John Charcol Reviews 1,441

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, extensive knowledge, and professional approach, making complex processes feel simple and stress-free. Many highlight the outstanding customer service, noting quick response times and a genuine commitment to achieving the best outcomes for clients. People frequently mention the efficiency and ease of their overall experience, appreciating the smooth user experience and proactive communication throughout. However, some customers also noted issues with the conveyancing department, citing recommendations for solicitors who were incompatible or caused significant delays, leading to missed deadlines and inconvenience. These reviewers expressed dissatisfaction with the company's handling of these issues.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the team's professionalism,... See more

Service

Reviewers express high satisfaction with the service received. Customers frequently highlight the... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the team's attentiveness, clear... See more

Response time

Customers consistently note positive experiences with response times. Reviewers frequently praise the prompt... See more

User experience

People report positive experiences with user experience. Customers consistently describe the process as... See more

Based on these reviews

Rated 5 out of 5 stars

Thomas Hale was incredible from start to finish. Easily one of the best customer experiences we’ve ever had. He made the whole mortgage process feel simple, stress free and totally manageable, we hone... See more

Rated 5 out of 5 stars

Excellent experience getting a mortgage with these guys as broker. Hannah Cassidy has been incredible. She went well over and above to find me the right product, navigating complex hurdles and being p... See more

Rated 5 out of 5 stars

Have used Steven Friend on more than 1 occasion and every time he goes above and beyond, has saved me thousands over the years - very proactive and very "on it" with finding the right deal. Gets back... See more

Rated 5 out of 5 stars

Keri has been a very good representative of John Charlo She's well experienced and detailed to her role and job description. She talk calmly to client and also never joke with whatever ema... See more


Company details

  1. Mortgage Broker

Information provided by various external sources

John Charcol is the original independent mortgage broker, with over 40 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers.


Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

Remortgage of our rental

Molly made the whole experience of our remortgage seamless and knew all of the information we needed without hesitation her knowledge is impeccable! We can’t wait to do the remortgage of our own home 😊

1 April 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional service and seamless support

Katherine and Shaun at John Charcol have been exceptional throughout the entire process. As part of John Charcol, their service has been consistently responsive, considerate, and calm in communication, which brought a real sense of ease to what can often be a stressful journey.

This is the second time I’ve worked with them, and both experiences have been consistently excellent. Their professionalism and attention to detail stand out. Support from the wider team was also helpful throughout, contributing to a smooth overall experience.

I would gladly work with them again and can’t recommend them enough. Thank you for making the process so smooth.

2 April 2026
Unprompted review
Rated 5 out of 5 stars

Lisa Eyles was excellent throughout

Lisa Eyles was excellent throughout, and I genuinely cannot fault her at all. From the very beginning, she took the time to understand my situation in detail and gave me honest, clear guidance. What initially seemed like an impossible mortgage—especially after other advisers had told me it couldn’t be done—became achievable thanks to her knowledge, persistence, and problem-solving approach.

As both a first-time landlord and a first-time buyer, I had a lot of questions and uncertainties. Lisa explained everything in a way that was easy to understand, kept me informed at every stage, and made sure I was always aware of my options. The level of information, reassurance, and ongoing support she provided was invaluable, and it made a potentially stressful process feel far more manageable.

She was consistently friendly, approachable, and highly responsive to both my calls and emails. Even during the inevitable ups and downs, she remained patient and proactive, always working to find solutions and keeping things moving forward. Her ability to clearly map out each step and set realistic expectations gave me real confidence throughout the process.

Thanks to Lisa’s dedication and expertise, I was ultimately able to secure my first buy-to-let property, which is something I’m extremely grateful for. I truly felt she went above and beyond to achieve the best possible outcome for me.

I would strongly recommend Lisa to anyone in need of mortgage advice, whether you are a first-time buyer or dealing with a more complex situation. I have already recommended her to family and friends and will continue to do so without hesitation.

11 April 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from Kristy Patel…

Excellent service from Kristy Patel from John Charcol , who found me a great mortgage deal which met my requirements . Kristy had good communication throughout the process and she responded quickly to queries etc . I would highly recommend this service .

1 April 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service throughout

Excellent service throughout. Ed Pera was knowledgable, professional and helpful, and always on the end of the phone. Would highly recommend.

10 April 2026
Unprompted review
Rated 5 out of 5 stars

John Charcol provided exceptional…

John Charcol provided exceptional customer service throughout my property purchase. Emma and Gemma provided invaluable support and advice, and guided me through the whole process from submitting an offer, to completion. Would highly reccomend them as a company.

8 April 2026
Unprompted review
Rated 5 out of 5 stars

Cant thank Mark enough

I have been looked after so well by Mark Spong, he has had so much patience with me and always been efficient. No question was too much, he went above and beyond to make sure I got the best and again never gave up. I cant thank him enough for everything he has done. Highly recommend.

8 April 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service from Stephen Brown

We have worked with Stephen Brown for a number of years. We have found that he is someone you can trust to advise you based on your situation and interests. Nothing is too much trouble. He has provided excellent service to us.

3 March 2026
Unprompted review
Rated 5 out of 5 stars

Have been using them for years now

Have been using them for years now. Jessica is brilliant. Always readily available on the phone or email. Always searching for the best deals and keeping you informed. Very happy with their service and highly recommend.

3 April 2026
Unprompted review
Rated 5 out of 5 stars

Helpful, personalised remortgage advice that saved me a lot of money

Kathryn was great about finding me the best options for remortgaging, fitting the advice to my specific circumstances. Most importantly she proactively got in touch to help me change plans as rates suddenly shot up, and saved me a fortune in the process. All of the communication has been prompt, professional, friendly and helpful. This is the second time I've used Kathryn to find a mortgage and wouldn't hesitate to do it again.

2 April 2026
Unprompted review
Rated 5 out of 5 stars

Look no further!

Chris has embodied going above and beyond. He has been incredibly helpful and knowledgable at every step of the way, and has been a real advocate for us throughout the application process. You want Chris and John Charcol in your corner when going through the house buying process, fully recommend.

1 April 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic service as always with Penny…

Fantastic service as always with Penny at John Charcoal. Clear advice always given. Different options explored. Always patience shown with questions from myself. Punctual for telephone appointments and fantastic communication regarding updates on products/ rate changes. Wonderful client service and care. Thank you x

1 April 2026
Unprompted review

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