Policy Expert Reviews 

103,015
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 16,929 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive prices and note that renewing policies, managing accounts, or setting up new cover is remarkably quick and straightforward. People also genuinely appreciate the helpful support team, mentioning that staff members are exceptionally patient, friendly, and efficient when answering questions. Some reviewers were not happy with technical glitches encountered on the website and online portal, which caused unexpected registration difficulties. A few other people also felt that customer service and communication could be significantly improved, particularly regarding delayed updates and prolonged unresolved repair work.

What people talk about most

Price

Reviewers highlight positive aspects of price, mentioning that costs are fair, reasonable, and significantly... See more

User experience

People report positive experiences with user experience, finding the online platform seamless,... See more

Service

Clients share positive opinions on service, highlighting quick setups, seamless renewals, and competitive... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being... See more

Website

Reviewers mention positive feedback about website, highlighting that the online portal is easy and quick to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This is our second year with Policy Expert Home Insurance. We have been very happy with the Gold level of cover and the service from the customer support team. We were able to discuss the policy renew... See more

Company replied

Rated 5 out of 5 stars

Nice and easy to insure my car. Straight forward process apart from the account registration process which was a bit glitchy but I irked after about 3 tries. Custom service has yet to be tested an... See more

Company replied

Rated 5 out of 5 stars

Very easy and straight forward to take out the policy in the first place. Saved me half the cost of my previous company. Great communication for all my policy details. Full coverage for my needs.... See more

Company replied

Rated 5 out of 5 stars

I have been with Policy expert for quite a few years and every renewal I have had has been only a few pounds dearer than the cheapest I could find on all the comparison websites, so I think it’s not w... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Insurance Agency

About Policy Expert

Written by the company

About us:

We’re Policy Expert – the award-winning home and car insurance provider, trusted by over 1.5 million UK customers.

We’re on a mission to make insurance easier. Our policies are written in plain English, our cover is designed to suit your needs and our claims processes are nice and easy - so you can have peace of mind.

If you need us, our friendly team in our UK-based contact centres will be happy to help. Drop us a message or give us a ring.

Our opening hours:

Mon – Thurs: 08.30 – 19.00

Friday: 08.30 – 18.00

Saturday: 09.00 – 13.00

Home and car insurance from Policy Expert

Written by the company


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

103K reviews

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4.5

All reviews

(103,015)

16,699 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I have to praise the support

I have to praise the support. Stupidly made a new purchase on my mobile in the late night and instead of mail.com added mial.com. After a quick back and forth with the support it was all sorted out.

10 September 2026
Rated 5 out of 5 stars

Good value & service

Have been with PE for several years then 12 months ago changed to a cheaper insurer. On renewal they had increased their premium significantly so did some quotes on comparison websites and PE were cheapest with decent levels of cover.
On checking documentation realised I had made an error and phoned PE, they have a callback system so no hanging on listening to tinny music. Few mins later I received a call and the error was quickly rectified for a small additional premium. Still worked out £70 cheaper than my renewal.
Never had to claim on any of the policies but service and price are good, so fingers crossed if I need to claim.

14 September 2026
Unprompted review
Rated 5 out of 5 stars

So easy!

Went online to get home insurance; filled in details, got quote, accepted it, paid and Hey Presto! I have home insurance - took about 40 minutes. So straightforward I couldn't quite believe it!

15 September 2026
Rated 1 out of 5 stars

This company jst tried to scam me

This company jst tried to scam me, making rules up to sqeeze more money out of me.
Apparently!!!.. private, off road parking can be twisted into roadside parking.. because i havnt got a designated parking bay!!!..
This insurance company are employing people to pick over your policy.. then making rules up to increase your policy free.. then charged me for cancelling the policy.. even tho i am well within the cooling off period.. shocking
There are more trust worthy companies

15 September 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us your review.

We'd like to look into this further, however, we're unable to locate your information with the details provided in your review. We've requested your details via Trustpilot, if you could please respond at your earliest convenience, we can then assist you further.

Thanks,
Mick

Rated 5 out of 5 stars

Easy to navigate system

Easy to navigate system. Clear information. Fair price (cheaper than existing insurer). Emails providing confirmation, information, timely. So far so good.

14 September 2026
Rated 1 out of 5 stars

WORST INSURANCE COMPANY

This is one of the worst companies I have ever had the misfortune to have dealings with. I have just found out today that I my house and contents have not been insured for the past 7 years !!!!!!!. They took my money every month though, criminal is all I can say. We put a claim in, our first ever claim with them, after months and months of never replying to e mails, being brushed off with "someone will telephomne u back in 48 hours" and then never did. Ultimately after phoning them again to chase this claim, they tell me, oh u are not insured and never have been. The senior member of staff who we finally got to talk to was rude, uncaring and not interested in how serious this situation was. I could go on and on telling everyone how bad this company is and having just read the insurance trade body reviewing their claim process, I was not surprised to find they were at the very bottom in the league table.
I had to give them 1 star but if I had my choice I would give them no star, they are a bunch of incompetent, unprofessional idiots. Be warned do not trust this company with your home and contents, they are beyond bad!!!. BE WARNED

15 September 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us your review.

We'd like to look into this further, however, we're unable to locate your information with the details provided in your review. We've requested your details via Trustpilot, if you could please respond at your earliest convenience, we can then assist you further.

Thanks,
Nisha

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