Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more
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Need a great Personal Loan?
Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).
Who are Novuna?
A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.
We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.
We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.
We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.
That's what makes us different.
We're leaders in our field
We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.

Best Personal Loan Provider
YourMoney

Platinum Trusted Service
Feefo

Loan Provider of the Year
Moneyfacts
2 Apex View, LS11 9BH, Leeds, United Kingdom
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Reply from Novuna Personal Finance
Very straightforward to deal with.
Very quick to reply and to act. ✔️

Reply from Novuna Personal Finance
I took this loan in very time but paid extremly high interest rate not spread over 4 years lian plan. They taken all interest in 2.5 years and principle remained same.

Reply from Novuna Personal Finance
I rarely leave negative reviews, but I feel other customers should be aware of my experience.
My issue wasn’t with making payments – it was with Novuna’s administration and lack of empathy when dealing over the phone.
I requested that my direct debit payment date be changed. It took three attempts before the change was processed correctly, and during that process the direct debit failed due to errors on Novuna’s side. When I spoke to their team, they acknowledged the problems and apologised for the way the payment date change had been handled.
Unfortunately, despite acknowledging that their own administrative errors contributed to the failed payment and removing the charge they immediately applied to my account, they have refused to amend the missed payment they reported to the credit reference agencies. As a result, my credit file has been damaged through no fault of my own.
I understand lenders have reporting obligations, but I also believe they have a responsibility to ensure the information they report is fair and accurate. If a missed payment arises because of a process the lender mishandled, simply saying “sorry” but refusing to correct the record is disappointing.
The customer service representatives I spoke to were hit-and-miss. Some polite and professional, others not so, but the final outcome was extremely frustrating. I expected better from a company of this size, especially on a simple administrative fix.
I hope Novuna reviews its approach to situations where its own administrative errors have a direct impact on a customer’s credit file.

Reply from Novuna Personal Finance
Very helpful and understanding keeps me up-to-date with things And it has gone very quick six months in

Reply from Novuna Personal Finance
Not sure but let's see how this company treats me as a loyal person who as never missed payment in 30 years. I've only just started with yourself and let's have a smooth 3 years and both of us will be happy people kind regards Mr Lee Holland

Reply from Novuna Personal Finance
Don't understand why they need your bank details before they have made a decision on whether you get a accepted or not.

Reply from Novuna Personal Finance
Very effective and simple way to spread the cost of expensive item
approved in minutes and simple to manage with direct debit

Reply from Novuna Personal Finance
So easy to use and navigate,very informative 👍

Reply from Novuna Personal Finance
I was not happy that you couldn’t amend my d.o.b when I called the customer service,I had to forward an email to this 🙄

Reply from Novuna Personal Finance
Novuna's always great to do business with, super quick and easy, and their app has all the details you need. Money's transferred, communication's great, I'm really pleased,thank you

Reply from Novuna Personal Finance
Novuna, Novuna, Novuna! What did I say? Thank u so much. Applied for personal loan very easy process. Wasn't expecting this and the interest you charge is reasonable. I'm glad I came back to you. I've used you in the past no regrets. I might come back again in 2 years!

Reply from Novuna Personal Finance
Very good service and fast, reliable and easy to use

Reply from Novuna Personal Finance
Been with you for years always had a great experience and keep coming back thanks

Reply from Novuna Personal Finance
Easy process and quick service has helped us with our building project. Thank you.

Reply from Novuna Personal Finance
We purchased a table from Furniture village,first mistake I know and funded through Novuna and yes another mistake.We have issues with the table which is 8 months old and neither Furniture village or Novuna will help.They say you never know what a company is like until you call for help,well we did call for help and they are not interested.
Do not use Furniture Village (look at other reviews).
Do not use Novuna to finance either.

Reply from Novuna Personal Finance
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