Novuna Personal Finance Reviews 

6,232
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 906 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally quick and simple online application process, highlighting that approvals happen within minutes and loan agreements are very straightforward to set up. People also appreciate the user-friendly mobile app, which makes managing accounts, viewing transaction details, and tracking payment progress completely straightforward. Some reviewers were not happy with unexpected late fees, noting ongoing frustration with direct debit management and resolving account administration problems. A few customers additionally mentioned difficulties when trying to get assistance regarding faulty product purchases or communicating effectively with support teams.

What people talk about most

User experience

Consumers find user_experience to be a very positive and seamless journey from start to finish. Reviewers... See more

Service

Reviewers highlight positive aspects of service, noting that the application process is simple, quick, and... See more

Payment

Users describe ambiguous interactions with payment services, noting a split in their overall experiences. On... See more

Customer service

Clients share positive opinions on customer service, highlighting reliable support and helpful advisors. Many... See more

Application

Reviewers mention positive feedback about the app, expressing high satisfaction with its usability and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more

Company replied

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(6,232)

883 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

They make logging into your account so…

They make logging into your account so difficult every time I log in I have to reset my password even if I have just reset it
It is so frustrating especially if you are neurodivergent

19 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Update - As you've not provided any information to allow me to look into this I'm hoping you've manage to identify what's going wrong?

This is very odd Tilly. Everything is working correctly, and you'll appreciate we would have been made aware of any IT issues impacting customers almost instantly (or IT team are extremely vigilant).

Logging into our system to check or amend details (either online or via our new mobile app) is indeed working as it should (I've just tested it with my own account). Once our customers register, all they need is a password and a pin, so there should be no reason to have to reset your password each time (unless you forgot it of course).

I've just checked our system and I haven't been able to find anyone with your first name, so I'm assuming we hold something different (that of a partner perhaps). There are of course some security features that you may be triggering (if you enter the wrong details a few times or someone else with access is also resetting the password?) but I'll send you a request for more information via Trustpilot. This will allow me to locate your agreement, and once I've done that I'll be able to see your login history and get to the bottom of what's happening with your password.

Rated 5 out of 5 stars

Thank you !!

Easy to sign up too both for your loan application and getting started on your website, easy to navigate around your site, all relevant information at your fingertips and all in plain English !

15 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Raymond. Glad to hear that our service has been easy for you to use!

Rated 5 out of 5 stars

I have been with and used Novuna…

I have been with and used Novuna Finance for many years previously.
Always 1st class service and highly recommended.

12 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

We're so pleased to hear about your long term positive experience with us. Thank you for your kind words and recommendation!

Rated 5 out of 5 stars

Missed a payment due to an emergency

Missed a payment due to an emergency, spoke to Pip who was lovely and really helpful a true credit to your team!

14 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Toby. I'll make sure to pass this on! Glad to hear that we were able to resolve an issue for you and provide a positive experience

Rated 5 out of 5 stars

All good approved very quickly.

All good approved very quickly.
If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole though positive result.

10 July 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Service.

Very easy to deal with, extremely helpful, all in all a top class service. Thank you. The application was simple enough, and doesn't take an inordinate length of time.

10 January 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look