True Traveller Reviews 

3,347
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 34 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the quick and straightforward claims process, with payouts often received within hours of submission. Reviewers frequently praise the helpful and professional nature of the support team during their travels and trip planning. People note that the policies offer competitive quotes and make arranging long term coverage easy. Some reviewers were not happy with claim denials, stating that they were left with significant unexpected medical or travel expenses. A few people also experienced communication difficulties and unresponsive support when trying to resolve urgent issues. Others mentioned frustrations regarding strict policy conditions and a lack of transparency during medical screenings.

What people talk about most

Claim

Consumers find claim to be ambiguous, with highly mixed experiences regarding the processing of requests.... See more

Service

Reviewers mention ambiguous feedback about service, with some customers sharing highly positive experiences... See more

Payment

People report ambiguous experiences with payment, reflecting a stark contrast in consumer satisfaction. Many... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically depending on... See more

Price

Customers had ambiguous experiences with price. Some reviewers found quotes to be the most competitive and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Me ans my wife went trekking in Nepal. We unfortunately made a claim as my wife become ill whilst on the mountain. True traveller sorted everything quickly and made a terrible situation easily for us.... See more

Rated 5 out of 5 stars

Really impressed with True Traveller’s service. The process was smooth and my claim was paid within 2 hours. Excellent experience overall. From Emailing evidence to funds in my account. Very Impressed... See more

Rated 5 out of 5 stars

True Traveller exceeded expectations handling our son’s claim for medical expenses after an accident in Cambodia thanks to professionalism of Rron who processed the claim, Tamara Mikulicová, Jos... See more

Rated 5 out of 5 stars

It was easy to claim and also easy to send all the documents using only my phone. Additionally, they acknowledge the claim the same day, and they also fulfilled the timelines provided. 100% recommend... See more


Company details

  1. Travel Insurance Company

Written by the company

True Traveller does not pay Trustpilot for reviews. While 96% of our Trustpilot reviews are rated 4 or 5 stars, our overall TrustScore is negatively impacted because we no longer use Trustpilot’s paid review services, including actively requesting customer feedback through their platform. Unfortunately, Trustpilot permits anonymous submissions and will not remove reviews even when we can provide evidence that they were not written by genuine customers. On one occasion, we were compelled to take legal action against Trustpilot following the defamation of a member of our staff. However, such actions are not feasible on a regular basis due to the significant costs involved. For verified and authentic feedback from real customers, we encourage you to visit our review pages on Google or Reviews.co.uk, where all reviewers are confirmed as genuine policyholders. True Traveller welcomes fair, balanced, and constructive feedback. However, we do not engage with or endorse anonymous or unfounded claims.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

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No recent history of asking for reviews

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3.6

All reviews

(3,347)

33 reviews in the last 12 months

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Rated 2 out of 5 stars

Great for minor issues, terrible if AXA gets involved

Your experience with True Traveller will depend on the type of situation you encounter. For most of our trip, true traveller was extremely quick to respond and reimbursed the tiny claims very quickly. It helps that medical care in Asia is very inexpensive. The problem came when we finished our trip in the US. My son split his lip open and required stitches in the US. Due to the large amount, we had the option of having the insurance pay the bills directly. We obtained the extra detailed documentation needed and true traveller informed us that due to the cost higher than their threshold (of course, it's the US), this would need to be managed by their isurer AXA. AXA eventually (after follow-up messages) confirmed that everything was in order/approved and that the process of paying the medical bill took a long time. I understand the process in the US is likely more complicated than other countries, but it has now been 3 months, I am receiving repeated calls from the hospital asking for payment, reminder bills from the hospital saying now the bills will go to collection which means my credit will be negatively affected. This is unacceptable. They have also completely stopped responding to my last emails asking for a status update! So in short, if you are sure to only have minor non-US issues to settle, true traveller is great. If you think you might have a larger accident or are going to the US, be warned. AXA will need to get involved and they are not reliable. To be continued if they resolve this issue....

30 July 2023
Unprompted review
True Traveller logo

Reply from True Traveller

Hi

As this refers to a medical case, we can’t comment in an open forum, but we can explain how payments work in the USA to hospitals.

Essentially, hospitals are part of massive business organisations, and bill insurance companies all the time. AXA, our insurer, has many schemes operating in the USA, and pay medical organizations millions of dollars every week. All bills must be checked and double checked, as hospitals in North America overcharge. If all bills were accepted on face value, the price you pay for insurance will go up significantly. If you go to a hospital for a procedure in California for example, if you say you’re paying direct you get one price, but the price if paid by insurance companies is at least double.

However, what AXA does, is that they formally inform hospitals that they are taking on the billing, and request that the hospital does not carry on chasing up customers directly. But most of the time, hospitals just ignore this, and put bills out to third party debt collectors who threaten all sorts of consequences if you don’t pay directly, like affecting your credit rating, for example. They can’t do this without a Court Order, which they know they can’t get. The normal fee collected by these debt collectors is 40% of the bill, and they just carry on trying to get you to pay even when the bill has been paid!

In other parts of the world, Europe, Africa, Asia and the Pacific, overcharging doesn’t happen so the bills can be paid very quickly.

So, we’re really sorry, we just can’t avoid reviews like this, and neither can any travel insurer. But for claims which come into TT, yes, we process these in a few days.

True Traveller

Rated 4 out of 5 stars

Overall good

Overall good , we had a slight issue when my wife was in hospital in Nepal . But eventually they sorted the problem out once we put the claim through. I think personally the underwriting company (AXA) could word there policy slightly better to help the customer in Nepal as that’s where the insurance was for are trip .

6 November 2023
Unprompted review
Rated 5 out of 5 stars

Mrs Dasa

Mrs Dasa, who was dealing my case, was very helpful and all the process and conversation with her were very quick and smooth.

4 November 2023
Unprompted review
Rated 5 out of 5 stars

Quick, no quibble response and repayment!

We found True Traveller to provide the best cover at the best price for our daughter's gap year. It then proved so quick and easy to claim for a 10-day piste closure in her ski resort, with full payment being made to us within a week of claiming! Amazingly reassuring service for young adults travelling to far flung corners of the globe alone, and for their anxious parents left back home! Can't recommend highly enough. Thank you!!

7 November 2023
Unprompted review
Rated 5 out of 5 stars

Dental treatment

I needed emergency dental treatment as I had toothache. I’m on a working holiday in Canada so dental is expensive I went yesterday payed for it my self and within 12 hours of submitting my claim form I have had the claim settled and will be reimbursed for my treatment. Extremely fast turn around and a easy claim form highly recommend!

3 November 2023
Unprompted review
Rated 5 out of 5 stars

Like most people

Like most people, over the years, I have had many different insurers, for many different reasons. I say, without doubt, that True Traveller is one of the best companies I have used. Courteous, reactive, efficient and professional spring to mind. I was taken into and treated in hospital. I filed my claim on Friday, I received an acknowledgement immediately. My claim was reviewed and settled within 72 hours. I could not ask for more. A 5* service.

27 October 2023
Unprompted review
Rated 5 out of 5 stars

Really impressed Truely…

I've been really impressed True Traveller and would highly recommend these guys. Having experienced an accident aboard from the moment we were in contact with them they supported to us from the moment we were admitted to hospital through to repatriation back to the UK. We can't fault their professionalism and support. Granted they want to do their due diligence and checks but once these are cleared they picked up everything else for us so we could concentrate on hospital care, accommodation and return home. Thank you to all the Team, for their support, care and dedication to clients.

2 September 2023
Unprompted review
Rated 5 out of 5 stars

Best insurance company

I am very impressed by True Traveller and have already recommended it to many people. The service is great, employees are very friendly and efficient. Everything is done so quickly!! Thanks for everything!!

30 October 2023
Unprompted review
Rated 5 out of 5 stars

10/10 customer service, outstanding

Fantastic customer service with REAL compassionate people who were very efficient, clear and helpful at an urgent time of great need after a family medical emergency. They settled my claim and travel resumption super fast, absolutely outstanding service! Peace of mind in an incredibly stressful situation.

9 October 2023
Unprompted review
Rated 5 out of 5 stars

Great company

Great company. True Traveller were helpful from the very start of my experience. They covered me in difficult circumstances and explained everything thoroughly. Unfortunately, had to make a claim and this was dealt with and settled within 3 days. Cannot fault the customer service.

25 October 2023
Unprompted review
Rated 5 out of 5 stars

Best insurance travel company I’ve been…

Best insurance travel company I’ve been with! Love the fact you can get insurance once you’re already abroad and lots of flexibility with it (great for me as I can be forgetful) but I made a medical claim during my last trip. It was super straight forward to do and was processed in 24 hours! (It can take up to 10 days though) they inform you when they’ve received your claim. 10000% recommend and will use for my future trips :) thanks True Traveller

24 October 2023
Unprompted review
Rated 5 out of 5 stars

Easy-to-follow claim process, amazing claims team

In the unfortunate event of an accident while traveling, True Traveller came in and help when I needed it the most - by claiming hospital bills in a foreign country.

The claim process might seem a bit cumbersome but it's crucial to provide as much detail as possible.
The claims team is made of real people who have empathy, listen and are very quick at what they do.

I was assisted by Ana, Petra W, Katerina E, Eva B, and all of them were the kindest and the process was honestly super smooth.

Don't hesitate to sign up for travel insurance with them.

23 October 2023
Unprompted review
Rated 5 out of 5 stars

Efficient company

My claim was settled in a very efficient manner once I provided all the requested documentation. I found True Traveller a very professional company to deal with and would recommend.

17 October 2023
Unprompted review
Rated 5 out of 5 stars

Amazing!!!

Well trained and helpful customer service. The claim was paid in full within 24 hours thanks to the clear guidance on what was required to make the claim. Highly recommend

16 October 2023
Unprompted review
Rated 5 out of 5 stars

Seamless process when claiming

Would recommend to anyone looking for long term travel insurance - took out a policy for a year’s long trip and had to claim 2 months in for a medical claim. The whole process was seamless and very quick, and I had a response within a day and the money reimbursed to me in 3 days. Thank you

11 October 2023
Unprompted review

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