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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, friendly demeanor, and professional approach, making every interaction pleasant and productive. Many people highlight the outstanding customer service, noting that employees go above and beyond to provide clear explanations and support throughout various processes. The overall service is frequently described as excellent, with consumers appreciating the efficiency, ease, and straightforward nature of their experience. However, some customers were dissatisfied with the company, mentioning that employees lacked basic manners and were very rude on the phone.

What people talk about most

Staff

People report positive experiences with staff, consistently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently praise the... See more

User experience

Users describe positive interactions with the user experience. Many customers found the application and... See more

Service

Clients share positive opinions on service, with many describing it as brilliant, excellent, and fantastic.... See more

Based on these reviews

Rated 5 out of 5 stars

What made this experience fantastic was Amyfrom Airport cars and Chloe , from my very first query Chloe and Amy was in continuous contact with me. Chloe answered every question perfecty and effectivel... See more

Company replied

Rated 5 out of 5 stars

My experience with Lm operations has been second to none. Chloe guided me through my whole process and made it so smooth and straight forward. Chloe truly gives her undivided attention, she is very... See more

Company replied

Rated 5 out of 5 stars

My experience with LM Operations has been second to none. The whole process was smooth and fast and the team are always so helpful, friendly and professional. Couldn't recommend this crew enough! Go r... See more

Company replied

Rated 5 out of 5 stars

The smoothest finance journey I’ve ever had. From start to finish, the whole process felt clear, supportive, and genuinely customer-focused. I was treated like a person — not just a number. Chloe wa... See more

Company replied

Rated 1 out of 5 stars

Absolute joke of a company!!!! Passing my enquiry on like the chuckle brothers!!! To me, to you, to me, to you!!!! The employees don’t have the basic manners to speak to customers. Very rude on the ph... See more

Company replied

Rated 5 out of 5 stars

I’ve been dealing with LMO for about 4 years now. Was finding it hard to get finance elsewhere and was able to speak to them and come up with an agreement. During a period of ill health and out of wor... See more

Company replied

Rated 5 out of 5 stars

Couldn’t rate this company any higher absolutely lovely to deal with over the phone. My financial circumstances had changed and Vicki was so helpful and understanding in sorting my situation out, whic... See more

Company replied

Rated 5 out of 5 stars

Got my finance on tuesday dealt with a lady called paulina couldnt be anymore helpfull and explained everything from start to finish with great detail

Company replied

Rated 5 out of 5 stars

Delighted to have been accepted and dealt with them. They have a brilliant service and spend time catering for your every question and need. It's very prompt and tailored to suit you. Staff are help... See more

Company replied

Rated 5 out of 5 stars

I found the whole experience extremely easy. I’ve never taken out a loan before and was a little nervous. Everything was straightforward and easy to understand. Any worries I had were put at ease. I w... See more

Company replied

Rated 5 out of 5 stars

Recently dealt with this company to finance a vehicle purchase. I have to be honest and say that the process was pretty straight forward, quick and no hassle at all. The staff there kept in contact... See more

Company replied

Rated 5 out of 5 stars

I spoke to Caitlin on the phone in relation to my car Finance and she was incredibly helpful and made things very clear and concise and she was very friendly and professional. Made the whole process e... See more

Company replied

Rated 5 out of 5 stars

LM operations have been great,friendly,no long drawn out proces and very easy to deal with. I would highly recommend them to any potential customer. Thank ypu for your help.

Company replied

Rated 5 out of 5 stars

I spoke with Chloe , not only was she a delight to deal with but very knowledgeable and helpful came away knowing exactly what I needed to do to get everything sorted.

Company replied

Rated 5 out of 5 stars

Paulina was so helpful. I honestly would not of been able to do the online form without her. She guided me step by step with great patience . Very professional.

Company replied

Rated 5 out of 5 stars

Extremely helpfull staff. Kaitlyn helped me through the signing process as I had made a mistake. I couldn't recommend the more highly and thank you.

Company replied

Rated 5 out of 5 stars

I had a few conversations with staff members at Lmo. Everyone is lovely and spoke to me with the upmost respect. Made everything nice and smooth and were patient with me even though I had 100 question... See more

Company replied

Rated 5 out of 5 stars

Fantastic service Rosie was very capable great manor just very easy the only problem was the interest rate but apart from very easy 👍

Company replied

Rated 5 out of 5 stars

Very professional procedure from start to finish , very secured application and verification process , Paulina discussed everything very well and in detail and guided me through the process . Happy t... See more

Company replied

Rated 5 out of 5 stars

Great experience, spoke to a lovely girl one the phone. So helpful and the application process is very easy.

Company replied

Rated 4 out of 5 stars

The customer service was excellent. I asked many questions, and the staff always happily guided me through the process.

Company replied

Rated 5 out of 5 stars

It has been an easy process. We are delighted with their service and how helpful they have been even I had a minor issue with technology... Thanks

Company replied

Rated 5 out of 5 stars

Dealt with Rosy who was an absolute delight speak with. Overall I could not fault any element of my experience with LM, extremely thorough and highly professional while maintaining a brilliant custome... See more

Company replied

Rated 5 out of 5 stars

Highly professional. My first time taking a car loan and it was a nice experience and pleased with the service!

Company replied

Rated 5 out of 5 stars

Caitlin made the process extremely easy and was super helpful with all my questions regarding finance, super easy process thanks again for everything!

Company replied

Rated 5 out of 5 stars

Helpful and straightforward finance system. Ruth and Paulina were so professional and supportive during the whole process. Thank you 👌 😊 🙏

Company replied

Rated 5 out of 5 stars

Very straight forward conversation with Rosy, thanks very much for your support

Company replied

Rated 5 out of 5 stars

2nd time with lm operations great customer service so quick and easy to deal with

Company replied

Rated 5 out of 5 stars

First time going for finance amazing experience it was daunting going for it but the lady that phoned me made me feel so at ease and made sure I understood everything before answering great experience... See more

Company replied

Rated 5 out of 5 stars

Was brillant compamy to deal with Everythimg was so easy n straight forward n easy to deal with. Lady on phone was so nice. Highly recommend

Company replied

Rated 5 out of 5 stars

Excellent company to deal with , the whole process was very fast , everything done online including signing contracts, was dealing with paulina who was very professional & always available, she simp... See more

Company replied

Rated 5 out of 5 stars

I would like to commend the professional experience i recieved today, everything was explained to me in order to proceed with my purchase, all questions i had were answered efficiently so that I unde... See more

Company replied

Rated 5 out of 5 stars

From start to finish both amy from airport cars and cloe were so helpful and always letting me know what was happening couldn't deal with better

Company replied

Rated 5 out of 5 stars

Absolutely grate to deal with start to finish. Every time I had a problem they solved it straight away

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

LMO is a family-based company that has been established since 2016. We offer motor finance solutions to Car Dealerships, Brokers and Manufacturers. We pride ourselves on providing exceptional service to introducers and customers.


Contact info

4.8

Excellent

TrustScore 5 out of 5

94 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

How a finance company should be run!

I’ve been dealing with LMO for about 4 years now. Was finding it hard to get finance elsewhere and was able to speak to them and come up with an agreement. During a period of ill health and out of work, they were empathetic and very understanding and worked with me instead of fear mongering and threatening. Every member of staff I’ve spoken to have been pleasant and helpful. I’ve recently refinanced my car and dealt in particular with Chloe and Monika who are exceptional but I can’t speak highly enough of the staff as a whole. All in all, a great company to deal. Flexible, understanding and willing to work with you.

6 June 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Dave,

We really appreciate you taking the time to show your appreciation for LM Operations. Our team are a fantastic asset to LM Operations, and it's great to see that they could support you during a tricky time.

We're so happy that you chose LM Operations, and look forward to assisting your car needs in future.

Kind regards,
LM Operations

Rated 5 out of 5 stars

Great company to deal with

Recently dealt with this company to finance a vehicle purchase. I have to be honest and say that the process was pretty straight forward, quick and no hassle at all. The staff there kept in contact and let me know what they needed and when and what was going on at all times. I am very happy with the service and would recommend to others.

All in all a painfree experience from start to finish!!

3 June 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Darragh,

Great to hear that the process was super simple and you felt heard throughout. Maintaining contact with our customers throughout their journey is a priority of ours, and the team are a credit to LM Operations.

Pain free and easy is what we strive for, thank you for confirming this in your experience.

Kind regards,
LM Operations

Rated 1 out of 5 stars

Absolute joke of a company!!!

Absolute joke of a company!!!! Passing my enquiry on like the chuckle brothers!!! To me, to you, to me, to you!!!! The employees don’t have the basic manners to speak to customers. Very rude on the phone!!!!! Enquired about a place which I was ready to go with but for 6 weeks they apparently can’t seem to reply or communicate. Absolute joke of an organisation!!!!

19 May 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi there,

Thank you for your feedback. We're really sorry to hear about your experience; it sounds incredibly frustrating.

However, we believe there may have been a mix-up, as LM Operations is a car finance provider and we don’t deal with property or housing enquiries. It’s possible you may be referring to a different organisation with a similar name.

If you believe your experience does relate to us, we’d love the chance to look into it. Please feel free to contact our customer care team at customercare@lmoperations.ie so we can help clarify.

Wishing you all the best,
LM Operations

Rated 5 out of 5 stars

5 stars ⭐️

Couldn’t rate this company any higher absolutely lovely to deal with over the phone. My financial circumstances had changed and Vicki was so helpful and understanding in sorting my situation out, which gave me peace of mind.

9 May 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Sharon,

Thank you for your kind words. We are committed to supporting our customers through the finance process, no matter their circumstances. Your review confirms this, and we're delighted to see that your issue is now resolved.

If you need any future support, just reach out; we're happy to help.

Kind regards,
LM Operations

Rated 5 out of 5 stars

Highly recommend them

Highly recommend them from the start of the application to the end made all easy to do very polite on the phone made you feel relaxed made it easy to understand everything

8 May 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi,

Thank you for your fantastic review! We're happy to hear that the process was easy to understand and relaxing. Thank you for choosing LM Operations, and we look forward to supporting you however we can in future.

Kind regards,
LM Operations

Rated 5 out of 5 stars

Great service

Good service

28 April 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Terry,

Thank you for leaving a five-star review of your experience with LM Operations. It's great to hear that you felt the service was five-star quality.

If there's anything you need in future, we're just a phone call away.

Kind regards,
LM Operations

Rated 1 out of 5 stars

Absolutely disrespectful and rude

Absolutely disrespectful and rude! If I could give them negative stars I would. They should teach their employees how to speak to someone on the phone with respect!!!

14 February 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Brett,

We are saddened to hear about your negative experience with us and would like to learn more about your experience. If possible, please could you reach out to us via our contact page: https://www.lmoperations.ie/contact-us/ and a member of our complaints team will be in touch.

Kind regards,
LM Operations

Rated 5 out of 5 stars

Chloe was absolutely amazing with so…

Chloe was absolutely amazing with so much patience, I couldn’t of asked for more understanding and help , thank you to you all amazing service.

10 February 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Bridgette,

Thank you for your lovely feedback! We're so happy to hear that Chloe provided such patient and understanding support. We'll be sure to pass along your kind words—she’ll be delighted!

If you ever need anything, we’re always here to help.

Best wishes,
The LM Operations Team 😊

Rated 5 out of 5 stars

Great customer service friendly polite…

Great customer service friendly polite staff and so helpful .very happy with the service

7 February 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Rachel,

Thank you so much for your kind words! We're thrilled to hear you had such a positive experience with our team. Friendly, helpful service is exactly what we aim for, so it’s great to know we got it right for you!

If you ever need anything, we’re always here to help.

Best wishes,
The LM Operations Team :)

Rated 1 out of 5 stars

If i could give zero stars I would...

If i could give zero stars I would...

.y finance was taken out a few years ago, I paid it off early, thought no more about it, move forward to half way through 2024 decide to get a mortgage, to which have been denied as this crowd have wrongly marked my file as settlement instead of closed due to paying off my loan early.
After months of struggling to get in contact with someone to amend a credit file which was wrongly marked by LM Operations because I paid off my finance early, finally been accepted to be changed by numerous emails and calls to Central bank of Ireland, now i am still waiting for LM Operations to follow through and change it, this unnecessary length of time has removed my chances of receiving a mortgage, due to there incapability to answer there phones in customer care or emails for that matter, I have contacted every day more or less for the guts of 3 months and still waiting on someone to contact me to give me a time frame to fix what they have been requested to do, i have had left numerous requests for call backs, numerous emails sent by me, and left by staff who are also unable to contact customer care which is outrageous in its own,
Do not pay your finance off early unless you want your credit report ruined by this company.
I feel sorry for the alot of the staff that I have dealt with as they are very nice and genuine and stuck in a place that has no ability to deal with there customers properly,

All I want is my report to be corrected and o can put this behind me, never to deal with LM Operations again..

I just want to point out, I have contacted your customer care team via the email you supplied ( before you edited it and removed thay option) which i an assuming is because you can see the number of calls emails and everything else I have left over the last few months (lmosales@lmoperations, enquiries@lmoperations,
customercare@marshfinance,
And the lm customer care email address).
I have sent numerous emails and requests for a call backs to no avail, and all you have to do is see the request has been granted by the Central bank of Ireland for you to change my credit file which you have not done yet.
I have also now used that link you have also sent which will add to the ignored emails I have been sending.
Assuming someone can look and change that file ASAP, is all I'm looking for.

"Update on your most recent reply "
I have not had the issue resolved, and your statement of a settlement is wrong, as previously explained and sent via email, this is why I have been granted an amendment via CCR if you see the emails sent to you, then you can see this has been requested for youse to change with agreement to change it, this was accepted on the 17th of January and I have emailed across the letter from CCR report,
Just update the file and it can be closed and moved on, this has not been done this far which is just over 3 weeks just I had the amendment granted by CCR, if someone could ring me rather than a back and forth fob off here that would be something, I have been getting in touch constantly to no avail as your staff aren't able to contact customer care, so customer care needs to contact me..

6 February 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Dear Collette,

Thank you for sharing your feedback regarding LM Operations. We're truly sorry to hear that your recent experience fell short of your expectations. Your input is invaluable to us, and we’re dedicated to improving our services to ensure future interactions are more positive and aligned with your needs.

Following your update, we have re-shared your feedback to the complaints team.

Warm regards,
LM Operations

Rated 5 out of 5 stars

Thanks again for everything yous have…

Thanks again for everything yous have done for me with finding a car and then getting me another one especially Gary was brilliant for me every day keeping me in the loop going on and taking he’s own time to help me thanks again

31 January 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Ray,

Thank you so much for sharing your positive experience with LM Operations and especially with Gary. We're thrilled to hear that he was instrumental in not only finding you a car but also in securing a replacement when needed. His commitment to keeping you informed every step of the way and going the extra mile to assist is a great example of the dedication we strive for at LM Operations.

We'll be sure to pass your kind words and thanks on to Gary—it’s always encouraging for our team to hear such positive feedback. If there's anything more we can do for you, or if you have further questions, please don't hesitate to reach out. We're here to help!

Kind regards,
LM Operations

Rated 5 out of 5 stars

I'm happy with the process of hire…

I'm happy with the process of hire purchase. They made it clear what are the expectations and that I understand the T&Cs.
Their process of signing the contract and the call back is very useful to make sure that consumers understand their commitments.

31 January 2025
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Peter,

We're happy to help! Financing with LM Operations is a chance to strip back the finance process and get support at every level. Your experience shows this to be true, and is great to see. Thank you for leaving a five-star review, and we look forward to helping you however we can in future!

Kind regards,
LM Operations

Rated 5 out of 5 stars

Rosy and Chloe were fantastic from…

Rosy and Chloe were fantastic from start to finish. Brilliant customer service and very efficient thank you

25 October 2024
Unprompted review
Lm Operations logo

Reply from Lm Operations

Hi Sinead,

Thank you for your kind words regarding your LM Operations experience. We're committed to fantastic customer service and it's great to hear that you experienced this.

If you require any future assistance, we are ready to help wherever we can. Thank you again for the great review.

Kind regards,
LM Operations

Rated 5 out of 5 stars

LM OPERATIONS have been fantastic

LM OPERATIONS have been fantastic from start to finish, I would like to thank Chloe and Rosie for everything ye answered all of my questions and helped me so much with everything, I would definitely use this finance company again, thank you so much,I really did have the best experience.

10 July 2024
Unprompted review
Rated 5 out of 5 stars

Due to this being my first finance i…

Due to this being my first finance i was a bit hesitant but rosie and her team made the whole process so pleasant she was super thurough and made sure i understood every step and made it all so much easier to do big thank you to LMO

27 June 2024
Unprompted review

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