NewDay Reviews 

11,496
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 1,191 reviews, reviewers had a great experience with this company. Customers consistently praise the exceptional and reliable service, highlighting how the product helps improve credit scores and offers flexibility. People appreciate the easy-to-use system and the helpful, professional customer service agents who provide clear guidance and support, contributing to overall satisfaction and consistent delivery. However, some customers noted difficulties with payment processes, such as OTPs not working and payments not showing. Others experienced slow customer service response times and unexpected card blocks, especially when traveling. Additionally, some reviewers expressed concern about payment terms, feeling a small portion of payments went towards the principal, leading to prolonged debt.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment, with some finding the app easy to use for... See more

Customer service

Customers had ambiguous experiences with customer service, with some expressing satisfaction and praising... See more

Service

Clients share positive opinions on service, with many reviewers consistently praising the helpful staff and... See more

User experience

People report positive experiences with user experience, frequently praising the ease of use of the app and... See more

Product

Users describe positive interactions with the product, with many considering it an excellent credit card that... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

Trying to get OTP which has never worked since got new phone 18 months ago phone company have spent weeks as have marbles trying to resolve this situation to no avail Phone company are convinced that... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

11K reviews

5-star
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Asks customers to review

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4.2

All reviews

(11,496)

1,133 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

The interest rate is high but I think u…

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens
A good card to have for things you need and a easy to use app and easy ways to pay your balance

4 June 2026
NewDay logo

Reply from NewDay

Hello Yvonne, thank you for taking the time to leave us a review. I'm sorry to read that you've not had the experience that you expected with us. However, it’s great to learn that you are enjoying our app and the features! Kind regards, Audrey

Rated 4 out of 5 stars

Interest

Interest , it is a bit high but still very good credit card to have

4 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review, we greatly appreciate the feedback and hope you continue to love your card!

- Kenith

Rated 5 out of 5 stars

Very helpful and easy to manage online…

Very helpful and easy to manage online it gives me peace and save me time on unnecessary calls

4 June 2026
NewDay logo

Reply from NewDay

Hi Denford, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 2 out of 5 stars

I don’t understand half of the things…

I don’t understand half of the things that go on. I made payment (£56.33) then another money was also deducted(32.60). Information is not passed adequately and when sent it is not properly understood.

3 June 2026
NewDay logo

Reply from NewDay

Good Afternoon, Sophia,

Thanks for taking the time to reach our with your review,

Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get this resolved for you.

- Kenith

Rated 5 out of 5 stars

Good service and I really like how the…

Good service and I really like how the app works. The ability to spread the cost of large purchases into instalments is a really good idea.

4 June 2026
NewDay logo

Reply from NewDay

Hi there, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

I had very poor credit but they took a…

I had very poor credit but they took a chance and gave me a credit card and with that I was able to buildup my credit and over the years get increase credit limits.

4 June 2026
NewDay logo

Reply from NewDay

Hi Kaydeon, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

I have been with aqua close to year in…

I have been with aqua close to year in a half,and they have treated me with respect and they are very professional, im greatfull for everything they have done for me and my family.

4 June 2026
NewDay logo

Reply from NewDay

Hi Lazaro, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Very very good

Very very good

4 June 2026
NewDay logo

Reply from NewDay

Hi there, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Handy credit limit…

A good card with a fairly high credit limit. One of the better credit cards .

4 June 2026
NewDay logo

Reply from NewDay

Hi Tony, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

Very good and is easy to use

Very good and easy to use

4 June 2026
NewDay logo

Reply from NewDay

Hi Yupha, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 1 out of 5 stars

Your interests rates are too high…

Your interests rates are too high ;doesnt let the business runs ,and its hard to get o loan with a proper interest rate ,dont be greedy

4 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.

We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time. Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience.

If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team.

- Kenith

Rated 5 out of 5 stars

Very good company

Easy to use they keep in touch with you if you’re paying regular they update your card all in all good to deal with

4 June 2026
NewDay logo

Reply from NewDay

Hi Kenneth, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

A company who looks after there…

A company who looks after there customers been with them for years .
And will always use them .
Any one looking to get a credit card . You carnt go wrong .

4 June 2026
NewDay logo

Reply from NewDay

Hi David, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 3 out of 5 stars

Had the Aqua card for a few years

Had the Aqua card for a few years. Always paid up each month then suddenly I got a email. To say my card was cancelled. No explanation to why??
Now for the last few years. I get a email as if I am still using it???
I have emailed to ask if the card is live.but no reply

4 June 2026
NewDay logo

Reply from NewDay

Hi Therese,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 at your next convenience. The team will have full access to your account and will be happy to help. We hope to hear from you soon so that we can get this resolved for you.

Best,

Stephanie.

Rated 5 out of 5 stars

Great card

Great company to use and a very easy setup for the app

4 June 2026
NewDay logo

Reply from NewDay

Hi Colin, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Best, Elan

Rated 5 out of 5 stars

Excellent credit card with good credit…

Excellent credit card with good credit increases easy to navigate the app payment choices I'm happy with aqua credit card .

4 June 2026
NewDay logo

Reply from NewDay

Hi Peter, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Best, Elan

Rated 5 out of 5 stars

Everything has been great application…

Everything has been great application payment process the app is brilliant

4 June 2026
NewDay logo

Reply from NewDay

Hi Irene, Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊 Best, Elan

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