NewDay Reviews 

11,495
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 1,191 reviews, reviewers had a great experience with this company. Customers consistently praise the exceptional and reliable service, highlighting how the product helps improve credit scores and offers flexibility. People appreciate the easy-to-use system and the helpful, professional customer service agents who provide clear guidance and support, contributing to overall satisfaction and consistent delivery. However, some customers noted difficulties with payment processes, such as OTPs not working and payments not showing. Others experienced slow customer service response times and unexpected card blocks, especially when traveling. Additionally, some reviewers expressed concern about payment terms, feeling a small portion of payments went towards the principal, leading to prolonged debt.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment, with some finding the app easy to use for... See more

Customer service

Customers had ambiguous experiences with customer service, with some expressing satisfaction and praising... See more

Service

Clients share positive opinions on service, with many reviewers consistently praising the helpful staff and... See more

User experience

People report positive experiences with user experience, frequently praising the ease of use of the app and... See more

Product

Users describe positive interactions with the product, with many considering it an excellent credit card that... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

Trying to get OTP which has never worked since got new phone 18 months ago phone company have spent weeks as have marbles trying to resolve this situation to no avail Phone company are convinced that... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

11K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

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4.2

All reviews

(11,495)

1,133 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to use card as it's acceptable…

Easy to use card as it's acceptable everywhere. The limit o the card has gone up perfectly for me

11 June 2026
NewDay logo

Reply from NewDay

Hi Felix, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Very easy to apply and decision made…

Very easy to apply and decision made quickly. Really clear statements and instructions. Good communication. Payments very simple.

11 June 2026
NewDay logo

Reply from NewDay

Hi Christine, Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊best, Elan

Rated 5 out of 5 stars

Easy to use

Easy to use. Good communication. Easy to manage

11 June 2026
NewDay logo

Reply from NewDay

Hi there, thank you for your 5-star review. Best, Elan

Rated 1 out of 5 stars

Absolutely shocking!!

Absolutely shocking!!! Wanted to pay last amount of BNPL an basically told I can't. Trying to speak to someone was a joke. Press 1 press 5 press 3, and just went in circles. So tried the chat zero help and very frustrating. All I wanted to do was pay and was basically told I can't until after the 17th of this month. Very sad for argos that they now have this.... complete let down.

11 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Hazey, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team. best, Elan

Rated 1 out of 5 stars

Terrible company

Terrible company, I asked for statements been on the phone over 35 minutes now, spoke to 2 people Inc a manager who were very hard to understand and who have just gone and left me waiting..beware of the high interest charges 26.4%!!

11 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Good Afternoon,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.

The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.

We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time.

Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience.

If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team.

- Kenith

Rated 4 out of 5 stars

Worked well

Worked well. Managed to increase my credit rating. Would recommend.

4 June 2026
NewDay logo

Reply from NewDay

Hi Barbara, thank you so much for the lovely review! We're glad to learn that we were able to help you build your credit score. Keep up the good work 😊 Thanks, Michelle.

Rated 1 out of 5 stars

Dishonest review comment.

I received the following company comment regarding my complaint:

"We would however love to look into this further for you. Please reach out to our Customer Service team on 0333 220 2532 at your next convenience."

When I called I was told that the case had been closed. A complete waste of time and effort.

8 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Angela,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team.

Best,

Stephanie.

Rated 1 out of 5 stars

Complaint YW51321449 not upheld I'm not…

Complaint YW51321449 not upheld I'm not surprised
No alternative contact given just calling numbers I find it hard and massively struggle.. I'm surprised that there's no way to be heard that isn't a phone number in 2026
I wasn't listened to at all
You dont care.. I tried responding here and it tells me business account.. How hard is it to get help

9 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Chantelle,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Claire

Rated 5 out of 5 stars

Very happy with this credit card and…

Very happy with this credit card and the App

4 June 2026
NewDay logo

Reply from NewDay

Hi Linda,

We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊

Best,

Stephanie.

Rated 5 out of 5 stars

Very good

Service is very good

4 June 2026
NewDay logo

Reply from NewDay

Hi Saikumar,

Thanks for leaving a review. It's great to hear that you've had a wonderful experience with us.

Best,

Stephanie.

Rated 5 out of 5 stars

Update statement

Information alert when we make big payments

4 June 2026
NewDay logo

Reply from NewDay

Hello Rosa, it’s lovely to hear that you’re happy with your account. Thank you for your 5-star review! Kind regards, Audrey

Rated 5 out of 5 stars

I have been genuinely overwhelmed at…

I have been genuinely overwhelmed at the rate Marbles has supported my use of consumer credit and increasing my credit limit. It’s been such a welcome boost. Thanks.

4 June 2026
NewDay logo

Reply from NewDay

Thank you for leaving a review, Rolic. We're happy to hear that you've had a positive experience with Marbles. Kind regards, Audrey

Rated 1 out of 5 stars

after installing the new argos pay app…

after installing the new argos pay app im bombarded with text messages and mail to my private adress, bearing in mind i have not registered on this app or provided it with any personal details, still awaiting reply to the 4 emails sent to newday as to how they can presume to, know my emails and phone number,Exactly what information is this app extracting from my phone without consent?? no i will not contact you thats your job especially if you want to be paid,update again no information from me was entered into the app??? are we getting that bit the law clearly states any app cannot send information without consent, not that i gave it any information but i get sent emails and text messages for over a week, so again we will ask what information is this app ilegally sendingg from my phone in detail , last chance before it becomes a legal matter
..further edit actuall consulted with lovely huge legal dept we have here you collected data from my phone without consent ie my phone number the ico will now be informed

6 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Thank you for your review. We’ve recently updated your account from an Argos Card to Argos Pay.
This means we’ve securely transferred your information from Argos Card. We shared updates with you before and after the change took place.
Please be assured we haven’t used your information without your permission. This process is covered in the terms and conditions you agreed to.

Rated 4 out of 5 stars

The interest rate is high but I think u…

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens
A good card to have for things you need and a easy to use app and easy ways to pay your balance

4 June 2026
NewDay logo

Reply from NewDay

Hello Yvonne, thank you for taking the time to leave us a review. I'm sorry to read that you've not had the experience that you expected with us. However, it’s great to learn that you are enjoying our app and the features! Kind regards, Audrey

Rated 4 out of 5 stars

Interest

Interest , it is a bit high but still very good credit card to have

4 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review, we greatly appreciate the feedback and hope you continue to love your card!

- Kenith

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