Lexhaminsurance Reviews 

1,820
TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Considering 237 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently highlight the competitive pricing and mention that setting up a new policy or completing renewals online is a quick, straightforward process. Many people describe the customer service representatives as polite, highly knowledgeable, and always willing to help throughout the entire process. Some reviewers were not happy with the communication, reporting that they spent hours waiting on hold or received absolutely no response to emails. Others experienced unexpected premium increases, surprise charges, or found it extremely difficult to get in touch when they needed to make urgent policy changes.

What people talk about most

Price

Customers had ambiguous experiences with price. While many reviewers appreciated the initially cheap premiums... See more

Service

People report ambiguous experiences with service, reflecting a high level of disagreement among reviewers.... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying greatly among consumers.... See more

Payment

Users describe negative interactions with payment processes, consistently reporting difficulties with... See more

Customer communications

Consumers express deep frustration and dissatisfaction regarding the contact experience. Reviewers... See more

Reviews shaping this summary

Rated 3 out of 5 stars

lexham provides cheap insurance for young riders i like them. but whats ruins it, is getting in touch with them. im late on a payment and need support paying due to a situation with my banking. Ive be... See more

Company replied

Rated 3 out of 5 stars

The insurance was quick and easy to set up. The prices and the excess were very high. Especially the mandatory excess. Also there was only an option to select 'Garage' in terms of where the vehicle... See more

Company replied

Rated 3 out of 5 stars

The process was quick and easy however for a new scooter rider the price given is expensive. I know people who are charged under £500 yet I was charged nearly £2,000. Lexham are my first insurance com... See more

Company replied

Rated 3 out of 5 stars

I renewed my motorcycle insurance by telephone. This was a very frustrating experience because during the process the operator had to read out a lot of the stuff that was in the renewal letter. This t... See more

Company replied


Company details

  1. Insurance Broker
  2. Motorcycle Insurance Agency

Written by the company

Lexham Insurance is a specialist insurance broker providing motor insurance solutions since 2000. Starting as a dedicated motorcycle, scooter and moped insurance broker, we are proud to offer a wide range of insurance schemes for riders across the UK. From learner riders and commuters to delivery riders, electric motorcycles and adventure bikes, our products are designed to support a broad range of riders, vehicles and insurance needs. Over the years, Lexham has evolved from a specialist two-wheel insurance broker into a broader specialist motor insurance business. Today, our insurance services include motorcycle, scooter, motorhome, campervan, quad bike and commercial vehicle insurance. Based in Norfolk, our team supports customers across the UK. We value the feedback shared through reviews, which helps us continue to develop our products, services and customer experience.


Contact info

3.4

Average

TrustScore 3.5 out of 5

2K reviews

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3.4

All reviews

(1,820)

215 reviews in the last 12 months

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Rated 1 out of 5 stars

I would like to share my experience…

I would like to share my experience with this insurance company.

On the 26th, I took out an insurance policy for a vehicle I was planning to purchase. Unfortunately, the vehicle was sold before the purchase could be completed, so I no longer needed the insurance.

I contacted the company on the same day to cancel the policy, but nobody answered my call. I tried again the following day, and once again received no response. I also sent emails requesting cancellation, but I have not received any reply.

As an alternative, I used the cancellation option available through their website/account portal and submitted my cancellation request there as well. Despite this, I have still not received any confirmation or communication from the company.

The policy is due to start on the 3rd, and I am concerned because I requested cancellation well within the cooling-off period and less than 24 hours after taking out the policy. However, the complete lack of communication makes me question whether they are intentionally delaying the process until the policy starts.

At this point, I do not know what is happening with my cancellation request because nobody responds to calls or emails. This has been a very frustrating experience.

Based on my experience so far, customer service has been extremely poor. The company is not cheap, yet the level of support and communication has been far below what I would expect. I hope they improve their customer service and respond to customers in a timely manner.

1 June 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Im sorry to see that you are having difficulty contacting us. Cancellation requests through the Portal will be processed from the date received - so even if we get to it after the policy starts, it will be backdated accordingly.

Rated 1 out of 5 stars

Absolute waste of time

Absolute waste of time. On hold for 40 minutes for somebody to answer and put me through to the wrong department. The other person that answered after another 30 minutes just didn’t seem to want to deal with anyone today and hung up. Then they dialled me again and quickly hung up without even giving me a chance to answer, just like they only did it to log a callback as proof.
All of this would’ve been avoided if their website allowed me to complete my purchase of the quotation obtained.

1 June 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry to hear of the experience you have had - please do provide us with more details to complaints@lexhaminsurance.co.uk and we can look into it further for you.

Rated 1 out of 5 stars

The worst insurance company I have ever…

The worst insurance company I have ever dealt with. 3 hours of my week wasted waiting for someone to answer a call. I then sent an email and no reply. How do you expect to get anything resolved if you dont answer your phones.i suppose its easier to cancel and then charge for the cancellation. Absolute con!

27 May 2026
Unprompted review
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Reply from Lexhaminsurance

Good afternoon, thank you for your feedback if you would like to discuss this further please send correspondence to customerservices@lexhaminsurance.co.uk. Thanks

Rated 5 out of 5 stars

Had to contact them several times over…

Had to contact them several times over time as it took me a while to get the perfect bike. Every time I found them very helpful and polite, helping me a lot. They were excellent. Although I do agree with another review as I also found it difficult sometimes to contact them but my overall experience was excellent.

15 May 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review.

Rated 2 out of 5 stars

It should ask your renewal date up front to avoid wasting your time

Went on their site because i heard they were good. Jumped through all the hoops to get a price and at the end it asked when did i want the insurance to start. Then it told me it can't be longer than 30 days.
great work. So i decided to lose a few days and set it to start 3 days earlier.
My existing insurance is £350 TPO they wanted £1000+ for the same bike im 47 with 10 years no claims. I will get a quote elsewhere in a few days time.
Why not ask the renewal date at the start?

17 May 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry to hear that you are unhappy with the online journey, I will provide your feedback to the team.

Rated 1 out of 5 stars

Awful company

Awful company, would never use them again. They never answer the phone and even when you email them you rarely get a response. Been trying to change my payment date for 5 months and no help. They are awful

14 May 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Whilst it can be busy, we will always respond to emails and call back requests. If you would like to make a complaint, so we can look into this further for you, you can do so to complaints@lexhaminsurance.co.uk

Rated 1 out of 5 stars

Absolutely terrible service good luck…

Absolutely terrible service good luck if you want to speak to somebody if you’ve got a problem because they call centre doesn’t answer the phone you’ll be on hold for absolutely ages absolutely terrible service go elsewhere and pay a little bit more worth every penny.

11 May 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Very sorry to hear that you had difficulty in getting in touch with us by phone. We do have a lot of agents taking calls, but it can still be busy at times. Depending on what you need to do, you could use the Customer Portal, email us, use our LiveChat function or request a call back. Details of these options can be found online at https://www.lexhaminsurance.co.uk/contact-us/

Rated 1 out of 5 stars

I have been driving for 44 years and…

I have been driving for 44 years and this is the worst insurance company I have had the misfortune of dealing with and the first company I have cancelled a policy with.I took the policy out on the 24th March they asked for all these documents to be loaded onto there portal which I did the same day 2 weeks later I got a rude email stating that if I didn't send the documents my policy would be cancelled so I sent them again on there portal and also emailed them and asked for them to acknowledge they had received them I got emails welcoming me and about if I needed to make a claim.but nothing saying they had got the documents so I assumed everything was OK oh no 2 weeks later got another rude email saying they wanted more documents and if I didn't send them the policy would be cancelled I was so annoyed with them I got a quote from another company so I went with them and cancelled the policy with these I had paid the premium in full £330 I received back £99 after just over a months cover absolute rip-off no communication with customers all they do is theaten to cancel policys

4 May 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. As a broker, if the insurer requests documents, we will ask for them - however it doesnt sounds like we have done that appropriately. If you would like, you can contact us at complaints@lexhaminsurance.co.uk so we can identify your policy and look into what happened.

Rated 1 out of 5 stars

Is anyone answering emails in lexham

Is anyone answering emails in lexham? Sent numerous emails tried calling every telephone number & not getting any answers just rings then goes dead tried numerous numbers? Requested a call back and no one called getting annoyed now!

27 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry that you have had difficulty in contacting us. We do handle all emails we receive, though there can be backlogs we are dealing with. If you would like to make a complaint you can contact us at complaints@lexhaminsurance.co.uk

Rated 2 out of 5 stars

Completed a year policy, cannot get a response for proof of NCB

Completed a year policy with no issues. Purchased via comparison website, never needed to make any changes to policy.

After 10 days of requesting proof of NCB I have not received a single response on this simple task. This is despite 4 emails directly to the address detailed on their website for requesting proof of NCB. Using their website's contact system, and using chatbot to try and request it.

My nee policy is now at risk because I do not have the NCB I should have. Today I will call but from other reviews I'll need to free up hours to get through.

Literally non-existent level of service having had zero response.

24 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry for the delay in getting back to you regarding your NCB. I cannot comment further with the level of detail I have here. If this is still outstanding then please let us know at complaints@lexhaminsurance.co.uk

Rated 5 out of 5 stars

Im so happy with Claudia service she is…

Im so happy with Claudia service she is so helpful and very professional.

16 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. I will feed your comments back to the management team.

Rated 1 out of 5 stars

Awful people

They won't confirm details of your policy until after you've paid. Then in retrospect they will adjust the premium to increase it, plus charge an additional £60 in fees. Terrible terrible people and service.

21 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sounds like something we would like to look into. If you have the time, please provide details of your policy to us at complaints@lexhaminsurance.co.uk

Rated 1 out of 5 stars

Absolute shocking communication

I organised an online quote which was competitive to others received quotes.
I firstly looked at the reviews but it became very apparent that there are multiple failings with this business.
One of which is communication, I called to organise a policy, but had enough @ 30 minutes on hold!
Upon reading further into the reviews, I do feel a bullet may have been dodged!
If its this hard to set up a policy, how hard is it to place a claim!
Following my gut feeling and going elsewhere even at at an increased annual cost!
Shocking Lexham!

17 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry to hear that you were waiting for an excessive time on the phone. I have fed your comments back to the Sales team for their information.

Rated 1 out of 5 stars

not answering calls or emails at all.

not answering calls or emails at all.
can't amend policy online and noone to talk to

15 January 2026
Unprompted review
Lexhaminsurance logo

Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry you are having difficulty in getting in touch with us. We do answer all emails we receive, but at the busiest times it can take a few days.

Rated 2 out of 5 stars

Very unprofessional

I received a letter telling me I had to prove my no claims bonus with the threat that if I didn't I could get charged more insurance, well I phoned them up to explain that I had insurance with them last year so that meant they held my details to prove my no claims, obviously they hadn't checked there records. Very unprofessional. Next day I had an email saying it's all sorted,but no apology.

20 March 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Whilst we will check every policy where a No Claims Discount has been noted, we ought to be checking for previous policies with us to see if we have previously received valid proof. I am very sorry that this does not appear to have happened here, and that this wasn't apologised for when we did not.

Rated 5 out of 5 stars

I can not explain how great this…

I can not explain how great this insurance company are just amazing sort me out such a great deal and service is absolutely amazing very understanding and help me beyond my expectations highly appreciated and recommended insurance you won’t go wrong with them. ⭐️⭐️⭐️⭐️⭐️

1 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review and I am glad to see that you are happy with your experience.

Rated 4 out of 5 stars

Easy communication

Easy communication. Well informed and competitive pricing

13 April 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review.

Rated 5 out of 5 stars

Very fast and efficient

Very fast and efficient

12 February 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Thanks for the feedback.

Rated 4 out of 5 stars

Change of motorcycle meant Change of…

Change of motorcycle meant Change of details. Crazy difference in price with the insurer for the piega to the kawasaki. Way cheaper quotes were available on your own website. Had to cancel previous insurance and take out new insurance on new bike. The cancellation charge is a bit steep but still worked out several hundred pounds cheaper for new quote
My father paid for the insurance in one full payment to save the crazy interest rates. Still much better value than any other company.

2 March 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Glad that you got a new policy at a rate you were happy with.

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