swiftcover.com Reviews 

16,472
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 2,955 reviews, reviewers overwhelmingly had a great experience with this company. Customers praise the competitive pricing and value, often saving money compared to previous providers. Many people found the online process exceptionally easy, quick, and straightforward for quotes, setup, or amending policies. Reviewers frequently highlight the helpfulness and professionalism of staff, describing the overall service as excellent. However, some customers noted occasional difficulties with the online platform, such as issues with the quote tool, password recognition, or amending policy details. A few others also felt renewal prices could unexpectedly increase or that service quality was sometimes unacceptable, with some interactions described as unsatisfactory.

What people talk about most

Price

Reviewers mention positive feedback about price, often finding it competitive and a good value, especially... See more

User experience

Customers consistently note positive experiences with user experience, finding processes easy,... See more

Service

People report positive experiences with service, often highlighting its speed and efficiency. Customers found... See more

Website

Users describe positive interactions with the website, finding it easy to navigate and use for various tasks,... See more

Staff

Customers had positive experiences with staff, frequently describing them as helpful, polite, and efficient,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I am delighted with the service, cover and particularly the price. It was so easy to do online. What else can one say except thank you and hopefully you won’t do a massive increase when it’s up for re... See more

Company replied

Rated 5 out of 5 stars

Swift were exactly as their name suggests- Swift. They took action immediately and kept me updated all the way. A courtesy car was arranged the very next day following my accident and I received a set... See more

Company replied

Rated 5 out of 5 stars

Your representative was excellent,points I would like to make and Realise that you want us to do things on line.ie Your phone no on the policy docs could be easier to locate and I found it impossible... See more

Company replied

Rated 5 out of 5 stars

Excellent, staff very helpful, after a few calls to them with car concerns and changes. Ability to have a conversation then make the change on line which saves £25 in admin charges.

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Insurance Company

About swiftcover.com

Written by the company

Welcome!

If you’re looking for cheaper car insurance, you can get Swift-covered in a few clicks.

Swiftcover offer 5-star Defaqto rated car and home insurance and if you just want the basics, we have that covered too.

Get a quote

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

16K reviews

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4.6

All reviews

(16,472)

2,877 reviews in the last 12 months

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Rated 5 out of 5 stars
swiftcover.com logo

Reply from swiftcover.com

Hello

We're so glad to hear that you found it quick and easy to change your vehicle details. Thank you for sharing your positive feedback with us!

Richard.
Swiftcover Customer Service Team

Rated 1 out of 5 stars

Swift/Benchmark is the worst rip off artist in Insurance! Pay a little more and get real coverage!

Updated review:
This is an updated review because of weird response from Swift Home Insurance Company. I am not in UK. I am in USA. This is a review for Swift/Benchmark Home Insurance provider. Home is in USA, X flood zone, in Florida. Issue is, we were Cancelled without any remediation, contact, or resolution offers. So NO, I do not currently have a policy! That is the whole point! Benchmark/Swift insurance; Took our money, sent an inspector, expected a model home that no one actually lives in, did not wait to get updated pictures since the pictures they took, which were in the middle of yard renovation and we added a back porch, which was an issues with Swift! Apparently, Swift thinks adding a porch and not yet being finished painting it is a risk factor! A kayak, Paddle boards, a weber grill, stepping stones we just had delivered, cardboard laid out for weed block to go over to prepare for sand to be poured, Wander Trad vine , starter Peach tree, Cherry tree, Apple tree, and pear tree small starter plants being 6 feet away from the house, river cedar drift wood we collected, and our newly bought refrigerators, dishwasher, hot water heater, ship lap boards, oak counter top boards, and our picture window we had stored, along with ICF block that we are going to use is a risk factor and qualifies as reason to cancel your insurance right at the start of hurricane season!

Original Review:
Got insurance. Had zero communication with the underwriter or the agent themselves at swift. Went through Nsure agent online (Do not ever use! It is a scam!) swift took our money, paid in full, then cancelled us for reasons that were not true or correct at all! The house we live in, was completely renovated, with permits to prove, pictures to prove, and inspections that were passed to proves that it was done as we stated! Never spoke to anyone, at any time, and we get a cancellation notice 3 months later! The reasons, u finished repairs, maintenance, and high risk. We are in an X flood zone, house has been completely renovated, electrical, plumbing, walls, floor, insulation..etc., yet what I got when I tried to inquire was a very rude email from someone at swift underwriting, “we are not renewing, period!” No reason, no remedy suggestions! Nothing! Made us scramble! Scramble with less than 3 weeks to find another coverage, at the start of Hurricane season! All completely unfounded reason to cancel! They kept more money than they should have as well! They basically kept our money u til I called to ask where it was, 3 weeks later! And they shorted us over 200 bucks! They are thieves! I will NEVER GUVE SWIFT OR BENCHMARK OR THEIR AFFILIATES ANY OF MY MINEY EVER AGAIN! They should be investigated by the DOJ! Ripping people off and people have no choice but to pay! This is a crime! No customer service! No help! No justification! Just take your money by force and do not give you insurance!

11 July 2026
Unprompted review
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Reply from swiftcover.com

Hello Amie

Thank you for leaving a review and I'm very sorry to hear that this hasn't been a positive experience.

I've checked the details that have been provided and unfortunately, we're unable to locate a policy with us. I just want to clarify that we only have access to direct UK Swiftcover Home Insurance policies.

As you don't have cover with us, this is not something that we can assist with. I hope this clarification helps and you manage to get that resolved.

Katie
Swiftcover Customer Service Team

Rated 2 out of 5 stars

Absolute pain to deal with

Absolute pain to deal with. Tried to do a quote for my wifes car as an addtional car and spent an hour trying to get it online.. The quote tool kept saying that the dates of the start date was above 30 days.. I did it 13 Jul 26 and wanteed it to start 28 July 26. it timed out int he end so i spent 30 minutes trying to get through to someone who then passed me through to a message that they are nto taking quotes over the phoen and to use the wesbite ( and thne the call was cut ) I will be moving away when my own car insurance is up for renewal... not recommended

13 July 2026
Unprompted review
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Reply from swiftcover.com

Hello Mark

Thank you for leaving a review and I'm very sorry to hear that this hasn't been a positive experience.

I've sent you an email to hopefully address this situation in more detail.

Take care, Katie
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Quick & straight forward update.

Quick & straight forward update.

Simple update to insure the purchase of a new car.
Thank you.

8 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Frank.

Thanks for taking the time to leave us a review.

We're really pleased to hear that you found the update quick and straightforward for your new car purchase.

We appreciate your feedback!

Lindsay
Swiftcover Customer Service Team

Rated 1 out of 5 stars

Very bad experience with swift cover..

Very bad experience with swift cover... they did not accept my no claims bonus total from my previous insurer??!!. Then I sent copies of certificates of my certificates.. then they added more money to my premium.. think long and hard using this company. I will be dealing with matter with the company and regulatory body.

7 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Garry,

I'm sorry to hear that you're unhappy with our service relating to NCD acceptance. I can see that we've already contacted you regarding this by email, we do have set criteria for accepting NCD and if your proof doesn't meet this your NCD will be reduced. Sorry for any inconvenience this matter has caused.

Take care
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

A very good customer service

A very good customer service

8 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Jacqueline,

Thanks for taking the time to leave a review, we're glad to hear that you're happy with our service.

Regards,
Caroline
Swiftcover Help Team

Rated 4 out of 5 stars

got a great price compare to auto renew…

got a great price compare to auto renew and this one got a five star rating so worth it.I have not claimed so can not give it the five star but the price have many benefit that the other did not and if you add the benefit to the cheaper one then this beat it

7 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi there,

Thanks for taking the time to leave a review, we're glad to hear that you're happy with the service so far.

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Simple,fast and £600 cheaper than my…

Simple,fast and £600 cheaper than my renewal quote from a company I had been with for over 12 years

30 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Gareth,

Thanks for taking the time to leave a review, glad to have been so competitive for you!

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Very easy and very quick

Very easy and very quick

6 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Viorela,

Thanks for taking the time to leave a review, we're glad to hear that you're happy with our service.

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Excellent just update my car from a…

Excellent just update my car from a vauxhall insignia to Nissan qashqai and I sorted my insurance online with swift cover. Bene with swift cover for a number of years and never regreted it .Such a brilliant insurance company it only tuck me about 15 mins to change car details and set up the staring day if I can dowe it any one cane because as smart phone youse I am rubbish but with swiftcover app it was no time brilliant wow wout a company brilliant 2 cars with them get swiftcover thay are very good and you can set new car with the app very good Many thanks swiftcover 💯 %

25 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hi there,

Thanks for taking the time to leave a review, we're so glad to hear that you're a long term customer and are happy with our service. We hope to keep you with us for longer!

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Web site easy to use and best price

Web site easy to use and best price

4 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Alan,

Thanks for taking the time to leave a review, we're glad to hear that we've been competitive for you.

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

I called to make a small change on my…

I called to make a small change on my policy , spoke to a lovely person who directed me directed me to complete on line. This was ok to do

6 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Belinda,

Thanks for taking the time to leave a review, we're glad to hear that you're happy with our service.

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Swift by name - Swift by action

Swift were exactly as their name suggests- Swift. They took action immediately and kept me updated all the way. A courtesy car was arranged the very next day following my accident and I received a settlement payment within 4 weeks. I would recommend them.

5 June 2026
swiftcover.com logo

Reply from swiftcover.com

Hi Stavroulla,

Thanks for taking the time to leave a review, sorry to hear that you had to make a claim but we're glad to hear that we were helpful and as you say swift when you really needed us.

Regards,
Caroline
Swiftcover Help Team

Rated 5 out of 5 stars

Your representative was…

Your representative was excellent,points I would like to make and Realise that you want us to do things on line.ie Your phone no on the policy docs could be easier to locate and I found it impossible to navigate your system to make the addition on line.

4 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Barry,

Thanks for taking the time to leave us a review.

It's great to hear our representative provided excellent service.

We understand your feedback regarding the ease of locating our contact number on our policy documents. We are always working to improve our processes and appreciate you bringing these points to our attention.

Take care.


Nicola
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Needed help to change name on Policy.

Needed help to change name on Policy.
The young guy was very helpful.
Explained everything to me .
And was done very efficiently.

9 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Yvonne,

We love to see feedback like yours - thanks for letting us know.

It's great to hear that our team member was able to assist you efficiently with changing the name on your policy and clearly explain everything.

Have a great day!

Nicola
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Brilliant service easy to change on…

Brilliant service easy to change on line and the price is low

10 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Andrew,

Thanks for taking the time to leave us a review.

It's great to hear that our service was brilliant, easy to change online, and offered a low price for you.

Have a great day!

Nicola
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Fast and simple

I have recently made two small changes to my policy, because I did the changes on line there was no administrative charges, the changes we almost instantly applied, very easy, very quick, all done and dusted in just a minute !

1 July 2026
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Reply from swiftcover.com

Hello Paul,

Thanks for taking the time to leave us a review.

It's great to hear that making changes to your policy online was such a quick and easy experience. It's great to know that the updates were applied almost instantly and that you found the process so efficient.

Have a great day!

Nicola
Swiftcover Customer Service Team

Rated 5 out of 5 stars

Excellent service

Excellent service

10 July 2026
swiftcover.com logo

Reply from swiftcover.com

Hello Pradip,

Thanks for taking the time to leave us a review.

It's great to hear you received an excellent service.

Take care.

Nicola
Swiftcover Customer Service Team

Rated 5 out of 5 stars
swiftcover.com logo

Reply from swiftcover.com

Hello Rosauro,

Thanks for taking the time to leave us a review.

We're so happy to hear that you received great service when you contacted us.

Have a lovely weekend!

Nicola
Swiftcover Customer Service Team

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