Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more
Company replied
All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more
Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more
Company replied
Company details
About Novuna Personal Finance
Written by the company
Need a great Personal Loan?
Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).
Who are Novuna?
A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.
We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.
We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.
We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.
That's what makes us different.
About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans
Just some of our awards
We're leaders in our field
We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.
Best Personal Loan Provider
YourMoney
Platinum Trusted Service
Feefo
Loan Provider of the Year
Moneyfacts
Contact info
2 Apex View, LS11 9BH, Leeds, United Kingdom
- 0344 375 5500
- CustomerService@NovunaPersonalFinance.co.uk
- novunapersonalfinance.co.uk
4.6
Excellent
6K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Reply from Novuna Personal Finance
Glad to hear that you got a nice and quick decision Vinod. Thanks for sharing!
Hassle free, simple application.
Hassle free application and received answer within minutes of submitting. All terms were made clear and the whole process was simple.
19 July 2026
Unprompted review
Reply from Novuna Personal Finance
Thank you for sharing Zoe! Really glad to hear that the process was quick and simple as well!
Mainly for the app and registering
Mainly for the app and registering. So many moving hoops just to see a finance agreement.
23 July 2026
Unprompted review
Reply from Novuna Personal Finance
I'd happily look into this for you. The process of setting up an account is simple... so I'll send a request for some additional information (that will let me locate you in our system) to help me find your specific issue.
One key thing to remember is you'll need an 'agreement number' to be able to create an account. This is for a few reasons, but does occasionally confuse our 'keen bean' customers :-)
For Personal Loans, this number is available as soon as you e-sign the agreement (and the funds get released to you). However, if you've used our Retail Finance (to buy a high-cost product or service from one 3,500+ retailers)... that finance agreement is only activated when you receive the purchase. This means you do need to wait until then before creating your online account (either on our website or via the mobile app).
Update - As you've not reached out to me with more information, I'll assume you're all up and running with your online account. Any further problems or questions, just give us a call on 0344 375 5500. Always ready to help.
On time and very good product
22 July 2026
Great service
Great service. Easy to use app.
Also well informed from Novuna.
1 July 2026
Unprompted review
The process was quick and i will…
The process was quick and i will definitely recommend😁
22 June 2026
Unprompted review
Reply from Novuna Personal Finance
Thank you for sharing and for your recommendation Charles! We appreciate it
Very efficient and straightforward to…
Very efficient and straightforward to apply.
19 July 2026
Unprompted review
Reply from Novuna Personal Finance
Thank you for sharing! Glad to hear that you've had a positive experience
Really easy process from application…
Really easy process from application through to final payment
Would recommend Novuna for any big purchases.
22 July 2025
Unprompted review
Reply from Novuna Personal Finance
Thank you for the recommendation and for sharing. It's always great to hear that the process is quick and easy :)
Always keep in contact
Always keep in contact, very easy app to use to see how your payments doing, never any concerns or problems.
21 July 2026
Unprompted review
Reply from Novuna Personal Finance
Many thanks Julia :-)
My husband and I have used Novuna a few…
My husband and I have used Novuna a few times now for loans, they are always our first choice for loans because the rates are good, the app is easy to use and we can make regular overpayments. We recently moved and wanted a loan each to do a garage, garden and some home improvements inside. We both have quite a bit of disposable income, my loan was approved straight away but my husbands was declined for some reason. Upon reviewing our credit report we couldn't see a reason why. He ended up going elsewhere but it was disappointing as we have used this company several times before and never missed a payment.
23 June 2026
Unprompted review
Reply from Novuna Personal Finance
Good evening Charlotte.
So I can locate you (and, more specifically, your husbands details) in our system, I'm going to send you a request for information using Trustpilot. If you can respond to that, with details that will allow me to locate the application that was decline, I'll look into this for you.
I'm sure you appreciate that financial circumstances are always very fluid, and while our systems continue to evolve, our focus is always on ensuring our loans remain affordable. I'm sure there's something very simple that may have contributed to this, certainly in part.
Thank you
effortless application and rapid decision
very easy application and a decision within seconds great company
15 July 2026
Unprompted review
Reply from Novuna Personal Finance
Thanks for sharing Simon, we're glad you think so! Happy to hear that the application process was nice and simple
Its just very simple and easy to apply
Its just very simple and easy to apply
17 July 2026
Unprompted review
So simple application and the best bit…
So simple application and the best bit you can be assessed for qualifying for a loan. I’ll always be your customer. I’ve borrowed and paid up my loans without any penalty for early payment.
19 July 2026
Unprompted review
Reply from Novuna Personal Finance
Thank you very much for sharing! Glad to hear that you've had positive experiences using our services! :)
Excellent service ,easy to apply online…
Excellent service ,easy to apply online and instant decision.
Overall amazing service.
9 May 2026
Unprompted review
Reply from Novuna Personal Finance
That's what we're aiming for :-) Great to hear, thank you.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.