Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions
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See what reviewers are saying
I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more
Company replied
Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.
Company replied
Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a se... See more
Company replied
Company details
Written by the company
Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!
Get a better credit score
Written by the company
- 97% of customers recommend us to improve your credit score
- Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.
Contact info
White Collar Factory, 1 Old Street Yard, EC1Y 2AS, London, United Kingdom
- help@totallymoney.com
- www.totallymoney.com
4.3
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 72% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
It's good to see how your credit rating…
It's good to see how your credit rating is going so that you can improve it if possible.
29 June 2026
Unprompted review
Reply from TotallyMoney
Hi Marolyn, thanks for taking the time to leave a review!
We are glad to hear that you are finding our service useful and hope to hear that you are able to improve your score with our insights.
The TotallyMoney Customer Ops Team
Great way of keeping track of your…
Great way of keeping track of your credit would definitely recommend.
1 June 2026
Unprompted review
Reply from TotallyMoney
Hi Eliana, thank you for the positive feedback.
We truly appreciate your recommendation and are glad to know you are finding our service helpful!
The TotallyMoney Customer Ops Team
Great all round
Great way to keep track of my credit score. Also gave me the best options on a loan I was looking for. Easy to use and easy to understand. Great all round.
4 June 2026
Unprompted review
Reply from TotallyMoney
Thank you for the positive review, we really appreciate the feedback! We are happy to hear that you have been able to find a suitable product to meet your needs.
The TotallyMoney Customer Ops Team
Reply from TotallyMoney
Hi Paul, thank you for the review.
It is great to hear that you are happy with our service, this is exactly what we strive towards.
The TotallyMoney Customer Ops Team
Could not ask for more on this website
Grate site help me keep an eye on my spending and money. Let's me know how I can improve my credit. I can see updated information of my credit rating if its gone up or down.
26 June 2026
Unprompted review
Reply from TotallyMoney
We are happy to hear that you are finding our service helpful, Kathleen.
We are glad to know that you are able to keep track of your spending and see the changes to your credit score as soon as it is updated!
The TotallyMoney Customer Ops Team
Given positive update and information…
Given positive update and information on our credit. Which is very good
24 June 2026
Unprompted review
Reply from TotallyMoney
We’re so happy to hear that you are receiving updated information, Wellesly.
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
All the best,
The TotallyMoney Customer Ops Team
TotallyMoney, credit score builder
I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances of getting one without it affecting my credit score. Since using TotallyMoney app, my credit score has improved.
23 June 2026
Unprompted review
Reply from TotallyMoney
Thank you for your detailed positive feedback. We are delighted to hear that your credit score has improved with the use of our service, this is exactly the outcome we strive to help our customers achieve.
The TotallyMoney Customer Ops Team
Useful tool, but beware that you are the product!
I like the fact that you can see where you are in terms of your credit journey and that you can plan your way to a certain goal. I - for one - am aiming to claw my way out of debt, so this is useful for that.
However, what I don't like so much is that you are basically opening yourself upto repeated notifications and invitations to apply for credit, that you have to force your phone to block manually. I tried turning off notifications in the app, but it didn't work. I had another one a few days later telling me I could get a credit card.
That feels a bit predatory to me; especially if I was dealing with executive dysfunction, some sort of life issue, was otherwise vulnerable or under financial pressure... I don't mind the function of offering services (they have to make money, after all), but it is too full-on at the moment.
So yeah, feel free to use it. It is helpful. But I would urge extreme caution that this app will try to plunge you further into debt.
22 June 2026
Unprompted review
Reply from TotallyMoney
We’re sorry if you got that impression of us.
Our eligibility service is a key part of the TotallyMoney experience.
Our emails about credit products are just a portion of what we do, and are completely optional, so you can unsubscribe at any time if you’re not looking for credit. You can do this by going to the ‘Preferences’ section of your TotallyMoney account or contact us on help@totallymoney.com and we can unsubscribe you.
All the best,
The TotallyMoney Customer Ops Team
Availability of Credit Facilities.
Because I am able to check my credit scores and also see what kind of credit facilities that is available.
22 June 2026
Unprompted review
Reply from TotallyMoney
Thank you for the positive feedback, Oxley!
We are glad to hear that you have been able to check your credit score and browse which credit options may be available to you.
The TotallyMoney Customer Ops Team
Easy to understand
Really informative breakdown of the credit score reasoning and changes to my report over time. Easy to search for credit or current accounts. Love that its free!
22 June 2026
Unprompted review
Reply from TotallyMoney
This is great to hear, Ellie!
We are happy to hear that you are finding our service informative as this is exactly the type of help we strive to provide for our users.
The TotallyMoney Customer Ops Team
Good experience easy app to use helpful…
Good experience easy app to use helpful and good advice excellent added extras to use in the app
22 June 2026
Unprompted review
Reply from TotallyMoney
Thank you for the review, Claire!
We are happy to hear that you have had a good experience using our app and have found our service helpful.
The TotallyMoney Customer Ops Team
Easy to use & up to date information
Easy to use & up to date information
17 June 2026
Unprompted review
Reply from TotallyMoney
We are glad you are finding our service easy to use, Dawn!
This is what we are hoping to provide for our users and hope we are able to maintain this level of service.
The TotallyMoney Customer Ops Team.
It's a very good app always shows…
It's a very good app always shows relevant deals and products to me.
20 June 2026
Unprompted review
Reply from TotallyMoney
This is great to hear, Alok!
We are happy to hear that you are enjoying the use of our service and are being shown products that are relevant to your current financial situation.
The TotallyMoney Customer Ops Team
Easy access to credit report.
20 June 2026
Unprompted review
Reply from TotallyMoney
We’re so happy to hear that you've been able to access your credit report, Nassor!
If you're happy with our service we'd love to get that extra star from you. Alternatively, we're keen to hear how we can improve, at help@totallymoney.com!
All the best,
The TotallyMoney Customer Ops Team
Yeah been great for me.Nothing bad to.o…
Yeah been great for me.Nothing bad too say.
1 June 2026
Unprompted review
Reply from TotallyMoney
This is great to hear, Jacqueline!
We hope that you continue to find our service useful moving forward.
The TotallyMoney Customer Ops Team
My credit score is accurate,frequently…
My credit score is accurate,frequently updated and faster than the other companies that offer a similar service.
19 June 2026
Unprompted review
Reply from TotallyMoney
We are happy to hear that your score is accurately shown, Anthony!
This is exactly the level of service that we strive to deliver for our users are hope that we are able to match this moving forward.
The TotallyMoney Customer Ops Team
Reply from TotallyMoney
Thanks for the positive feedback, Sami!
We are happy to hear that you are pleased with our service.
The TotallyMoney Customer Ops Team
My experience with total top experience…
My experience with total top experience
I'm happy I have total experience
18 June 2026
Unprompted review
Reply from TotallyMoney
We are glad to hear you have had a top experience!
This is exactly the level of service that we are hoping to achieve and wish to provide for you moving forward.
The TotallyMoney Customer Ops Team
Very helpful
Very helpful. I get all the information I need to keep my finances in check. Highly recommend it.
1 June 2026
Unprompted review
Reply from TotallyMoney
We are glad to hear that you are finding our service helpful, Steph!
We know how important keeping your finances in check is and are delighted to know that we are helping you with this. We truly appreciate your recommendation.
The TotallyMoney Customer Ops Team
It is very inaccurate
It is very inaccurate , do not notice money saved in a separate pots, downgraded me by 14 points for ' missed payment" on credit card with 0 balance because their software confused non payment ( 0 balance) with missed payment.
11 May 2026
Unprompted review
Reply from TotallyMoney
Thank you for taking the time to leave a review, Wojciech!
We are sorry to hear that you are unhappy with aspects of our service. It is important to note that we are not responsible for making changes to your credit score. This is done by TransUnion based on the information on your report. In regards to your savings, unfortunately our open banking partner, Bud is not able to categorise savings made into pots. We appreciate that this will prevent you from seeing an accurate depiction of your finances, however these insights are only available to you and do not impact your credit score.
All the best,
The TotallyMoney Customer Ops Team
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