Second time dealing with Trust Two, who approached me upon qualifying for a further loan, due to good repayment history. Easy to apply, great two communication, and fast BACS into your bank. Only flaw... See more
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Terrible experience, incompetent company that needed my help to find my Trans Union credit file. Went through the whole process of credit checks and helping them find my guarantors application. Fully... See more
Company replied
There is a few good agents within this team but there is absolutely no communication between any of them. My account is currently in arrears due to hardship of COVID however I have spoken to an a... See more
Company replied
Terrible, I have lost my job due to Covid-19, they are not offering any payment holidays despite government advice. I cannot pay so now it will fall onto my guarantor who has also lost their job. Nega... See more
Company details
Information provided by various external sources
TrustTwo offer guarantor loans between £500 to £10,000 at Representative 49.5% APR. Use our online application to apply today.
Contact info
Boston Drive 7-8, SL8 5YS, Bourne End, United Kingdom
- 0330 3033 477
- contactus@trusttwo.co.uk
- www.trusttwo.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
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Very helpful and friendly people on the…
Very helpful and friendly people on the telephone help you out quickly highly recommend
Would not recommend at all
Would not recommend at all. Really unaffordable lending, they lend to people who have defaults, horrendous credit history, already have a Guarantor loan open (with the same guarantor!) and multiple payday loans. When your wage has been docked by £400 and you try to advise them of change of circumstances and your inability to repay they ignore you, been waiting 4 weeks for a response to an unaffordability complaint - next payment due this week, more debt! Avoid.

Reply from TrustTwo
Great service
Non-personable approach
I asked a few simple questions relating to the loan I was being a guarantor for but they were not directly answered. The web page I was referred to was also the wrong page.
The answers were on the website once found by the person taking out the loan
The experience lacked personality and was not personable in the slightest. I have still not had a response to my last communication relating to personal data. I am only a guarantor but would certainly not recommend using TrustTwo

Reply from TrustTwo
So quick and easy and was given an…
So quick and easy and was given an answer straight away
Trust two helped me at a time where my…
Trust two helped me at a time where my debts were spiralling out of control. I recently complained about unaffordable lending, and although they were 4 weeks over the deadline and after a few calls and a incorrect FRL, they have kindly accepted my claim as a good will gesture, I would like to highlight how helpful Julie from complaints was, I am so glad this is nearly the end of my payments and I really appreciate trust twos support.
Upload could be easier.
Very simple to understand terms and…
Very simple to understand terms and conditions and efficient service
Agent was very clear and description /…
Agent was very clear and description / explanations were very precise.
Advisor was professional and took time…
Advisor was professional and took time to explain everything.
What a waste of time
What a waste of time, after spending hours going through the whole process, after them looking and analysing my credit file and my guarantor, I got declined, which ok that's fine , but then no decency to tell me, no email, no text, I had to call up to chase, be put on hold for 10 minutes, then no reason given , better off going to Amigo, got a loan the same day!

Reply from TrustTwo
Took time to approve but very helpful
Excellent customer service
Everyone was pleasant and helpful and…
Everyone was pleasant and helpful and quick I am grateful for there help .
Not contactable
The phone lines are supposed to be open Saturday 10 till 2 but when you call at these times all you get is an answer machine with opening times and you are actually calling during the opening times.
They obviously cannot tell the time!!!

Reply from TrustTwo
Too much time spent in the phone for…
Too much time spent in the phone for such a small amount of money being borrowed I'm afraid which was very draining. Surely you could minimise terms and conditions more so as not to go on so long.
Terrible experience, incompetent
Terrible experience, incompetent company that needed my help to find my Trans Union credit file. Went through the whole process of credit checks and helping them find my guarantors application. Fully accepted, they even rang my guarantors employer which is shocking. After 3 days turned down for no reason. Went to Amigo which paid out the same amount in 2 hours. Please don't waste your time with Trust2

Reply from TrustTwo
Despite having a loan from these…
Despite having a loan from these previously and paying off in full with no problems, they have now decided to turn down my application without even the courtesy of a phone call! They advertise themselves as able to help people in different financial situations but yet won’t even bother ringing you to go over anything. ‘We don't rely purely on your credit score to make a decision‘ - this is a false statement! Very poor customer service and will definitely not be recommending. There are other more supportive guarantor lenders that take individual circumstances into consideration and actually care about their customers! Shocking!

Reply from TrustTwo
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