National Debtline Reviews 

330
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 248 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable, kind, and empathetic staff who provide clear, practical debt advice completely free of judgment. People feel significantly relieved after speaking with the team, noting that the helpful guidance simplifies complex financial situations and puts everything into a much better perspective for the future. However, some people mentioned experiencing frustrating waiting times on the phone before managing to connect with an advisor. A few reviewers also felt rushed during their conversations, noting that certain handlers seemed impatient or eager to end the call.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their compassionate,... See more

Customer service

Clients share positive opinions on customer service, highlighting that advisers are patient, understanding,... See more

Service

Reviewers mention positive feedback about service, frequently highlighting compassionate support, helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the website is extremely easy... See more

Customer communications

Customers consistently note ambiguous experiences with customer communications, expressing both deep... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

330 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.7

All reviews

(330)

221 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very helpful

27 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful

Very helpful

5 May 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

National debt help line was very…

National debt help line was very helpful to me and answered all my inquiries, i feel confident now in dealing with debts

24 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our advisers were helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

An absolutely brilliant service 👏

I first contacted Step Change, but the budgetary part of the process really scared me and I stressed about how I was going to manage it. I then contacted the National Debtline and they walked me through the entire process and completed everything over the phone. Their advice and unwavering support, including forwarding my DRO to Citizens Advice (they deal with the submitted process and take the application to its outcome) has removed a lot of stress and start to believe that a DRO is possible.

15 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

A really great positive experience I am…

A really great positive experience I am currently following instructions from my advisor. My case is ongoing at the moment but I hope it will be the same advisor when I call back in a couple of weeks.

17 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you had a positive experience with us. Kind Regards, National Debtline

Rated 4 out of 5 stars

Good service

The were so helpful

23 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

This really is a very Helpful Company…

This really is a very Helpful Company for stuff i just don't have a clue about. They explain every detail and certainly put your mind at ease at the end of the call . Three cheers'' for National Debt line ''

22 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Highly recommend

Yes, nice and bright peoples

21 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear about your positive experience. Kind Regards, National Debtline

Rated 5 out of 5 stars

Excellent service customer orientated…

Excellent service customer orientated k owledgable reassuring and supportive. Nothing too much trouble.
A light in a dark tunnel for me .would recommend this service 100%.

19 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service excellent. Kind Regards, National Debtline

Rated 5 out of 5 stars

Stop your fretting and speak to the

Stop your fretting and speak to the. Debt line. It will definitely bring some peace of mind

17 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service brought you peace of mind. Kind Regards, National Debtline

Rated 5 out of 5 stars

Amazing service thank you James you…

Amazing service thank you James you couldn’t do enough for me. World class service

15 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service amazing. Kind Regards, National Debtline

Rated 5 out of 5 stars

The help I received from national debt…

The help I received from national debt line was good and the agent that I spoke to very kind, very knowledgeable and very supportive would definitely recommend

14 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were good and our advisers were kind and knowledgeable. Kind Regards, National Debtline

Rated 1 out of 5 stars

National Debtline for help big joke

contacted National Debtline for help with my debt situation and unfortunately the experience was extremely frustrating.
I spent a long time going through automated questions, only to be told I would be transferred to someone who could help. Instead, I was sent back to the original phone line and had to wait again, effectively starting the process over.

When I finally spoke to an adviser, I was asked to repeat the same information I had already provided earlier in the call, including personal details and a full breakdown of income and expenses. This made the process repetitive and unnecessarily time-consuming.

After around 54 minutes on the phone, I still hadn’t received any clear advice or resolution, so I ended the call myself.

When you are already under financial stress, this kind of experience feels disorganised and inefficient. I expected clearer guidance and a more straightforward route to getting help.

If you want, I can also:
make a short “rage version” (2–3 lines, more punchy)
or a calmer version that’s more likely to get an official response from them
or help you re-use this across multiple platforms so your complaint has more impact

13 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're sorry to hear that you had a negative experience whilst trying to use our services. We never want people to not feel listened to, if you would like to submit a complaint, please email us at complaints@moneyadvicetrust.org . Kind Regards, National Debtline

Rated 5 out of 5 stars

Very friendly

Very friendly, knowledgeable and profession service. All info was thorough and clear. No rushing and the advisor was very patient with me.

7 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were friendly and knowledgeable. Kind Regards, National Debtline

Rated 5 out of 5 stars

It is good to be able to talk with someone when you need help, Thank you so much

With the problem that I have, I do not know which way to turn. Fortunately I was given the details to contact National Debtline. The lady was so able and helpful and kind and kept in contact with me. I value her support.
The Debtline service is necessary so that people can be helped when in this situation.

Date3/04/2026

3 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were kind and helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Superb

Superb. In a right pickle so very grateful for the support

1 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were good. Kind Regards, National Debtline

Rated 5 out of 5 stars

Highly Recommended!

The advisor was very knowledgeable and helpful. He was very understanding and knew the route I had to take given his many years of experience, so I was able to correct my course of action.
Highly recommended!

11 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were helpful and knowledgeable. Kind Regards, National Debtline

Rated 5 out of 5 stars

If the balliffs come knocking

If the balliffs come knocking, call the National Debtline

19 March 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful

Very helpful

10 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great and useful information

Great and useful information

10 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services great and our information useful. Kind Regards, National Debtline

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