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Fleet Mortgages Reviews 197

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 98 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their supportive and knowledgeable approach, often highlighting their willingness to go above and beyond. The customer service is frequently described as outstanding, with many appreciating the clear communication and proactive assistance provided. People also found the overall user experience to be excellent, noting the efficiency and ease of the process. However, some people were dissatisfied with the service and response times, mentioning that updates required constant chasing and that the process could be slow and involve a lot of back and forth. There were also concerns about the extensive documentation requirements and the reliance on postal services, which some felt slowed things down.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness and knowledge.... See more

Service

People report ambiguous experiences with service. Many reviewers praise the outstanding support from BDMs and... See more

Customer service

Consumers generally express satisfaction with customer service. Many reviewers highlight the excellent... See more

User experience

Reviewers mention positive feedback about user experience. Customers consistently praise the ease of use of... See more

Response time

Customers had ambiguous experiences with response times. Many reviewers praised the prompt and fast... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Their lending policy is good. However, they can extend their solicitor panel for Ltd company cases. As the client have to choose among few solicitors and find them expensive. Also Fleet's shopping lis... See more

Company replied

Rated 5 out of 5 stars

I can’t recommend Josh Parker highly enough. As my BDM at Fleet Mortgages, he went above and beyond at every stage of the process and played a vital role in getting my deal over the line. His proactiv... See more

Company replied

Rated 5 out of 5 stars

I had a quirky case that needed to reach offer stage as soon as possible. After discussing it with my BDM, Stella, during her visit, she clearly outlined how Fleet could support the scenario. She, Han... See more

Company replied

Rated 5 out of 5 stars

Historically I had found Fleet quite difficult to deal with. Their underwriting process required a lot of info, often far too much! Of late I am pleased to say this has improved hugely, underwriting i... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About Fleet Mortgages

Written by the company

Fleet Mortgages is a trusted name in the buy-to-let market, helping its intermediary partners achieve successful outcomes for their landlord clients. We're a specialist buy-to-let, intermediary-only lender, and we were acquired by Starling Bank in 2021.

Whether your clients are looking for Individual, Limited Company Buy-to-Let mortgages or seeking finance for HMO/MUBs, Fleet Mortgages is well-positioned to help your clients with the right solution for their needs. Our professional team has exceptional market knowledge and a wealth of experience within the buy-to-let sector.

Start the buy-to-let conversation with Fleet today.


Contact info

4.1

Great

TrustScore 4 out of 5

197 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

One of the best BTL lenders

As a BTL mortgage broker specialising in large and sometimes complex portfolio arrangements, I need lenders, BDM's and underwriters to know what they are talking about, to be supportive for me and my Clients and to provide a professional and personalised service.

Stella, Hannah and Caroline are three of the very best out there.

Thank you!

1 May 2026
Unprompted review
Rated 5 out of 5 stars

Fleet great criteria help my case a…

Fleet great criteria help my case a lot.
Underwriter has been in touch with me one to one.
Processing time was reasonable.
Mortgage offer issued with no fuss.
What else i ask ?
Fleet is a great lender and i am happy to have you on my side.

27 April 2026
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Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 5 out of 5 stars

Great lender with Amazing staffs

Great lender with Amazing staffs , Always helpful and straight forward application process.

27 April 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team kept you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 1 out of 5 stars

BTL lending

Despite satisfying all the lending criteria for BTL the valuation came back with resale issues so Fleet refused to give full offer. Fleet either need to change their lending criteria or use valuvation firms who understand the property market, they even got the floors wrong!! The information given on their valuvation report are factually incorrect! Their advisers have giving wrong information and we lost the valuvation fee. Initially they said they would refund the fee then they refused to refund it!

13 March 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Fleet are really easy to use

Fleet are really easy to use. Common sense underwriters and everyone there to help. Application easy to key too.

13 April 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 4 out of 5 stars

Case was offered- criteria is…

Case was offered- criteria is excellent, however they did request a lot of documents, perhaps more than other lenders would which sowed the case down a little.

1 April 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 1 out of 5 stars

You are asking for far too many…

You are asking for far too many documents which are completely not necessary. This does not help anybody, not me as I need to come up with silly explanations re those documents. It does not help clients who need to move on quickly. And I am not sure how this assist Fleet other then paying more for admin work?!

10 March 2026
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 4 out of 5 stars

Friendly & helpful staff

All the staff are friendly and helpful albeit Underwriting is quite lengthy.

4 March 2026
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Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 2 out of 5 stars

Not the smoothest process on what…

Not the smoothest process on what should have been a relatively simple Remortgage, only resolved when the excellent BDM got involved.

1 March 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

My client and myself love working with…

My client and myself love working with Fleet Mortgages…
They get the job done.

1 March 2026
Fleet Mortgages logo

Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 3 out of 5 stars

Dislike-Asking too much information for simple BTL

Dislike-for BTL asking too many information & not asking all the information upfront.

Like-U/W updated me regularly via phone calls

19 March 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

My first case with Fleet Mortgages

As broker my first dealings with Fleet Mortgages was a absolute pleasure. The process and requirements were very clear and also along the way i had several calls giving me updates which was refreshing. One thing that particularly stood out for me was the pre valuation call where Fleet just wanted a bit more information on the property so it gave the valuer enough initial information so no shocks when they would turn up. I would use them again 100% and encourage other brokers to have a look at Fleet Mortgages

16 March 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 4 out of 5 stars

Fairly smooth process

Fairly smooth process. Just a short time delay in underwriters reviewing supporting documentation. Otherwise the process might have merited 5 stars.

31 January 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We look forward to working with you again soon.

Rated 5 out of 5 stars

Quick result - Def. Recommend

I had a quirky case that needed to reach offer stage as soon as possible. After discussing it with my BDM, Stella, during her visit, she clearly outlined how Fleet could support the scenario. She, Hannah, and the wider team took great care of the case, which has now successfully completed. The underwriter was excellent throughout as well.

27 February 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

Complex SPV done with ease.

Hannah Chatfield was amazing to deal with, I had a complex Limited Company SPV Buy to Let Purchase, Hannah & Fleet Mortgages took a reasonable view on the complexity and took the time to understand the overall picture. This case dragged on with other lenders but Fleet were able to progress this quickly and save my client from losing the property. Overall great experience. Thanks again.

3 March 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you so much for your feedback. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to supporting you again in the future.

Rated 5 out of 5 stars

dave horsman

BDM
Got a bit stuck with POD but BDM helps move case through to offer

10 February 2026
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 5 out of 5 stars

My BDM Charlotte was extremely helpful

My BDM Charlotte was extremely helpful. She responded to my queries promptly, and for complex queries she would give me a call to discuss over the phone. The underwriters also spoken to me about this complex case to help me understand the requirements. All in all the experience is very positive!

15 January 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

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