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The Mortgage Works Reviews 

2,805
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 695 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and patient throughout the entire mortgage process. People also deeply appreciate the quick response times and clear communication, which make complex applications feel completely straightforward and manageable. However, some customers also noted frustrating delays, poor communication, and unhelpful interactions with certain staff members. A few reviewers experienced administrative confusion between different teams and perceived a noticeable lack of proper guidance during their applications. These individuals felt that the support provided fell short of expectations, leading to unnecessary stress and complications.

What people talk about most

Staff

Users describe positive interactions with staff, praising advisors for being helpful, professional, and... See more

Service

Clients share positive opinions on service, noting that staff make the application process straightforward,... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting professional and genuinely helpful... See more

User experience

Customers had positive experiences with user experience, finding the mortgage application process simple,... See more

Response time

Reviewers highlight positive aspects of response time, consistently noting prompt replies and smooth... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have a mortgage with the company and this was a further borrowing application. Jake Scane was helpful calm and went through all my options and rates etc and there was no pressure. He had emailed me... See more

Company replied

Rated 5 out of 5 stars

Tilly was incredibly helpful and was fantastic right from our very first conversation. She gave clear, honest information, was really easy to talk to. Even with just one call, I already feel confident... See more

Company replied

Rated 5 out of 5 stars

I spoke to two people. The first to discuss my eligibility for a mortgage product that I found online and then the second being the consultant later on that day. Both were clear, succinct and patient... See more

Company replied

Rated 5 out of 5 stars

Laura McBurney was amazing! She was able to help me complete all the information by telephone because I am very bad at technology and I didn't have access to a computer. Laura was very patient an... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About The Mortgage Works

Written by the company

The Mortgage Works is the buy to let lender of Nationwide Building Society.

Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, we’ve got a range of products and specialist staff to support you with your mortgage.

We’ve been providing buy to let mortgages since 1988, so you can be sure your mortgage will be with one of the most experienced lenders in the business.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.6

All reviews

(2,805)

678 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Beth is great !

Beth is great !

Helps a lot and finally we all achieved!

Thank you, Beth!

31 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that our team member was able to provide such great assistance and help you achieve your goals. We appreciate your positive feedback!

Rated 5 out of 5 stars

Neil was excellent from start to finish…

Neil was excellent from start to finish always going above and beyond and a pleasure to work with lots of communication.

31 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so pleased to hear that you had such a positive experience and appreciated the excellent communication throughout. It's wonderful to know our team went above and beyond!

Rated 5 out of 5 stars

Karol amazing…

Karol as always listened to my needed and again made me feel at ease and we completely another application
Very good service from Karol

29 July 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're delighted to hear that you felt at ease and received very good service. Thank you for your positive feedback!

Rated 5 out of 5 stars

Kept us up to date with proceedings

Kept us up to date with proceedings. Daniel was great from start to finish, making our remortgage a simple process.

29 July 2026
Unprompted review
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Reply from The Mortgage Works

We're delighted to hear that our team kept you informed and made your remortgage a simple process from beginning to end. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Great lender response and highly…

Great lender response and highly competitive rates/products

22 July 2026
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Reply from The Mortgage Works

We are delighted to hear about your positive experience with our lender response and competitive offerings. We truly appreciate your kind words.

Rated 5 out of 5 stars

Getting a Buy-to-Let mortgage

I spoke to two people. The first to discuss my eligibility for a mortgage product that I found online and then the second being the consultant later on that day. Both were clear, succinct and patient with me while I wrapped my head around the different options and points to consider. Would highly recommend this lender, based on my experiences. I had a much more personal and clear process with The Mortgage Works than when previously dealing with other lenders.

28 July 2026
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Reply from The Mortgage Works

We are so pleased to hear about your positive experience with us! It's wonderful to know that our team provided clear, succinct, and patient guidance, helping you navigate your mortgage options. We truly value your recommendation and appreciate you highlighting the personal and clear process you experienced. Thank you for your kind words.

Rated 5 out of 5 stars

Professional and friendly goto service

Richard R has been very friendly and professional . I had couple of fell through and he has been very patient and I can tell he loves his job and is very good familiar with the company process. He is very trustworthy and has made my prefer TMW products as first choice .

28 July 2026
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Reply from The Mortgage Works

We are so pleased to hear about your excellent experience with our team member! It's wonderful to know that their professionalism and dedication made such a positive impression and that you feel confident in our products. Thank you for your kind words.

Rated 5 out of 5 stars

Patrick in the further advance…

Patrick in the further advance department was very informative , explained all my options where it helped me choose a product that was suitable to me

28 July 2026
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Reply from The Mortgage Works

We are delighted to hear that our team member was informative and helped you choose a suitable product. We appreciate your positive feedback.

Rated 5 out of 5 stars

Make your first port of call

A briliant company to do business with. In fact would say Outsatnding. Whenever we have had need to phone, we have never experienced long waiting times. All staff have been so helpfull and knowledgeable. and A big shout out to Richard . A huge thank You

29 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are absolutely thrilled to hear about your outstanding experience with us! It's wonderful to know that our team has been so helpful and knowledgeable, and that you've consistently experienced short waiting times. Thank you for your kind words.

Rated 5 out of 5 stars

Daniel was amazing true professional …

Daniel was amazing true professional from start

28 July 2026
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Reply from The Mortgage Works

We are so glad to hear that you had such a positive experience. It's wonderful to know that our team member provided professional service from start to finish.

Rated 5 out of 5 stars

First class service from Daniel

First class service from Daniel , always does his best for you .

28 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are so happy to hear about your positive experience with our service. We always aim for the best!

Rated 5 out of 5 stars

SERVICE LEVELS FAR BEYOND EXPECTATION

I would like to express my sincere appreciation for the exceptional service provided by Luisana. She went far beyond what could reasonably be expected in dealing with my enquiry.

On a previous call, neither the adviser nor the team leader was able to determine why I could not access my mortgage account online. When I asked how long it would take to restore my access, I was told that they could not provide any timeframe and that the issue could remain unresolved indefinitely. This was both disappointing and frustrating.

Luisana approached the problem with professionalism, patience, and determination. She quickly identified that the issue stemmed from two simple but critical factors: an incorrect email address on the account and the fact that I had been entering my full name, including my second forename, rather than the format expected by the system. She immediately updated my email details, clearly explained what had gone wrong, and remained on the telephone with me until she had personally confirmed that I had successfully regained access to my account.

This level of ownership and commitment to resolving a customer's problem is exemplary. Rather than simply explaining the issue, Luisana ensured it was fully resolved before ending the call. Her technical competence, attention to detail, and genuine commitment to customer service transformed what had been a frustrating experience into a very positive one.

No praise is too high for Luisana. She is a credit to your organisation and sets the standard to which others should aspire. I hope her outstanding professionalism and dedication are recognised by her managers.

27 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are incredibly grateful for your wonderful feedback and are so pleased to hear about your positive experience. It is truly rewarding to know that our team member was able to resolve your mortgage account access issue with such professionalism and dedication. We understand how frustrating it can be when encountering technical difficulties, and we appreciate you highlighting the exceptional effort made to ensure your problem was fully addressed. Your kind words about the commitment to customer service and technical competence are deeply valued, and we will certainly share your praise with our team. We are committed to providing outstanding support, and your review reaffirms our efforts.

Rated 5 out of 5 stars

Very professional company to deal…

Very professional company to deal with.. no complaints from me 👍

24 July 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're so happy to hear about your positive experience with us. Thank you for your kind words; we truly appreciate your feedback!

Rated 5 out of 5 stars

Richard Buttling excellent mortgage consultant

Excellent customer service from Richard Buttling.

He is an excellent communicator and always responds to emails promptly making the whole application process easier.

I always choose Richard for all my buy to let application requirements which includes new mortgage applications,remortgage applications and further advances.

He has been superb at dealing with everything and I highly recommend him for your mortgage requirements.

27 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We are so pleased to hear about your excellent experience with our team member. It's wonderful to know that their communication and prompt responses made your application process easier. We appreciate you consistently choosing us for your mortgage requirements and highly recommend their superb service!

Rated 5 out of 5 stars

Neil Jacob is one of the best mortgage…

Neil Jacob is one of the best mortgage advisors from Mortgage Works in my 9 years experience of property business. Thanks for your support and help.

Hit Gurung

24 July 2026
Unprompted review
The Mortgage Works logo

Reply from The Mortgage Works

We're so glad to hear about your positive experience with our mortgage advisor. We truly appreciate your kind words and valuable feedback. Thank you for your support!

Rated 5 out of 5 stars

I would definitely recommend The…

I would definitely recommend The Mortgage Works. Frances Hall was exceptional, always just an email or call away. Over a period of 4-5 months I had offers accepted multiple times and Frankie was always there to assist and give impartial advice on the lending criteria. They have a good range of products with varying durations and interest rates for personal and company purchases, and Frankie was always available to share the latest rate matrix. I couldn’t imagine using anyone one else if the possibility arises again as they have very competitive rates in the market too and Frankie’s customer service is second to none!

24 July 2026
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Reply from The Mortgage Works

We're so happy to hear about your positive experience with us! It's wonderful to know that our team's dedication to providing impartial advice and consistent support made such a difference during your mortgage journey. We truly value your kind words about our product range and competitive rates. We look forward to assisting you again should the need arise. Thank you for your fantastic feedback!

Rated 5 out of 5 stars

I cannot recommend Laura highly enough

I cannot recommend Laura highly enough. This was my 3rd mortgage application, and she made the process completely stress-free. What sets her apart is her incredible communication—she always replies to emails promptly and provides clear, relevant advice tailored to my situation. She explained every step in detail and ensured I had all the correct documentation ready to go. Thanks to her efficiency and expertise, she helped me secure the property without any unnecessary delays. I am so grateful for her time, patience, and professional guidance. If you are looking for a reliable advisor, look no further

24 July 2026
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Reply from The Mortgage Works

We are so pleased to hear about your positive experience with us, especially regarding the smooth and stress-free mortgage application process. It's wonderful to know that our clear communication and tailored advice were so helpful in securing your property. We truly appreciate your kind words and are grateful for your recognition of our team's dedication and expertise. Thank you for recommending our services!

Rated 1 out of 5 stars

wasted a lot of time

wasted a lot of time. I was told that I had to do ID check before they start the application for me. I had to go to nationwide building society in Victoria personally. Which means that I had to take a day off to do that. Then I had to filling a mortgage schedule form with many property details etc. that was another days work. On the third day, he told me that he has done a credit check for me and my credit score was too low! I never had any credit issue before and I never missed any payments. Why did not he check my credit score before all that fuss made? Completely wasted three days of my time!

15 July 2026
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Reply from The Mortgage Works

We sincerely regret the frustration and inconvenience our process caused you. We understand your disappointment regarding the time invested before the credit check. We are reviewing our application procedures to ensure a more efficient and transparent experience for all applicants moving forward. We appreciate you bringing this to our attention.

Rated 5 out of 5 stars

Excellent experience with the very…

Excellent experience with the very professional Nazim Uddin.

21 July 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're so glad to hear you had an excellent experience and found our team to be very professional. We appreciate you taking the time to share your positive feedback!

Rated 5 out of 5 stars

Good help and support

good help and support

22 July 2026
The Mortgage Works logo

Reply from The Mortgage Works

We're so glad to hear that our help and support met your expectations. We truly appreciate your kind words.

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