True Traveller Reviews 

3,347
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 34 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the quick and straightforward claims process, with payouts often received within hours of submission. Reviewers frequently praise the helpful and professional nature of the support team during their travels and trip planning. People note that the policies offer competitive quotes and make arranging long term coverage easy. Some reviewers were not happy with claim denials, stating that they were left with significant unexpected medical or travel expenses. A few people also experienced communication difficulties and unresponsive support when trying to resolve urgent issues. Others mentioned frustrations regarding strict policy conditions and a lack of transparency during medical screenings.

What people talk about most

Claim

Consumers find claim to be ambiguous, with highly mixed experiences regarding the processing of requests.... See more

Service

Reviewers mention ambiguous feedback about service, with some customers sharing highly positive experiences... See more

Payment

People report ambiguous experiences with payment, reflecting a stark contrast in consumer satisfaction. Many... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically depending on... See more

Price

Customers had ambiguous experiences with price. Some reviewers found quotes to be the most competitive and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Me ans my wife went trekking in Nepal. We unfortunately made a claim as my wife become ill whilst on the mountain. True traveller sorted everything quickly and made a terrible situation easily for us.... See more

Rated 5 out of 5 stars

Really impressed with True Traveller’s service. The process was smooth and my claim was paid within 2 hours. Excellent experience overall. From Emailing evidence to funds in my account. Very Impressed... See more

Rated 5 out of 5 stars

True Traveller exceeded expectations handling our son’s claim for medical expenses after an accident in Cambodia thanks to professionalism of Rron who processed the claim, Tamara Mikulicová, Jos... See more

Rated 5 out of 5 stars

It was easy to claim and also easy to send all the documents using only my phone. Additionally, they acknowledge the claim the same day, and they also fulfilled the timelines provided. 100% recommend... See more


Company details

  1. Travel Insurance Company

Written by the company

True Traveller does not pay Trustpilot for reviews. While 96% of our Trustpilot reviews are rated 4 or 5 stars, our overall TrustScore is negatively impacted because we no longer use Trustpilot’s paid review services, including actively requesting customer feedback through their platform. Unfortunately, Trustpilot permits anonymous submissions and will not remove reviews even when we can provide evidence that they were not written by genuine customers. On one occasion, we were compelled to take legal action against Trustpilot following the defamation of a member of our staff. However, such actions are not feasible on a regular basis due to the significant costs involved. For verified and authentic feedback from real customers, we encourage you to visit our review pages on Google or Reviews.co.uk, where all reviewers are confirmed as genuine policyholders. True Traveller welcomes fair, balanced, and constructive feedback. However, we do not engage with or endorse anonymous or unfounded claims.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

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No recent history of asking for reviews

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3.6

All reviews

(3,347)

33 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Trustworthy, effective and fast

My daughter, on holiday in Bali during the Christmas holidays, felt ill and had to go to a medical centre. Not knowing if they would have admitted her and having no idea about the total cost of medical treatment, we preferred to open her claim by calling the telephone number, active 24/7. Fortunately, at the end of a day of treatment she was discharged. The evidentiary documentation was uploaded to the website and, after a few hours, I received the bank transfer with the reimbursement of the expenses incurred. A tip for travellers. The tourist telephone card purchased on site did not allow voice calls to be made and contained only data traffic. Since I was also abroad without the possibility of making voice calls, my daughter had to ask one of her friends in Australia to call for her. Make sure your SIM allows phone calls, because in critical moments it can become difficult to deal with simple situations.

3 January 2024
Unprompted review
Rated 5 out of 5 stars

Fantastic service, very fast

A simple claim, settled almost immediately. Honestly couldn't believe the speed it happened. No questions, I had everything I needed and it was completed with such efficiency, thank you.

3 January 2024
Unprompted review
Rated 3 out of 5 stars

We got there in the end

We took out an expensive travel insurance policy to cover a season skiing, including off piste. Our trip was curtailed because my father was hospitalised and subsequently died.
The only claim we made was for the cost of our seasonal ski passes and nothing else.
True Traveller refused our claim on the grounds it constituted 'loss of enjoyment'. Considering the circumstances, this seemed very callous.
We were at a loss how something as fundamental as a ski pass was not covered by a policy taken out for skiing.
I am very upset now to be accused of sharp practice by the insurance company.
It was only after True Traveller refused our claim that we approached the ski area to ask whether, as a gesture of goodwill, they could refund our ski pass. They had no obligation to do so, and went away to think about it.
They came back several days later to offer a credit for next year, which we probably can't use, but we really appreciated the gesture and their kindness and compassion.
In the meantime, True Traveller had a change of heart and offered to pay our claim. Although not specifically listed under curtailment, they said that sometimes the spirit of the policy should be taken into consideration. In the background, they went away to try and recoup some of their expenses from the ski area and were told that we had been given a voucher.
Then they implied fraudulent behaviour on our part! When you've spent your life being scrupulously honest, it is so hurtful and insulting and I hope they amend their response to our review.
Although the claim process has been disappointing and very upsetting we are pleased with the outcome. They honoured the claim and later communications have restored some confidence in the company.

20 December 2023
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

The claim was initially declined as we don't cover ski passes on curtailment claims. However the complaint was reviewed by a director who overruled the claims team and instructed them to pay the claim as the original decision wasn't made in the "spirit" of the policy.

True Traveller

Rated 5 out of 5 stars

Easy to claim

Easy to claim, put in at night and by the morning the money was in my bank, they made it so easy and I’m very happy with the service.

17 December 2023
Unprompted review
Rated 5 out of 5 stars

Best travel insurance I ever had

Omg! Best insurance and insurance experience ever. TrueTraveller is really something. Unfortunately I got bitten by a cat in Thailand. I went to the local clinic, got my treatment, payed.. then I did the claim short after at the morning, included bills and medical report and at the same day at evening I had money on my bank account 🤯🤯🤯 Thank you! Could not reccomend you more. Hopefully I wont need the service of claims ever again 😅 but I will sure use True Traveler services everytime I will be traveling!!! ❤️❤️❤️

11 December 2023
Unprompted review
Rated 5 out of 5 stars

The fastest claim I have even been able…

The fastest claim I have even been able to make and receive funds for! I submitted the claim and the funds minus the excess was received within hours! This also included 1 further information request.

I hope should I need to claim again this would also still be the case and if so I will use True Traveller and recommend them all the time!

13 December 2023
Unprompted review
Rated 5 out of 5 stars

The best customer service you could ask for :)

I went to Canada for 1 year through my IEC program. During my stay I had to urgently see a doctor at ER because of my health problem. I am so happy that I chose True Traveller insurance. Big thanks to Dasa from True Traveller, who is very professional and kind-hearted person, who fully understands your problem. I higly recommend True Traveller :)

7 December 2023
Unprompted review
Rated 5 out of 5 stars

Recommended! Professional, customer obsessed, fast in addressing needs

I travelled 3 months in South America with my girlfriend, and after some research we decided to go with a True Traveller insurance. So happy with the choice. Unfortunately we’ve had an instance of theft during the trip, and the team at True Traveler was professional and great in helping us both in the short term providing guidance on how to manage (eg police report) and in the medium term providing refunds for covered stolen items (thank you Zeus for managing the case). Website is very good and informative. Prices competitive. Customer attention and speed of response high. Highly recommended.

7 December 2023
Unprompted review
Rated 5 out of 5 stars

Fast and easy

Fast and easy , especially for Nepal treking with lots of info on the website.Evrything is writen and you dont have to search for hidden texts since here they dont excist.

29 November 2023
Unprompted review
Rated 1 out of 5 stars

Do not use this company

EDIT: the response below is false. They had the payment details they mention for external healthcare company Medcom for almost a month, and there are outstanding payments for the hospital that they have certainly had the details for for over 5 months. I need proof of payment for these in order for my hospital debts to be cleared and myself to stop receiving debt collection notices, but I did not get this, only a long detailed email this morning complaining about how this is the fault of the North American healthcare system that in their words I will receive debt collection notices for 'years to come' (can't wait), not as a result of the incompetency experienced with this company and AXA - they were told they had 3 months to pay, they didn't, and now I'm in this mess.

5 months ago while abroad I underwent 2 unexpected major surgeries and spent a month in hospital. My experience with True Traveller has been nothing short of horrific and traumatic.

For the first month I was completely incapacitated and my partner was handling the claim. Everything was approved and we were told everything would be taken care of. Then, I took over the handling of the claim from my bed, as I still continue to do in my recovery, and it has been absolutely awful.

I spent a long time in hospital and had several after care services post discharge that needed to be paid. Getting each individual invoice to be paid has been an excruciating process. I've had to send them numerous times, check up on their payment constantly, an average of about 5 emails per invoice batch over weeks is sent by me checking up on these *time sensitive* invoices from the hospital. When I do get emails, they're INCREDIBLY late, they're often nonsensical and completely ignore what I was saying in my original email. The hospital themselves have complained to me on numerous occasions that they can't get a hold of anyone at AXA/TT via email or fax, and 5 MONTHS later I have now been on the receiving end of multiple *debt collection* notices from the hospital because invoices that TT said would be paid were not. I got my final notice from the hospital over 2 last remaining unpaid invoices and have been trying DESPERATELY to get a hold of TT to no avail. After about 6 emails to AXA and my contact at TT they said they would send me payment confirmation that the hospital need, and yet about 10 days later and several emails with me checking up on it, nothing has come through and my time is almost up.

I'm at my absolute wits end. I paid a huge chunk of money for this service because I was told it was great. I should not under any circumstances have had to chase this up and be this stressed over claims that were approved because they do not pay on time or do not send the hospital any confirmation so that they can erase my balance. I've been left in tears multiple times over this situation, while I recover from two major surgeries and deal with the repercussions to my life. This has been absolutely horrendous. DO NOT use this service.

28 November 2023
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

We have written directly to our customer regarding this situation, also expressing our dissatisfaction with the situation.

Over 90% of the claim to the medical facilities has been paid, more than $100,000, but one part of the claim couldn’t be paid as AXA didn’t have the beneficiary bank details, though an AXA Guarantee of Payment was in place. AXA received an email early this morning from that firm confirming their bank details, so payment can now be made.

Billing, or multiple billing, from North America Hospitals is never one bill, but multiple bills spread out over months sometimes. If your inpatient claim has been approved, just forward any demands to our claims department and we will sort it out, as the debt is ours, not yours.

True Traveller

Rated 5 out of 5 stars

I took out a family insurance policy…

I took out a family insurance policy when I was travelling around the world in the hope we would never need to use. Unfortunately when we were away someone on a moped tried to my crossover bag dragging me to the ground causing me to break my collar bone. My husband immediately contacted True Traveller from the hospital to explain the situation and to find out the best course of action. I chose to fly back to the UK to receive surgery 2 days later. True Traveller were not like other insurance companies, they treated me like a human being and were genuinely concerned about my injuries. After sending off my receipts and hospital letters I was regularly updated on the process of my claim, which was settled several days later. I could not have asked for a better service from Dasa (agent) at True Traveller. I would highly recommend True Traveller to all my friends and family.

4 November 2023
Unprompted review
Rated 4 out of 5 stars

Great service once documents uploaded

Bought a year long global travel policy with True Traveller. Thought the cost and coverage was good in comparison to competitors. Used the policy to reclaim the cost of an online GP consultation and subsequent visit to local emergency care while travelling. I made sure to collect receipts and doctors notes from both. Once I had made the claim with True Traveller online, it was processed and paid exceptionally quickly with no further questions. Great service. The process of making the claim online was quite difficult as the system refused to accept photos of the receipts uploaded from both an apple and android phone (even though they were in the acceptable formats listed e.g. JPEG). We tried converting to PDF but these were rejected due to size. Finally accepted compressed PDF files.

20 November 2023
Unprompted review
True Traveller logo

Reply from True Traveller

Hi Vicky

Thanks for your review.

Photos uploaded from smart phones are “HEIC” images, which we don’t accept. We do advise people just take photos of their documents with their phone instead as they are then uploaded immediately.

We will re-enforce the message on our claims page for people to simply take photos if they’re using their smart phone when submitting their claim.

The True Traveller

Rated 5 out of 5 stars

Best Travel Insurance Company!

I took out a policy with them for the first time as I was going to Nepal. I got food poisoning and was in hospital for a week. My partner called them from UK and they were brilliant and said from start we will guarantee payment. They emailed me daily for updates but otherwise dealt with the hospital directly and paid them. The emails from them were kind and caring and I didn’t have to worry at all about the cost. In addition they agreed I could upgrade to business class and even offered me a taxi home. When I got home I put my claim in for the flight upgrade and other expenses I had incurred as a result of being unwell and the money was in my account the next day! The form was so easy to complete too. They are just the BEST company ever and I’m truly glad to have been insured with them at a time I really needed it. I wouldn’t hesitate to use them again and would HIGHLY HIGHLY recommend them to everyone!! Thank you to the company and all the staff for their genuine and caring support

8 November 2023
Unprompted review
Rated 5 out of 5 stars

Incredible service - Easy claim - Efficient Support

Incredible service - Easy claim - Efficient Support. I had issues in a remote part of Nepal. I sent an email and within 20 minutes I had a reply. I was given advice and when I returned and made a claim I had the case file opened (from the email) and everything went through within 2 days. Like I explained in detail what happened but then no questions asked - boom - money in my account. Nice an easy. Def recommend. Thank you so much

15 November 2023
Unprompted review
Rated 5 out of 5 stars

Amazing travel insurance & Quick…

Amazing travel insurance & Quick payouts

Me and my partner have used true traveller a couple of times now and as long as you have the right paperwork from the hospital and proof of payment, your claim will be settled. (ours have been settled within 24 hours)

Such amazing service, thank you guys!

14 November 2023
Unprompted review
Rated 5 out of 5 stars

Great 4th time experience with my claim!

I'm more than happy with my TrueTraveler insurance. Since I used this insurance, this was my 4th claim (minor claims) and it was always processed within hours. Very smooth process and very helpful people I dealt with so far.

5 November 2023
Unprompted review

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