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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being friendly, helpful, and non-judgmental, making the entire process easy to understand and stress-free. Many people highlight the exceptional customer service, noting that advisors are patient, professional, and compassionate, providing clear explanations and constant updates. The overall service is frequently described as amazing, efficient, and supportive, with consumers feeling relieved and confident after their interactions. However, some customers experienced significant difficulties with contacting the company, reporting long hold times and unanswered calls. A few people also mentioned issues with communication, including a lack of timely updates and disorganization in the follow-up service. There were also isolated instances where reviewers had concerns about the nature of some interactions or the advice received.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the helpfulness and understanding of... See more

Service

Customers had positive experiences with service. Many reviewers praise the helpful, friendly, and efficient... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the ease and simplicity of the... See more

Customer communications

Clients share ambiguous opinions on contact. Many reviewers express frustration with difficulties reaching... See more

Based on these reviews

Rated 5 out of 5 stars

Every team member I spoke to was friendly, extremely helpful & non judgmental. They made the whole process easy to understand from start to finish and kept me up to date throughout it all. I can’t tha... See more

Rated 5 out of 5 stars

Money Wellness have been absolutely incredible and helped me through one of the most difficult periods of my life dealing with financial hardship. From the very first contact, they were understandin... See more

Rated 5 out of 5 stars

Excellent service. Explained everything in detail. Reassured me in the kindest manner. A huge weight has been lifted of my mind. Don’t hesitate to use money wellness. Trust me you won’t regret it.

Rated 5 out of 5 stars

I needed to use these after getting into money trouble after losing my son. I was feeling emotional and embarrassed. They was very patient and gentle with me.


Company details

  1. Credit Counseling Service

Written by the company

We are on a mission to help everybody improve their finances. We are here to help solve your money worries with free, clear and impartial advice.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 92% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

Absolutely horrendous

Absolutely horrendous. Both me and my partner were setting up a DRO, mine has been confirmed and set up however my partner never got his call back. We called an hour before his phone call to confirm they had the correct number and that they would definitely call him to which they confirmed yet nothing came through.
We have called every single day for 2 weeks straight yet after being on hold for over 2 hours at a time we give up. We’ve pressed the option for a call back but again, nothing. We have emailed all the email addresses we can find but they all have automated responses and don’t actually do anything.
We’re now at the end of our ‘breathing space’ and are expecting the companies we owe money to start getting back in touch. For an already stressful time they are making it so much worse! It’s literally impossible to speak to someone.

16 April 2026
Unprompted review
Rated 2 out of 5 stars

Excellent first impression, terrible follow-up and unacceptable communication

I rarely leave reviews, but after my recent experience I feel people should know what to expect.

I contacted Money Wellness to arrange a Debt Management Plan because I was already under financial pressure and needed proper support. The first phone call lasted around an hour and initially gave me confidence. The adviser (rebecca) was polite, explained the different debt solutions, talked through my situation in detail, and made it sound like the process would be handled smoothly.

Unfortunately, everything after that was disappointing.

I was told I would receive an email after the call with the next steps and documents. That email never arrived. I then spent days trying to contact them again by phone with little success. Eventually, around a week later, they contacted me and admitted there had been a mistake on their side with the email process.

They then sent the documents, but the paperwork created even more confusion. I was expecting something clear to sign so the Debt Management Plan could begin, but instead I received a long document explaining the process with no obvious place to sign, no clear instructions, and no indication of what was required from me.

I tried emailing for clarification and received no response. I tried calling again and was left on hold for a very long time before giving up. At a time when creditors are already chasing me and stress levels are high, being ignored and left in limbo is the last thing anyone needs.

My Debt Management Plan was supposed to start today, yet I still have no confidence that anything has actually been set up properly. No clear communication, no timely updates, no easy way to speak to someone, and no reassurance while creditors continue contacting me.

The most frustrating part is that debt advice services deal with vulnerable people who are already anxious. Communication, accuracy and reliability should be the absolute minimum standard.

Based on my experience, the initial call was professional, but the follow-up service has been poor, disorganised and stressful. I hope this review encourages them to improve their communication and case handling because people contacting them are often already in difficult situations.

10 April 2026
Unprompted review
Rated 5 out of 5 stars

Overall great

My experience was great with the person I spoke with the only issue is with IT I kept getting messages when I already done it but that wasn’t much of a problem as I kept getting lots of messages from creators, MW helped with my DRO and guided me and simplified things I did not understand and the weight of my shoulders as soon as I finish that phone call and now no I don’t get any emails or messages from creditors thanks again

12 March 2026
Unprompted review
Rated 5 out of 5 stars

Josh and Andrew were both very helpful

Josh and Andrew were both very helpful, kind and understanding throughout the process. They explained everything clearly, kept me updated, and made the DRO process feel much less stressful. I really appreciated their patience and support. The service was professional, reassuring and easy to follow. Thank you very much for all your help

25 March 2026
Unprompted review
Rated 1 out of 5 stars

Waste of time and effort.

Had I known all the searching for paper work and sending info was going to lead to only a breathing space of 1 month and no debt solution. I would not have bothered in the first place.
Today is the 8th, and my email box is full of debt collections asking to reinstate my payments after only coming out of breathing space yesterday the 7th.
You just put me through a whole lot of stress only to go back on what I was informed to receive debt cancellations.
My mental health has been affected by all this more than before.

1 March 2026
Unprompted review
Money Wellness logo

Reply from Money Wellness

Hi,

Thanks for taking the time to share your experience.

We're sorry to hear what has happened. So we can look into this and help to resolve, please respond to the request for further information that we have sent to you.

Look forward to hearing from you soon.
Money Wellness

Rated 1 out of 5 stars

I am still waiting for a copy of my…

I am still waiting for a copy of my insolvency, have been in touch with citizens advice and they said could you get them to send me one as Baliffs want a copy. Thank you.

7 April 2026
Unprompted review
Money Wellness logo

Reply from Money Wellness

Hi Margaret,

Thanks for your review.

If you do not have your DRO approval paperwork, you can request another copy from the Insolvency Service, as they are the body that issued it. We don’t receive a copy ourselves.

Here's exactly what you need to do:

Email:DRO.Unit@insolvency.gov.uk

Include in your email:
- Your full name
- Date of birth
- National Insurance number
- Your address at the time you applied for the DRO

They should be able to send you the official paperwork you need for the bailiffs.

Alternative option: You can also search the Individual Insolvency Register online for confirmation of your DRO, which might be sufficient depending on what the bailiffs specifically need.

We hope this helps.

Thanks,
Money Wellness

Rated 5 out of 5 stars

Absolutely fantastic company

Absolutely fantastic company, made my experience a non judgemental, friendly and extremely helpful one. Thanks to Money Wellness expertise i am now debt free.

2 April 2026
Unprompted review
Rated 5 out of 5 stars

Everyone i spoke to was really kind…

Everyone i spoke to was really kind they made no judgement very easy to talk to very helpful and took their time to make sure I totally understood what was going on and what the next steps were

31 March 2026
Unprompted review

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