rated 3 out of 5 stars

I can’t say to much about my experience…

I can’t say to much about my experience because it hasn’t started yet

21 June 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi, it would be great to hear how about your experience is once it get's going as I'm certain it'll be positive, so feel free to share later on if you'd like! Thanks

Rated 5 out of 5 stars

Great service

Great service, very helpful, easy to apply, very happy thank you.

17 June 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing!

Rated 1 out of 5 stars

Applied for a loan a few days ago still…

Applied for a loan a few days ago still in shock at the eye watering interest rates charged avoid at all cost.

15 June 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Tony.

The majority of customers that apply with us do get the low advertised rate. As an FCA regulated lender, this is a requirement for us to be able to display those rates on the website and in our materials.

All loans are subject to status, and many factors are taken into account that can each influence the final rate you are personally offered. Unfortunately your current situation or application information didn't meet that criteria.

You'll appreciate that when lending over £3 billion each year, we do need to manage this area carefully to ensure we're able to continue to offer such competitive loans. I've reached out to you directly via Trustpilot for more information. That will allow us to let you know the reasons your rate was higher than you obviously expected.

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