MotorCycle Direct Reviews 

5,622
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 409 reviews, reviewers had a great experience with this company. Customers frequently mention finding very competitive and reasonable prices for their motorcycle policies, often saving money compared to what they paid previously. Many users explain that navigating the platform and setting up coverage online is remarkably smooth, hassle-free, and takes only a few minutes. Some reviewers were not happy with customer support, noting exceptionally long waiting times in online chat queues and unhelpful responses. Others experienced frustrating technical issues when trying to log into user portals, retrieve account confirmation codes, or download essential documents. A few individuals also felt that renewal costs increased unexpectedly and dramatically after the first year.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting very competitive quotes and great... See more

Website

Users describe ambiguous interactions with website systems, as experiences are heavily polarized. On one... See more

User experience

Clients share positive opinions on user_experience, highlighting a simple and straightforward process from... See more

Customer service

Customers experienced deep dissatisfaction and frustration with customer service due to endless wait times,... See more

Service

Reviewers express mixed feelings about the service, highlighting both frustrating and helpful experiences.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(5,622)

399 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple and efficient

Simple and efficient

1 June 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

Thanks for the great feedback, we are glad that you found the process so simple and efficient to set up your policy with us!

MotorCycle Direct

Rated 1 out of 5 stars

Avoid no customer service

Been with them a few years paid monthly on time no issues
Tried to cancel
Could not log into a stupid portal the only way they will communicate
Could t get anyone on chat it’s only open certain hours
And emails are bounced back and not responded too
No telephone number to speak to a human
Got email today ages after cancelled and selling moped and they saying they sending me to a best collection agency for no paying an early cancellation fee!
I’d have no email no letter nothing before this email
Last email I got was to say your policy cancelled
Which took me ages of clicking around their stupid website
I’ve had no notice just this threat which had upset me as I always paid on time!
Jist spent half hour with agent on chat who sent me 3 payment links one didn’t work said expired second gave me someone else’s name and address breaching gdpr
And third she sent me to portal which I didn’t have access too and logged off and left conversation!
There was even a spelling mistake on the page to say link expired!
Very unprofessional and u can’t speak to a person and customer service is awful
Do not use!!!!

29 May 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mrs England

We are sorry that we did not meet your expectations regarding your policy. We can see that a complaint has been logged on your behalf to investigate this further for you, and one of our complaint handlers has been in touch and left a voice mail. An email will follow shortly and your comments above have been added to the complaint to be reviewed.

Regards

MotorCycle Direct

Rated 3 out of 5 stars

really wanted to speak with someone…

really wanted to speak with someone about my existing policy, no means to contact unless through the customer portal to which I cant get onto, really frustrating.

14 May 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Good morning Sean

Sorry about the late response - we have logged a call back for you from one of our agents to see how we can assist.
Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Very poor

Very, very poor service if you are asking anything the not programmed in the Chatbox. Spent hours trying to change my bike details, only to be informed they couldn't insure the new bike, even though was the same newer model.

8 May 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Jackson

We are sorry that we were unable to do a change of bike on your policy for you. When trying to process the change, the risk was unacceptable to your insurer at the time, but we could have run it through to see if an alternative provider would have been able to cover your new bike. We can see that you sent in a cancellation request which was actioned for you.

Many thanks

MotorCycle Direct

MotorCycle Direct

Many thanks

MotorCycle Direct

Rated 5 out of 5 stars

Very pleased

Take a while using chat but service was fantastic and if you take the time to fully explain the situation they go out of their way to provide the best cover

5 May 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Anne

Thanks for the 5 star rating and the great feedback, we are glad that we were able to assist you!

Thanks

MotorCycle Direct

Rated 5 out of 5 stars

Easy to use website with good…

Easy to use website with good explanation of terms and conditions etc.
Very good price and easy admin process.

1 May 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Bagnall

Thanks for taking the time to leave a review, and for the great feedback. We are glad that you found a policy at a price that suited you and that you found it so easy to set up.
Ride safe!

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Wrong details put on policy ,policy…

Wrong details put on policy ,policy wasn’t due to start for another three days and was charged to cancel and a set up fee .Will not use this company again !

1 May 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Clare

We can see that the policy was taken out online through The Bike insurer. When taking out the policy the terms of business would have had to have been accepted before intercepting the policy, and the fees and charges are listed on there. We are sorry that the insurer was not able to continue the cover with the correct details on the policy. If you would like to discuss this further, please contact us via our live chat facility, and we can run through that with you.

Kind regards

MotorCycle Direct

Rated 5 out of 5 stars

Simple and effective!

Simple and effective!

1 May 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Curt

Thanks for your great feedback, we are glad that you found it so simple to set up your policy with us.
Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Davies

Thanks for great feedback and for taking time to leave a review. We are glad that you found the website so easy to use.
Ride safe!

Thanks

MotorCycle Direct

Rated 1 out of 5 stars

Extremely disappointed

Extremely disappointed – £68.75 cancellation fee on the same day for a policy that was never needed

I purchased a motorcycle insurance policy from Motorcycle Direct at 3pm today because I was in the process of buying a motorbike. Unfortunately, the bike purchase fell through shortly afterwards, so I immediately contacted them to cancel the policy.
Despite the policy having been in place for only a few hours and no cover actually being used (as I never took ownership of the bike), they charged me a £68.75 cancellation fee.
I understand that companies have administration costs, but charging nearly £70 for cancelling on the same day – before any meaningful cover was provided and right at the start of the 14-day cooling-off period – feels excessive and unfair. This was not a long-term policy that I was terminating early; it was a purchase that became redundant within hours due to circumstances beyond my control.
This experience has left a very sour taste. I would strongly advise others to be extremely cautious when buying insurance from Motorcycle Direct, especially if there's any uncertainty around the purchase of your bike. Check their cancellation terms very carefully before committing.
I will not be using them again.

28 April 2026
Unprompted review
Rated 1 out of 5 stars

It is impossible to speak to anyone…

It seems impossible to speak to anyone !!!!!!!
I have a question that is not answered by their portal and the online chat in inpenetrable as all the portal says is "message us" but doesn't tell you how to message them.... absolute crap service

23 April 2026
Unprompted review
Rated 5 out of 5 stars

Called today to re insure my bike

Called today to re insure my bike. Elaine was extremely helpful and sorted out my no claims bonus saving me some money. Didn't rush on the phone and made everything clear.
Thank you 😊

17 April 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely shocking service..

Absolutely shocking service... their text chat in customer portal hasn't worked for weeks, only number to call them on is a claims line, if you try that they just keep putting the phone down on you! I am going to report them to the insurance ombudsman and insurance regulatory board, honestly- just don't even contemplate insuring anything with these clowns.

14 April 2026
Unprompted review
Rated 1 out of 5 stars

No email or telephone numbers given, portal doesn't work reliably.

No email or telephone number is provided for help and everything is supposed to go through their "customer portal" which DOESN'T WORK on many web browsers. This makes it incredibly complicated and frustrating to communicate with them. I will switch to an insurer that can answer an email or pick up the phone.

9 April 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

We are sorry to hear that you have had issues with your portal. We can see that you have since been in touch with us via email and our live chat facility, and you have since cancelled your policy. We are sorry that we were unable to help you further.

MotorCycle Direct

Rated 1 out of 5 stars

significantly higher price on renewal and chat is a tiresome process

They want to charge me an extra ₤100 on a renewal which is a +25% increase.
I go on the chat and wait over 30 mins then they come on and close the chat when I don't response in rapid time.
No quick way to reopen chat and have to go through the *insert expletive* chatbot.
You think I've got time to be waiting and wasting it all day for you guys...
It's all good though, I'll go with another company that is already ₤150 cheaper.
Great way to treat customers... Peace out.

8 April 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Andrew

We are sorry that you feel that we did not meet your expectations, and your comments will be taken into consideration. Our wait times were higher than normal after the bank holiday weekend. We can see that you did come through and spoke to one of our agents who managed to get a better rate for you. Just to confirm, if the new policy is not taken up with us, your policy will lapse and confirmation, along with your no claims bonus certificate, will be sent to your portal for you.

Many thanks
MotorCycle Direct

Rated 5 out of 5 stars

Easy peasy

Very easy to use

3 April 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Geoff

It's great to hear that you found it so easy to set up your policy with us. Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars

Easy

Easy, not complicated and quick

2 April 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Lisa

It's great to hear that you've had a good experience. If you need any help in the future please let us know. Thanks!

MotorCycle Direct

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