Liquid Expat Mortgages Reviews 

268
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their deep market knowledge, exceptional patience, and consistently prompt communication throughout the entire mortgage journey. Many consumers note that the expert team easily handles complex international property purchases, making the overall procedure exceptionally smooth, transparent, and entirely stress-free for people living abroad. However, some people mentioned that the application process took some time to finish or experienced minor operational delays due to complicated financial circumstances. Despite these extended timeframes, reviewers ultimately remained very satisfied with the professional support, helpful guidance, and successful outcomes.

What people talk about most

Service

Reviewers highlight positive aspects of service, praising the prompt and efficient communication throughout... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, expertise,... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, highlighting knowledgeable,... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting quick replies and prompt... See more

User experience

Clients share positive opinions on user experience, describing the overall process as easy, straightforward,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. Mortgage Broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

268 reviews

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4.9

All reviews

(268)

92 reviews in the last 12 months

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Rated 5 out of 5 stars

finance made easy.

This is the second time i have used Liquid Expat.

Once again they secured finance at a good rate and were responsive throughout the process.

If you are an expat that needs finance in the UK liquid are highly recommended

20 September 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Expat Mortgage Support – Highly Recommend Anastacia!

I had an outstanding experience working with Liquid Expat Mortgages to secure my UK mortgage while living abroad. The process of buying or remortgaging from overseas can be incredibly daunting, but the team made it feel seamless and stress-free.

A special thank you goes to Anastacia, who was absolutely brilliant throughout the entire journey. She was professional, highly knowledgeable, and always available to answer my questions, no matter how small. Her communication was excellent—she kept me updated at every stage and made sure everything moved forward smoothly even when terms were complicated.

It is clear that Liquid Expat understands the unique challenges expats face. If you are looking for a broker that is responsive, patient, and truly knows the market, I cannot recommend Liquid Expat Mortgages and Anastacia highly enough. They saved me a significant amount of time and hassle. I will definitely be using them again in the future!

15 January 2026
Unprompted review
Rated 5 out of 5 stars

Excellent team

Excellent service and help. Straightforward, supporting and amazing customer service. Anastasia was an amazing support could not have completed without her.

22 October 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Support and Outstanding Communication

I had an excellent experience with LiquidExpat from start to finish. Communication was clear, consistent, and reassuring throughout the entire process, even though international lending naturally takes time. I always felt informed and supported.

A special thank you to Simon and Anastacia, who went above and beyond to guide us into the UK lending market as Canadian residents. Their expertise, patience, and genuine care made a complex process feel manageable and stress-free. Without their guidance, this journey would have been extremely difficult.

I highly recommend LiquidExpat to anyone looking to invest in the UK, especially overseas investors who are unsure where to begin. A truly professional and trustworthy team

12 January 2026
Unprompted review
Rated 5 out of 5 stars

The service provided by Expat Mortgages…

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their duties they assisted us.
The process from our initial enquiry to us completing they were always in contact with us.
Would recommend their services to anyone in the Expat community.

12 August 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service, the team is professional, responsive, and highly knowledgeable about expat mortgages, making the entire process smooth and stress-free. I would highly recommend them to anyone living abroad looking for reliable mortgage advice.

18 December 2025
Unprompted review
Rated 5 out of 5 stars

Liam from Liquid Expat does great work

Liam from Liquid Expat Mortgages has worked on remortgaging 2 different properties of mine in the UK which had lots of different moving parts and complexity as I live and earn income in Australia.

He was thorough and was able to articulate the requirements from the lender in question which made the whole process easier and timely.

I would definitely recommend Liam and the company itself if you’re an expat living abroad and trying to get a mortgage in UK as they have expertise in this area when many other mortgage brokers were not able to help or couldn’t deliver any results.

Thanks,
Rob

2 December 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Service from Liquid Expat Mortgages

My experience with Liquid Expat Mortgages was excellent from start to finish for my BTL expat mortgage. Special appreciation goes to Vanessa for her dedication and prompt responses throughout the process, as well as to Joe for his support. The team made everything smooth and straightforward. Highly recommended.

11 December 2025
Unprompted review
Rated 5 out of 5 stars

Great experience

Joe and his team were great.
Helpful, honest and professional.
I cannot say the same of some other UK brokers I had the displeasure of dealing with during the past few years.
I highly recommend Liquid Expat for anyone in need of financing, especially if more complex and challenging circumstances apply.

4 December 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

Our situation was not straight forward and we struggled to find a product to suit us previously. However, from the first communication with the team we felt in good hands and this continued throughout until we had completed the mortgage. They were all knowledgable, positive, keen to help as much as possible and very professional with easy procedures to follow. Would definitely recommend to any expats mortgaging a UK property

2 December 2025
Unprompted review
Rated 5 out of 5 stars

For ExPat mortgages, look no further than Liquid Expat

I recently used Liquid Expat to secure a mortgage for residential property. They were recommended to my by a friend and I’m extremely pleased with the service I received. The entire process was handled smoothly, professionally and courteously.
I had several false starts with a number of properties until I found one that met all my needs. This required several updates for AML, changes of mortgage type, amount and provider.
Whilst the whole purchase process was not without stress for me, John and Vanessa at Liquid Expat helped tremendously in minimising this. Every question I put to them was answered clearly and in a timely manner. I had more trust and confidence in them than with any other party involved; I always felt fully informed and supported by them throughout the process.
Overall, Liquid Expat made the property-buying experience easier and more straightforward for me. I truly appreciate their dedication, efficiency and excellent customer care.
Thank you for doing such a great job — I’m very happy with your service and will gladly recommend you to others.

2 October 2025
Unprompted review
Rated 5 out of 5 stars

Excellent and Smooth Re-Mortgage Experience

The re-mortgage process was incredibly smooth from start to finish. Clear communication, quick updates, and everything handled professionally with no delays or surprises. A truly hassle-free experience—highly recommended!

21 November 2025
Unprompted review
Rated 5 out of 5 stars

I have nothing but good things to say…

I have nothing but good things to say about Liquid Expat...they can't have been any more helpful, friendly or professional. They have sorted me out with a remortgage in less than a month and worked very hard for me at a very reasonable cost. There are 3 particular people I have to thank. (Not sure if I can mention names on here) but S/S/I/ you know who are. I am very grateful to you. I would highly recommend Liquid Expat.

17 November 2025
Unprompted review
Rated 5 out of 5 stars

The team at Liquid Expat have been great.

The team at Liquid Expat have been great. It can be a bit tricky trying to get mortgages sorted when you’re in the same country, so was worried that being overseas would be doubly difficult. However the team at Liquid Expat were great to deal with and made everything simple. Would highly recommend.

12 November 2025
Unprompted review
Rated 5 out of 5 stars

5 star experience

Working with Liquid Expat Mortgages has been an excellent experience from start to finish. As a non-UK resident, the process of securing a mortgage could have been daunting, but Liam made everything clear, straightforward, and stress-free.

He took the time to understand our situation in detail, explained every step of the process, and was always proactive in keeping things moving. Communication was consistent and transparent.

Thanks to Liam’s expertise and persistence, we were able to secure the right mortgage for our property, with minimal delay. I’d highly recommend Liam and the team at Liquid Expat Mortgages to anyone navigating an overseas or specialist lending situation. Truly professional and a pleasure to work with.

10 October 2025
Unprompted review

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