Novuna Personal Finance Reviews 

6,228
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 914 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is exceptionally quick, simple, and straightforward to complete without ever experiencing any unnecessary hurdles or delays. Many consumers also appreciate the user-friendly mobile application and the helpful support team that constantly assists with seamless everyday account management and payment tracking. Some people were dissatisfied with unexpected administrative fees, ongoing direct debit problems, and persistent difficulties resetting their online account passwords. A few reviewers additionally experienced frustrating challenges when trying to reach phone support or resolve complicated issues regarding their active service agreements.

What people talk about most

User experience

Customers had positive experiences with user_experience, highlighting a simple and timely application process... See more

Service

Users describe positive interactions with service, highlighting efficient loan facilitation, quick... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers highlighting a very easy application process... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting prompt responses and helpful... See more

Application

People report positive experiences with app, highlighting its simple design and useful features. Consumers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied

Rated 5 out of 5 stars

I’ve used Novuna Personsl Finance for numerous items. Always pleased with their service . Very easy application process with very affordable payment plans.

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.6

All reviews

(6,228)

878 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Worth Applying For

I’ve used Novuna Personsl Finance for numerous items. Always pleased with their service . Very easy application process with very affordable payment plans.

13 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Christine, thank you for sharing! It's great to hear that you've had a positive experience with us on multiple occasions!

Rated 1 out of 5 stars

Stay clear off this company i had a…

Stay clear off this company i had a problem with dfs and currently dealing with ombudsman regarding unfit for purposes goods it's shocking the way you put trust and your money into companies but recive no help when you are reaching out to them they don't care and pathetic and how low they go but I will make sure that I pay as I might be paying for a sofa that's nearly sitting on the floor to keep my good credit payment on time I've written it off in my head but I will not be buying from dfs and uesing this company again AVOID PLEASE

16 July 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi, sorry to hear you're disappointed with your purchase and experience. Unfortunately, we're unable to locate your account using the information provided, so we've sent a request through Trustpilot for some additional details. Once we receive these, we'll be happy to investigate this further and liaise with the relevant team.

Our team is always committed to supporting our customers and ensuring they're satisfied with the service they receive, so we'd welcome the opportunity to look into this for you.

Thanks

Rated 5 out of 5 stars

Easy to set up

Easy to set up, very flexible (I put a deposit down,then could choose length of finance). Quick response even on a Sunday!

11 August 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Glad to hear that you've had a quick and smooth application process, thanks for sharing!

Rated 5 out of 5 stars

Excellent service

Excellent service. Always informed and updated with relevant details.

10 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Sarbjit, we're glad to hear that you've had a positive experience and been kept up to date where necessary!

Rated 4 out of 5 stars

Bought my kitchen and received interest…

Bought my kitchen and received interest free payments. The payment comes off every month. No hassle

3 March 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for the positive feedback. Glad to hear that everything is running smoothly. I hope you are enjoying the new kitchen!

Rated 5 out of 5 stars

Very good and reliable

Very good and reliable. Very welcoming 👍✔️

8 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear Martin, thank you for sharing!

Rated 5 out of 5 stars

Getting my purchase approved with…

Getting my purchase approved with Novuna Personal Finance was the easiest and best thing I have done. Their service is second to none. My loan was efficiently facilitated and I am extremely pleased I chose them and will do again in the near future.

9 March 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Nicole, we're very pleased to hear that you've had a really easy experience with us and would chose us again. Thank you for sharing!

Rated 5 out of 5 stars

Excellent service

Excellent service. Quick decision on dfs order. Thank you

7 August 2026
Novuna Personal Finance logo

Reply from Novuna Personal Finance

We're pleased to hear that you've had a positive experience with our services and had a quick decision as well. I hope you're enjoying your new purchase!

Rated 5 out of 5 stars

Fantastic

So easy to use, very helpfull thank you so much.

7 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Susan, glad you found everything easy to use.

Rated 5 out of 5 stars

Completely satisfied

A really good experience. Everything has worked like clockwork.
I feel looked after & completely satisfied with the process. Thank you.

5 August 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear Alex. Thanks for the feedback.

Rated 4 out of 5 stars

No hiccups

No hiccups! Plain sailing.

8 January 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear! Thanks Keith.

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