Novuna Personal Finance Reviews 

6,231
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 906 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally quick and simple online application process, highlighting that approvals happen within minutes and loan agreements are very straightforward to set up. People also appreciate the user-friendly mobile app, which makes managing accounts, viewing transaction details, and tracking payment progress completely straightforward. Some reviewers were not happy with unexpected late fees, noting ongoing frustration with direct debit management and resolving account administration problems. A few customers additionally mentioned difficulties when trying to get assistance regarding faulty product purchases or communicating effectively with support teams.

What people talk about most

User experience

Consumers find user_experience to be a very positive and seamless journey from start to finish. Reviewers... See more

Service

Reviewers highlight positive aspects of service, noting that the application process is simple, quick, and... See more

Payment

Users describe ambiguous interactions with payment services, noting a split in their overall experiences. On... See more

Customer service

Clients share positive opinions on customer service, highlighting reliable support and helpful advisors. Many... See more

Application

Reviewers mention positive feedback about the app, expressing high satisfaction with its usability and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more

Company replied

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.6

All reviews

(6,231)

883 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Completely satisfied

A really good experience. Everything has worked like clockwork.
I feel looked after & completely satisfied with the process. Thank you.

5 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear Alex. Thanks for the feedback.

Rated 4 out of 5 stars

No hiccups

No hiccups! Plain sailing.

8 January 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear! Thanks Keith.

Rated 2 out of 5 stars

I do not want this loan I've decided…

I do not want this loan I've decided the hearing aids are far too expensive ... 2 thousand pounds more for some item in QA hearing shop which is ridiculous so I was am c as ncelling this as I do not want that...I was told I have 2week cooling off period so as s it's only been one week I do not want to carry on with this loan

30 July 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Glenys, thank you for your review. We’re sorry to hear you’ve decided not to proceed with the hearing aids. For clarity, we provide the finance agreement, but the retailer sets the price of the hearing aids and any related products or services.

If you no longer wish to go ahead, you'll need to contact the retailer directly to cancel the order. If you have any questions about your finance agreement, please contact us on 0344 375 5500. Thanks

Rated 5 out of 5 stars

Very quick and easy set-up

Very quick and easy set-up. Highly recommended and will defo use again in the future.

Thank you.

1 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks Andy for your positive feedback and recommendation!

Rated 5 out of 5 stars

Excellent

Excellent reliable service to the customer service department as they will have a great customer support and service at their disposal to ensure that they can deliver quality products and service

3 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Sunny. Thank you for the positive feedback. I'm glad that you've had an excellent experience with our customer service teams!

Rated 5 out of 5 stars

A smooth process.

A very smooth process to set up an account and finance my purchase. Good communication and easy to follow process throughout.

18 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing your positive experience. Glad to hear that account setup was nice and easy

Rated 5 out of 5 stars

Highly recommend

The ease of the process and the speed at which it was processed.

28 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Straightforward process when applying…

Straightforward process when applying for a loan. The APP is easy to use and makes it easy to keep track of payments and outstanding balance

30 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Scott, thanks for sharing your positive experience. Smooth application process and easy to use app is our goal so I'm glad this was the case for you!

Rated 1 out of 5 stars

Started off well. Ended in disaster

The process started off well however after an issue with a direct debit and and early settlement I wouldnt recommend

29 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Afternoon Jamie. Thanks for reaching out.

I can see you bought your new dining room set using our Interest Free Credit option back in April, and from the limited information I can access, you've recently settled that agreement. Keen to understand the issue you describe with that process, so leave this with me and I'll discuss it with our Customer Experience and IT Teams.

While I've not been made aware of any technical issues that could cause temporary problems, or had reports from other Retail Finance customers... rest assured we're always keen to find ways to make such common processes as simple as they can possibly be.

Rated 5 out of 5 stars

Excellent service

Excellent service. Quick and easy to follow.

27 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks Melanie for the positive feedback! Always nice to see

Rated 5 out of 5 stars

Brilliant .

fantastic service . No problems .

17 April 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear Norman, thank for the rating and for sharing

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