NewDay Reviews 

11,509
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 1,191 reviews, reviewers had a great experience with this company. Customers consistently praise the exceptional and reliable service, highlighting how the product helps improve credit scores and offers flexibility. People appreciate the easy-to-use system and the helpful, professional customer service agents who provide clear guidance and support, contributing to overall satisfaction and consistent delivery. However, some customers noted difficulties with payment processes, such as OTPs not working and payments not showing. Others experienced slow customer service response times and unexpected card blocks, especially when traveling. Additionally, some reviewers expressed concern about payment terms, feeling a small portion of payments went towards the principal, leading to prolonged debt.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment, with some finding the app easy to use for... See more

Customer service

Customers had ambiguous experiences with customer service, with some expressing satisfaction and praising... See more

Service

Clients share positive opinions on service, with many reviewers consistently praising the helpful staff and... See more

User experience

People report positive experiences with user experience, frequently praising the ease of use of the app and... See more

Product

Users describe positive interactions with the product, with many considering it an excellent credit card that... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

Trying to get OTP which has never worked since got new phone 18 months ago phone company have spent weeks as have marbles trying to resolve this situation to no avail Phone company are convinced that... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

5-star
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1-star

Asks customers to review

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4.2

All reviews

(11,509)

1,144 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Aqua really help me to improve my…

Aqua really help me to improve my credit score I started 800 limit but within a year it’s increased to 5200.and my score improved also
Thank you Aqua

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for sharing your experience regarding your credit limit and score, it's great to hear you were able to get it increased!

- Kenith

Rated 5 out of 5 stars

Great card

Great card, great service!

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your kind words, we're thrilled to hear you're loving your card!

- Kenith

Rated 5 out of 5 stars

Aqua is very easy to manage

Aqua is very easy to manage, they have a great app, they keep in touch throughout, ideal credit providers and a distinct friendly way of communicating.
Thanks Aqua

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your experience with us, we're thrilled to hear everything's going so smoothly for you!

- Kenith

Rated 5 out of 5 stars

Thank you so much for letting me be 1…

Thank you so much for letting me be 1 of your customers & giving me the chance to better myself & to have peace in mind ,
Knowing Aqua is always there to support when I need it , all the customer service agents are amazing & very polite towards me & they reassure me to become one of there best customers,
If anyone was thinking of joining new day/Aqua you will not be disappointed,
Thank you 🤝

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

We greatly appreciate you taking the time to share your experience with us, and we're thrilled to hear how much it's been able to help you out!

- Kenith

Rated 5 out of 5 stars

Great experience

My experience with Aqua is really good i like their policy and repayment methods and limit increment

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review, we're thrilled to hear you're happy with everything so far and hope you continue to be!

- Kenth

Rated 5 out of 5 stars

5 years in - solid, reliable card provider

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too. Five years in, no complaints and out of all credit card providers New Day has consistently & reliably delivered.

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon, John,

We greatly appreciate you taking the time to share your experience, we're thrilled to hear that over the past 5 years you've had a positive experience, here's to the future!

- Kenith

Rated 5 out of 5 stars

its very great serivices and…

its very great serivices and appriciated aqua

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

Thanks for taking the time to share your review, it's great to hear you're loving the services provided!

- Kenith

Rated 1 out of 5 stars

Refund policy for fraud payments and…

Refund policy for fraud payments and customer support is pathetic

18 June 2026
NewDay logo

Reply from NewDay

Good Afternoon,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.

Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get this resolved for you.

- Kenith

Rated 5 out of 5 stars
NewDay logo

Reply from NewDay

Hi Elena, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

All round excellent service

All round excellent service

18 June 2026
NewDay logo

Reply from NewDay

Hi Lindy, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 1 out of 5 stars

Deadful experience to day

Deadful experience to day. Would not allow puchase through their website, as if they thought i had no account...totally nuts. I am far from impressed they have gone stupidly over board in my opinion with security and yet still dosent function in the needs of the customer. After 3 hour's of inconvenience I eventually placed my order using mobile. To be clear, pc was working fine browser was fully upto date and I had no network issues.

19 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi there, I apologise that you received a level of service that has not met your expectations. We want to ensure that we do everything we can to get it right for you next time. best, Elan

Rated 5 out of 5 stars

Applying was straightforward and the…

Applying was straightforward and the staff are friendly and helpful.

16 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Daniel, Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊 best, Elan

Rated 1 out of 5 stars

Absolutely hated … can’t anything…

Absolutely hated … can’t anything understand in this new plan , can’t see anything what I need , I have payment which is will ends on next month and they already giving me interest , before Argos pay app was worked very well and was no have any issues and now only problems, I was purchased microwave and it’s was pay in 12 months so every month they was asked some moneys so make it easy I paid all amount and it’s been two months still showing so it’s need pay every month…. And the app is no easy to use , everything what you can see is mostly interest interest interest…. Best to buy fully amount or just get somewhere else

17 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi,

Thank you for sharing your review. I apologise that you received a level of service that has not met your expectations. We want to ensure that we do everything we can to get it right for you next time. Please be assured that this feedback will be passed on to the relevant team for further review. We value all feedback and are continuously working to improve our products and services.

Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed.

Best,

Stephanie.

Rated 1 out of 5 stars

Absolutely disappointing company,they…

Absolutely disappointing company,they change your due date and amount without consulting you. Leaving you in serious financial trouble

17 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hello Darrell, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.
Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.
Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help. We hope to hear from you soon so that we can get this resolved for you. Best, Audrey

Rated 1 out of 5 stars

Not nice people to bother with.

Sadly, Argos card was taken over by Newday. 1st month I needed to pay the outstanding and the app didn't accept my Santander payment. Left it until I had time to call them. The very next day I received a demand and that my card was blocked and they will be charging me £12 for the favour. Not a good start. Paid over the phone and yet again, just received another message wanting payment. Me and them won't be working together for much longer.

Update.
Thanks for your response Stephanie, looking at the 1* reviews, seems a theme that isnt being addressed as you acknowledged should be. I have already spoken to the phone number you offered and explained the issues, this was when I was, for a second day, trying to pay, so having spoken already with them, let's all hope for change.

15 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Angeline,

Thank you for sharing your review. I'm sorry that you've not had the best experience with us. I can assure you that we're a company that prides ourselves on a high level of professional service. I apologise that this hasn’t been your experience on this occasion. Please be assured that this feedback will be passed on to the relevant team for further review. We value all feedback and are continuously working to improve our products and services.

Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed.

Best,

Stephanie.

Rated 1 out of 5 stars

I have always believed that trust is…

I have always believed that trust is not built with grand promises. It is built quietly, over time, through consistency, reliability, and the small daily decisions a company makes when dealing with its customers.

Sadly, my recent experience with Marbles has left me genuinely disappointed.

I have been a loyal customer. I have used the card responsibly, made purchases for both personal and business use, and, most importantly, I have maintained a good payment history. I have not treated the account carelessly. I have not played games with payments. I have respected the agreement, paid on time, and used the card as a trusted financial tool.

Over time, Marbles appeared to recognise that. I was given credit limit increases, which naturally made me feel that my responsible use of the card was being noticed. Then, more recently, I was offered a credit limit increase up to £7,200. I was told I could activate it immediately or patiently wait until 11 June.

Now, patience is a rare thing these days. I was in no rush. I did not desperately need the increase. I simply thought, fine, I will wait. After all, when a company offers something formally and clearly, one expects it to remain available as stated.

But then the days passed. I checked the account randomly, only to discover that the offer had quietly disappeared. Withdrawn. Gone. No proper explanation, no clear reasoning, no courtesy, no professional communication.

Naturally, I contacted Marbles to ask why. I was not angry. I was not demanding. I simply wanted to understand what had happened.

The response I received was embarrassingly poor.

I was told there was no reason. No real explanation. No meaningful attempt to look into it. No respectful acknowledgement that this was confusing or disappointing for a loyal customer. Just a short, effortless answer that made the whole situation feel like some strange joke played at my expense.

And that is the part that bothered me most.

It was not simply that the credit limit increase was withdrawn. Companies can review accounts, change decisions, and manage risk. I understand that. What I do not understand is offering a customer something, asking them to either activate it immediately or wait until a specific date, then withdrawing it without explanation and responding as though the customer is silly for asking.

That is not customer service. That is not professionalism. That is not how you treat someone who has shown loyalty, responsibility, and a strong payment record.

A credit card company should understand that customers are not just account numbers moving across a screen. We are people. We make financial decisions based on the information given to us. If you offer a limit increase, give clear instructions, then remove it without explanation, the least you can do is provide a proper answer.

Instead, I was made to feel embarrassed for even asking.

For a company dealing with people’s finances, that lack of care is deeply disappointing. Trust is delicate. It takes time to build and only one careless interaction to damage.

I hope Marbles takes this feedback seriously. Loyal customers deserve better communication, better explanations, and a little more respect when decisions are changed without warning.

I did not expect special treatment. I expected basic professionalism.

Unfortunately, on this occasion, Marbles failed to provide it.

11 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Omar, I am sorry that your account was selected for a credit limit decrease. Under responsible lending regulations, we must constantly monitor and review customer’s credit limits, to see if they are still suitable for them and their finances. We do this by looking at your account management, if you utilise the current limit we have given, and also information shared by the Credit Reference Agencies.
I would recommend reaching out to our Customer Service team so that we can review your account further and see if we can reinstate your previous limit. The team can be contacted on XXX or via chat in the app by going to More > Help & Support > Contact Us > Contact Details. Best, Elan

Rated 3 out of 5 stars

Unable to contact and complete online…

Unable to contact and complete online applications, several emails sent. No response, no way of contacting a team

4 June 2026
NewDay logo

Reply from NewDay

Hi Arran, I'm sorry to hear this. Please give us a call on 0333 220 2532 and one of our advisors will be able to help. Thanks, Michelle.

Rated 5 out of 5 stars

It has top notch overall service.

It has easy accessibility, top notch customer service, simple, unambiguous communication and overall impressive service.

11 June 2026
NewDay logo

Reply from NewDay

Hi Fabian, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

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