Jaja Reviews 

15,948
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 3,245 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the extremely straightforward application process and the user-friendly mobile application that helps monitor spending easily. Customers also appreciate the helpful support, fast transaction times, and efficient payment features that make managing their financial accounts simple. Many consumers highlight how quickly they received their cards and started using the services without any complications. However, some reviewers were not happy with customer service, noting difficulties in reaching staff and receiving unhelpful interactions when resolving disputes. Some people also felt that unexpectedly blocked cards and delayed payment issues took far too long to resolve properly.

What people talk about most

User experience

Consumers find user experience to be positive and note that the application process is straightforward and... See more

Application

People report positive experiences with the app, highlighting its straightforward application process and... See more

Payment

Users describe ambiguous interactions with payment, showing high disagreement among reviews. While some... See more

Service

Customers had positive experiences with service, noting that everything went smoothly with no hidden expenses... See more

Customer service

Reviewers mention ambiguous feedback about customer service. While some consumers praised helpful staff and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 5 out of 5 stars

Jaja's application is straightforward. No BS! THE APP is great. The communication couldn't be better. I don't know, I think it's the best credit card Ive had in the past two decades

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied


Company details

  1. Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(15,948)

3,053 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Only 4* as the guidance during signinv…

Only 4* as the guidance during signinv ip was incomplete. I intended to take advantage of the transfer to pay off another credit card.
The whole process to sign up etc was well ofganised and was 5* service….
Unfortunately the transfer could not be set up as thd card issuer was not on supported list anx this was not shown during the signing up process.
Afterall now i am “stuck” with a good card👍👍👍

22 June 2026
Jaja logo

Reply from Jaja

Hi Christoph,

Thank you for taking the time to leave such detailed feedback. 😊 We're really pleased to hear that you found the sign-up process well organised and that the overall service deserved 5 stars.

We're sorry to hear your balance transfer couldn't be completed because your card provider isn't currently supported. We understand how disappointing that must have been, and we appreciate you sharing your experience as feedback.

We're glad to hear you're enjoying your JAJA card, and we hope it continues to serve you well. Thank you for choosing JAJA! 🚀

Thank you,
Natalie D.

Rated 4 out of 5 stars

Straight fwd 2get in2 apps &…

Straight fwd 2get in2 apps & explanation is not difficult even 4me

20 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you found accessing the app straightforward and the explanations easy to understand 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Very excellent service

Excellent service.

9 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your excellent feedback! We're so pleased to hear you've had such a positive experience with our service 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 3 out of 5 stars

could be much better

A good product but watch out for their handling of your financial data.

They did multiple data entries in my name on one day which has caused a negative impact on my credit file.

I logged a formal complaint with Date Submitted: 24/4/26 which they state they never had, I then did it again 27/5/26 & they have still provided no response at all.

8 July 2026
Unprompted review
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

Rated 5 out of 5 stars

Easy to apply.

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you found the application process easy and straightforward 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 1 out of 5 stars

No one is connected in chat board

No one is connected in chat board. It's connected AI and they don't resolve my issue

22 June 2026
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

Rated 5 out of 5 stars

Easy to follow website no hard sell or…

Easy to follow website no hard sell or hidden fees

29 November 2025
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you found our website easy to follow and that you appreciated the straightforward experience with no pressure or hidden fees 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Amazing experience

The process to apply for my balance transfer card was so quick and easy. Amazing communication since opening my account and I've recommended Jaja to all my friends and family.

16 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying your JAJA Credit Card and that you've had a great experience so far. It's fantastic to know you’re finding the app easy to use and manage your account through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great card

Great card, and good experience so far. Easy to do anything on the Application.

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying your JAJA Credit Card and that you've had a great experience so far. It's fantastic to know you’re finding the app easy to use and manage your account through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Good card happy with mine.

Good card happy with mine.

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're happy with your JAJA Credit Card and that you're enjoying your experience with us 💳✨

We really appreciate you taking the time to share your feedback with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great app

Great app. Easy to use and make payments

7 July 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your lovely feedback! We're so pleased to hear you're enjoying the app and finding it easy to use and make payments through 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

A new and exciting card

A new and exciting card . JAJA is a excellent name I just had to join you thank you for the Opportunity..You've been great .Cheers 👍

23 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your fantastic feedback! We're so pleased to hear you're excited to be part of JAJA and that you've had such a positive experience with us 💳✨

We really appreciate your kind words and are delighted to have you with us. Thank you for taking the time to share your experience 🚀😊

Thank you,
Shannon

Rated 1 out of 5 stars

Most cards can't be balance…

Most cards can't be balance transferable as not supported.( Pointless card from this)

23 June 2026
Jaja logo

Reply from Jaja

Thank you for taking the time to leave us a review. We're sorry to hear about your experience. We’ve reached out to you via your in-app message centre, which you can find by going to More > Help, to discuss this further. We're here to support you and help resolve the issue.

Rated 5 out of 5 stars

Easy and smooth would highly recommend

Easy and smooth would highly recommend

23 June 2026
Jaja logo

Reply from Jaja

Hi there 😊

Thank you for your fantastic feedback! We're so pleased to hear you found the experience easy and smooth, and that you would highly recommend JAJA 💳✨

We really appreciate you taking the time to share your experience with us 🚀😊

Thank you,
Shannon

Rated 5 out of 5 stars

Great card easy to apply for easy to to…

Great card easy to apply for easy to use the app as well great card all round I rate it 5*

16 June 2026
Jaja logo

Reply from Jaja

Hi David,

Thank you so much for your fantastic 5-star review! 😊 We're thrilled to hear that you found the card easy to apply for and that you're enjoying using the app. It's wonderful to know that you're having such a positive experience all around! 🚀

Thank you,
Shannon

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look