Lowell Reviews 

64,063
TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 11,094 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the helpfulness and understanding of the staff, who are often described as patient, kind, and non-judgmental. Many people found the overall service and user experience to be easy and stress-free, especially when setting up affordable and manageable payment plans online. Customers appreciate the flexibility to adjust payments and the clear communication provided throughout the process. However, some people mentioned experiencing unnecessary and constant reminders, including emails and texts, which they found excessive. A few other people also felt that customer service interactions could be problematic, citing instances of calls being cut off, agents hanging up, or repeating questions.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as understanding, helpful, and... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpful, understanding, and... See more

Payment

Reviewers highlight ambiguous aspects of payment, with many appreciating the ease of setting up affordable... See more

Service

Clients share positive opinions on service, consistently highlighting excellent and helpful experiences. Many... See more

User experience

Customers consistently note positive experiences with user experience, finding the process easy, smooth, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The reason I gave a five-star review is that I received excellent service. I am deeply grateful to the person who helped me resolve the issue; even though I was concerned about the language barrier, t... See more

Company replied

Rated 5 out of 5 stars

Easy to set up an affordable monthly repayment, using your online account - no need to speak to anyone, making it convenient. A payment plan is set up, and you can check in your account at any time, h... See more

Company replied

Rated 5 out of 5 stars

Lowell provides a fair and manageable payment plan to fit the individual. In my experience the staff have all been helpful and kind and definitely non judgmental in regards to the debt they are discus... See more

Company replied

Rated 5 out of 5 stars

It was good to get through to someone easy on the phone , explained everything well, gave me the options available and understood a plan that suited both myself and the company. Didnt pressure to pa... See more

Company replied


Company details

  1. Debt Collecting

About Lowell

Written by the company

Written by the company

We know that debt can happen to anyone
Dealing with debt can be overwhelming, and reaching out might feel scary. But here at Lowell, we’re on your side. We don’t judge. We realise that anyone can fall into problem debt. Get in touch and we’ll find a solution that suits your situation. The sooner you take control of your Lowell debt, the sooner you’ll start to get your life back on track.
You don’t even have to call us
Our app and website make it easy to check your budget, set up an interest-free payment plan, and keep track of your balance. If you’d prefer to speak to someone, we have a friendly team ready to help. We’re here to listen, understand your circumstances, and to help you work out a payment plan that works for you, not against you.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

64K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(64,063)

10,374 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Ther help me with a payment plan to pay…

Ther help me with a payment plan to pay my debts thank you dave

23 July 2026
Lowell logo

Reply from Lowell

Hello David,

We're so pleased to hear that we could help with setting a payment plan suitable for you. Thank you for your positive feedback!

Kind regards,

Ellie

Rated 5 out of 5 stars

Very easy to deal with

Very easy to deal with

30 July 2026
Lowell logo

Reply from Lowell

Hello,

We appreciate you sharing your feedback; we are so happy to hear that our service is easy to deal with for you, and we thank you for your kind words.

Kind regards,

Ellie

Rated 2 out of 5 stars

Totally unnecessary for staff to…

Totally unnecessary for staff to telephone me and ask me to leave a review. It's got to the stage where I am being harassed and am contemplating taking legal advice.

24 July 2026
Lowell logo

Reply from Lowell

Hello Geoff,

Thank you for telling us about your issue. We take all feedback seriously. Please get in touch at https://www.lowell.co.uk/contact-us/ so we can look into it for you.

Kind regards,

Ellie

Rated 5 out of 5 stars

Easy arrangement

It was easy to organise my instalment

13 July 2026
Lowell logo

Reply from Lowell

Hello Wieslaw,

We appreciate you taking the time to share your positive experience. We're glad to hear that you found our service easy to use.

Kind regards,

Ellie

Rated 5 out of 5 stars

Friendly understanding custome service

Friendly understanding custome service

31 July 2026
Lowell logo

Reply from Lowell

Hello Hamduns,

We are so pleased to hear that you found our customer service to be friendly and understanding. Your positive feedback is greatly appreciated.

Kind regards,

Ellie

Rated 1 out of 5 stars

They don't care about your mental…

They don't care about your mental health problems that they are already aware of, all they keep doing is sending me threatening letters stating they are going to seek legal advice for a county court judgement, it's been 3 + years why haven't you done it then. Now i'm being threatened on this new letter i've received today saying they are going to file for Warrant of control, obviously this is to threaten you even more to pay

1 August 2026
Unprompted review
Lowell logo

Reply from Lowell

Hello Jamie,

Thank you for reaching out to us here. We'd like to reassure you that your wellbeing is important to us and we're here to offer our support. We’ve sent you a DM to see what we can do to support you. Please don’t worry – just get in touch so we can help.

Alternatively, please get in touch at https://www.lowell.co.uk/contact-us/ so we can look into this for you.

Kind regards,

Ellie

Rated 5 out of 5 stars

I get polite reminders from Lowell and…

I get polite reminders from Lowell and I appreciate this.
Been with lowell for some time now, very easy to navigate their site.
Payments are processed efficiently and quickly.
Have not spoken to their customer service team yet.

17 March 2026
Lowell logo

Reply from Lowell

Hello Mach Jam,

Thank you for your review. We're pleased to hear that you find our payment reminders helpful and our website easy to use. It's great to know that your payments are being processed smoothly and efficiently. We appreciate you taking the time to share your experience with us.

Kind regards,

Ellie

Rated 1 out of 5 stars

Absolutely nightmare of a company they…

Absolutely nightmare of a company they hassle u everyday I mare a payment then they reckon it didn't go thro but my bank said it did.

21 May 2026
Lowell logo

Reply from Lowell

Hello Christopher,

Thank you for reaching out to us here. I’ve asked one of my colleagues to contact you directly so we can look into this for you.

Kind regards,

Ellie

Rated 5 out of 5 stars

It nice to deal with Lowell

It nice to deal with Lowell, they are very understanding . I spoke in the phone and said i will pay the full amount when I'm ready they accepted. I have with them for one year now. Thank you for your suport.

29 July 2026
Lowell logo

Reply from Lowell

Hello Joanna ,

We are delighted to hear that you had a positive experience with our team. We strive to provide excellent service and appreciate your feedback.

Kind regards,

Ellie

Rated 5 out of 5 stars

The reason I gave a five-star review is that I received excellent service. I am deeply grateful to the person who helped me resolve the issue; even though I was concerned about the language barrier, t

The reason I gave a five-star review is that I received excellent service. I am deeply grateful to the person who helped me resolve the issue; even though I was concerned about the language barrier, they remained patient and truly understood my concerns, allowing us to handle the situation very well. I also felt valued, even though my payment was significantly delayed. Everything went smoothly, and once again, I am very grateful.

31 July 2026
Lowell logo

Reply from Lowell

Hello Lidia,

We are so pleased to hear about your positive experience. It's wonderful to know that our team was patient and understanding, helping to resolve your concerns smoothly. We truly value your feedback.

Kind regards,

Ellie

Rated 5 out of 5 stars

Excellent.

20 July 2026
Lowell logo

Reply from Lowell

Hello Antonio,

We appreciate your feedback and are glad to hear you had a positive experience.

Kind regards,

Ellie

Rated 5 out of 5 stars

In my experience

In my experience, it was great that Lowell will text and remind you of your payment a few days before payment is due, that way you don't forget even when you have a direct debit set up. I'm really happy about this and I will recommend Lowell to anyone.

31 July 2026
Lowell logo

Reply from Lowell

Hello Chris,

We're delighted to hear that you find our payment reminders helpful and reassuring. It's great to know that this service has made managing your payments easier for you. Thank you for leaving such a great review.

Kind regards,

Ellie

Rated 5 out of 5 stars

me me

Was good way to get ontop if debits easy payments

22 July 2026
Lowell logo

Reply from Lowell

Hello Kevin,

We're so happy to hear you had a positive experience and found our payment options easy to manage. Thank you for your kind words!

Kind regards,

Ellie

Rated 5 out of 5 stars

Brilliant totally understandable and…

Brilliant totally understandable and very nice lady

31 July 2026
Lowell logo

Reply from Lowell

Hello Bev Edge,

We're so glad to hear you had a positive experience. We strive to provide excellent customer service and are happy to hear that our team member was able to assist you.

Kind regards,

Ellie

Rated 1 out of 5 stars

Harrasment

Useless and Harrasing do you think that 43 letters since December 25 is justified

Reported to the FCA and my mp

Stop it i owe you nothing

31 July 2026
Unprompted review
Lowell logo

Reply from Lowell

Hello,

Thanks for reaching out to us here. We’ve sent you a DM to see what we can do to support you. Please don’t worry – just get in touch so we can help.

You can also read about our complaints process at https://www.lowell.co.uk/complaints-process/. Please use the complaint form on that page or get in touch so we can investigate your complaint thoroughly.

Kind regards,

Ellie

Rated 5 out of 5 stars

They made the process very easy and…

They made the process very easy and were very friendly.

31 July 2026
Lowell logo

Reply from Lowell

Hello Steven,

We are so pleased to hear that you found our process easy and our team friendly. Your positive feedback is greatly appreciated.

Kind regards,

Ellie

Rated 5 out of 5 stars

Very helpful

Very helpful

4 September 2025
Lowell logo

Reply from Lowell

Hello Mark,

Thanks for taking the time to tell us about your positive experience with us. We really appreciate it!

Kind regards,

Ellie

Rated 5 out of 5 stars

Quick and easy

Quick and easy , no dramas.

24 July 2026
Lowell logo

Reply from Lowell

Hello David,

We're so pleased to hear that your experience with us was quick and easy, and that everything went smoothly for you. Thank you for sharing your positive feedback.

Kind regards,

Ellie

Rated 5 out of 5 stars

The person i spoke to was understanding…

The person i spoke to was understanding and polite

23 July 2026
Lowell logo

Reply from Lowell

Hello Lee,

This is fantastic to hear! We're so glad you've had a positive experience and that our team member was able to fully assist you. Thank you for leaving a great review.

Kind regards,

Ellie

Rated 5 out of 5 stars
Lowell logo

Reply from Lowell

Hello Wendy,

We appreciate your positive feedback! We are so glad our team was easy to deal with and very helpful. Thank you for sharing your experience.

Kind regards,

Ellie

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look