Health Shield Friendly Society Ltd Reviews 

4,108
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 951 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the simple online claiming process, noting that submitting receipts and getting fast payments directly into their bank accounts is effortless and stress-free. People appreciate the efficient communication and quick support whenever they have queries regarding their coverage. Some reviewers were not happy with strict receipt requirements and occasional claim rejections. A few people also noted that specific medical expenses were sometimes declined or required extra explanation about accidents before receiving approval. However, users mentioned that navigating the platform could occasionally present challenges when trying to update rejected forms.

What people talk about most

Claim

Customers consistently note positive experiences with claim, highlighting that the process is straightforward... See more

Payment

People report positive experiences with payment, highlighting a consistently fast and efficient process.... See more

User experience

Customers report positive experiences with user experience, highlighting the combination of convenience,... See more

Service

Consumers find service to be positive, highlighting a smooth claims process and quick payments. Reviewers... See more

Response time

Reviewers highlight positive aspects of response time, consistently noting that claims are processed and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

ITS THE BEST I have been a member of Health Shield since 1964and during that time can honestly say that I have never had any difficulty with any aspect of the service provided. Information reques... See more

Rated 5 out of 5 stars

I have been a member with healthshield for many years now. They are fast and operate a user friendly online process to make a claim and have a team of supportive staff members. Never had trouble claim... See more

Rated 5 out of 5 stars

Have made 2 claims for optical now. Easy to make claims and the turnaround is literally 2-3 days before you receive notification it has gone through. Money in my bank in less than a week. Brilliant 👏... See more

Rated 5 out of 5 stars

My employer offers benefits through Health Shield and it makes a huge difference. The coverage is very comprehensive and the claims process is very straightforward. On the occasions I've not followed... See more


Company details

  1. Health Insurance Agency

Written by the company

We design and build health and wellbeing packages for businesses and their employees; helping people lead healthier, happier, more productive lives since 1877.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.6

All reviews

(4,108)

841 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service

Excellent service. The app is easy to use with lots of information.
Claims are very simple to put through and paid out very quickly.

9 July 2026
Rated 5 out of 5 stars

Great Benefits and Excellent Service

My employer offers benefits through Health Shield and it makes a huge difference. The coverage is very comprehensive and the claims process is very straightforward. On the occasions I've not followed the process or met the criteria properly, Health Shield are quick to help and a corrected claim is usually processed very quickly. It's a truly excellent service.

15 July 2026
Rated 2 out of 5 stars

You refused to pay my husbands BUPA…

You refused to pay my husbands BUPA claim

16 April 2026
Health Shield Friendly Society Ltd logo

Reply from Health Shield Friendly Society Ltd

Hello Maureen,

Sorry that you’re disappointed with your recent claiming experience. When joining the membership we send a your membership plan and terms & conditions which outline the amounts that can be claimed for each benefit and what can be claimed for each benefit, these are also sent on each renewal term. We advise our members to check both documents before making a claim, however, if you feel incorrect advice has been provided to you regarding a claim, I would be happy to look into this further for you and can be contacted filling in our contact form (copy this link) https://www.healthshield.co.uk/contact-us/individual/health-cash-plan/member/ and select ‘Trust Pilot review’ or call 01270 588555. Thanks, Hannah

Rated 5 out of 5 stars

Logging on was more of a challenge due…

Logging on was more of a challenge due to my forgetfulness of my password. Once logged on was easily found what I need to do and enclose for the scheme with examples of what was needed. Forms was filled in and submitted and got a quick response and payment filled very quickly.. spot on..

15 July 2026
Rated 5 out of 5 stars

Very organised

Everything is straight forward and clear. Also, Health shield staff act fast on claims. I am very happy and satisfied with the level of service.

28 May 2026
Rated 5 out of 5 stars

helping staffl

when i called up for my account number your staff could not help enough after i messed it up the first time they put me right and helped get it right the second go round thank you

6 June 2026
Rated 2 out of 5 stars

Getting claims paid is hard work

Platform is dated and claims always seem to get rejected saying there’s insufficient evidence. I recently claimed for an MRI and it got rejected as Healthshield said it should have been claimed under Consultancy. I didn’t want to use that category as it’s the one used for excesses on consultants fees that aren’t covered by my health insurance and as there is a dedicated category and cover limit for MRI it should have been covered under that surely. I honestly have an issue with nearly every claim I make and you can’t go in and update a claim when they reject it, you have to submit a whole new one. In short, you can get them to pay out, but not for everything you’d expect and not easily.

15 July 2026
Health Shield Friendly Society Ltd logo

Reply from Health Shield Friendly Society Ltd

Hello Richard,
Thank you for your feedback, it is disappointing to hear that we have not met your expectations on this occasion. The criteria for claims is available in the terms and conditions booklet for your plan, we review these each year and try to make these clear, however your feedback is appreciated and helps us target areas that may need further improvements. If there is a specific claim or issue we can help with further, we would be happy to look into this further for you please let me know by filling in our contact form (copy this link) https://www.healthshield.co.uk/contact-us/individual/health-cash-plan/member/ and select ‘Trust Pilot review’ or call 01270
588555.

We’ve also heard your concerns about the website and the challenges of submitting claims. Please rest assured that we’re actively working on improving our member experience, with a strong focus on simplifying and speeding up the claims process.


Thanks, Hannah

Rated 2 out of 5 stars

My claim got rejected for not showing…

My claim got rejected for not showing payment and reason for accident. Although both things were included on the initial submission- they were overlooked. After calling, the lady was helpful and stated that she would contact the claims team and get it adjusted.

8 July 2026
Health Shield Friendly Society Ltd logo

Reply from Health Shield Friendly Society Ltd

Hello Rob,

Thanks for your feedback. If you need any further help, please contact me by filling in our contact form (copy this link) https://www.healthshield.co.uk/contact-us/individual/health-cash-plan/member/ and select ‘Trust Pilot review’ or call 01270 588555.
Thanks,
Hannah

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