MotorCycle Direct Reviews 

5,622
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 409 reviews, reviewers had a great experience with this company. Customers frequently mention finding very competitive and reasonable prices for their motorcycle policies, often saving money compared to what they paid previously. Many users explain that navigating the platform and setting up coverage online is remarkably smooth, hassle-free, and takes only a few minutes. Some reviewers were not happy with customer support, noting exceptionally long waiting times in online chat queues and unhelpful responses. Others experienced frustrating technical issues when trying to log into user portals, retrieve account confirmation codes, or download essential documents. A few individuals also felt that renewal costs increased unexpectedly and dramatically after the first year.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting very competitive quotes and great... See more

Website

Users describe ambiguous interactions with website systems, as experiences are heavily polarized. On one... See more

User experience

Clients share positive opinions on user_experience, highlighting a simple and straightforward process from... See more

Customer service

Customers experienced deep dissatisfaction and frustration with customer service due to endless wait times,... See more

Service

Reviewers express mixed feelings about the service, highlighting both frustrating and helpful experiences.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(5,622)

400 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Terrible Chatbot only service

For many policies there is no telephone helpline- just an imcompetent andd very slow Deadchat, operated by an illiterate chatbot. Thus every action is too slow. If MC direct can't be bothered to speak to their customers- I can't be bothered to keep them afloat. They've just lost business after 20 years.

2 April 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mark

We're sorry to hear that you feel we did not meet your expectations. Your feedback is important to us. As this review has come through via a third party site, we are unable to locate your policy and get any contact details to call you and discuss. When you come through to our live chat, the initial few questions are via a chatbot, and once those initial questions have been answered, the chat does go through to a live agent who would have been able to assist you. If you would like to contact us via our lice chat, we will look into assisting you further.

MotorCycle Direct

Rated 1 out of 5 stars

They seem great at first

They seem great at first
Cheap and cheerful
Very difficult to get hold of anyone
Smoke and mirrors
Website is terrible to navigate
After being a customer for a number of years very dissapointed indeed .
Charged me over the odds to leave when my monthly payment had coverd there costs .
Now escalated to a debt company because final payment had gone to portal .
Which I wasn’t aware

Very poor customer service

1 April 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Liam

We’re sorry you feel we did not meet your expectations. When you did cancel your policy on 18.03.2026, we can see the agent did explain to you the breakdown for the fees and charges, and that the outstanding balance would be available on your portal. A reminder was sent via email on 26.03.2026 that there was an outstanding amount. Looking at the portal for CRS, we can see they have received the outstanding amount.
If you do have any further queries please don't hesitate to contact us via our live chat facility.

Many thanks
MotorCycle Direct

Rated 5 out of 5 stars

The lady dealt with my query…

The lady dealt with my query proficiently and politely.

1 April 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Ian

Thanks for the great feedback, we are glad that your query was dealt with politely and efficiently. Ride safe!

MotorCycle Direct

Rated 1 out of 5 stars

Horrible company to deal with

Horrible company to deal with, hidden charges and zero flexibility. Passed a debt to collection agency one week after I cancelled my policy and did not let me know.

31 March 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi James

We can see that you did cancel your policy, and notification was sent out via email on 23.03.2026 as your preferred method of delivery to confirm that the policy was cancelled and that there was an outstanding balance. We can see that the email was opened on the same day. A follow up email was sent and opened on 31.03.2026, which is when you contacted us. Thanks for making the payment, and I can confirm that the balance is no longer outstanding.

MotorCycle Direct

Rated 1 out of 5 stars

Robbers normally wear masks

I was charged over £75 to cancel a £120 policy less than a month into the policy. Didn't send me an email to tell me, just sent me a general notification email. They then wanted to charge me another £25 for not paying it on time, again the reminder was just a gerneal notification email. No phone number to speak to anybody, all done with live chat. Wouldn't like to use them for a claim if this is how good they are cancelling a simple policy.

23 March 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Colin

We’re sorry you haven’t enjoyed your experience with us. We can see that you requested the cancellation on the 13.03.2026 for 15.03.26. An email was sent out confirming the outstanding balance on 13.03.2026, which we can see that you opened. A further reminder was sent on 23.03.2026, which you opened and contacted us about. we can see that the outstanding balance was paid, thank you. I can confirm that there is no further outstanding amount on the policy.
Many thanks

MotorCycle Direct

Rated 5 out of 5 stars

Motorcycle Direct came out the cheapest…

Motorcycle Direct came out the cheapest for me, I am UK but for reasons related to my work I had to change my UK licence for a EU licence and need to keep it as EU. Many insurers charge extortionate premiums for UK riders on EU licence so it was nice to get a fair quote. I did need to contact support and it was hard to find a support phone number.. but then they were great.

18 March 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Andrew

Thanks for the 5 stars. We are glad that you were able to get your policy set up with us. We hope that you have been able to access the portal, as we can see one of our agents has been in touch to help you with it. If you need any help in the future, please let us know!

MotorCycle Direct

Rated 5 out of 5 stars

simple process

great price which included all the usual addons already

19 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

HI Glyn

Thanks for the 5 stars, we are pleased that you were happy with the price of our product. If you need any help in the future, please let us know!

MotorCycle Direct

Rated 5 out of 5 stars

Simple experience

Simple experience, great price and easy access to documents.

18 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Geoff

Thanks for the great feedback, we are glad that you found it so easy and simple to set up your policy and access all your documents. We hope we continue to impress!

MotorCycle Direct

Rated 5 out of 5 stars

Fair value cover

Fair value cover

18 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Trevor

Thanks for taking the time to leave your review!

MotorCycle Direct

Rated 5 out of 5 stars

Really easy to get my Quotation

Really easy to get my Quotation and cover. Seemed like really good value too.

18 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Peter

Thanks for taking the time to leave a review, we are glad that you found it so easy to set up your policy online, and at a price that suits you.

MotorCycle Direct

Rated 5 out of 5 stars

Brilliant service

Brilliant service

17 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

Thanks for the great feedback! Ride safe.

MotorCycle Direct

Rated 5 out of 5 stars

For everything u get from these they r…

For everything u get from these they r very very good on price

14 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi David
Thank you for your comments & 5-star rating.
We’re delighted that you are pleased with our products & services.
Thank you!
MotorCycle Direct

Rated 5 out of 5 stars

Easy of completion and a great price…

Easy of completion and a great price with a full package.

14 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi David
Thank you for your comments & 5-star rating.
We’re delighted that you are pleased with our products & services.
Thank you!
MotorCycle Direct

Rated 5 out of 5 stars

Couldn’t fault them quick and easy to…

Couldn’t fault them quick and easy to set up.

13 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Logan
Thanks for rating us 5 stars, we really appreciate your kind words.
We hope we continue to impress!
Many Thanks and Happy Riding
Motorcycle Direct

Rated 4 out of 5 stars

Not a bad experience

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

8 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi John
It's great to hear that you’ve had a good experience.
We are a digital broker so we encourage our customers to do as much as they can online.
If you need any help in the future please let us know. Thank you!
MotorCycle Direct

Rated 5 out of 5 stars

Easy to use online.

13 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

HI Christine

Thanks for the great feedback, we really appreciate it and are glad that you found it so easy to set up your policy online with us!

MotorCycle Direct

Rated 5 out of 5 stars

Straight forward and easy enough to do…

Straight forward and easy enough to do on line. Also great price, so ticks all my boxes

13 March 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

Thanks for the 5 stars, we are glad we ticked all your boxes, including the price. We hope we continue to impress!

MotorCycle Direct

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look