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Fleet Mortgages Reviews 

258
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 144 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and responsive team members who go above and beyond to make complex application processes feel much smoother and easier to manage. Many consumers highlight the exceptional support, expert guidance, and highly efficient communication received from the dedicated team throughout all stages of their financial cases. Some reviewers were not happy with the lengthy timescales, constant back and forth communication issues, and demanding paperwork requirements. A few other people also felt that the turnaround times for document checks could be frustratingly slow and difficult to navigate during busier operating periods.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting efficient support, clear... See more

Staff

Customers report positive experiences with staff, highlighting the knowledgeable, responsive, and supportive... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and supportive team... See more

User experience

Clients share positive opinions on user experience, highlighting speedy and straightforward systems that make... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the quick turnaround times and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a broker with 35 years of experience, I have to give thanks to Fleet and the great team that have been looking after my cases over the years and after the latest two completions. The Fleet team of... See more

Company replied

Rated 5 out of 5 stars

I can’t recommend Josh Parker highly enough. As my BDM at Fleet Mortgages, he went above and beyond at every stage of the process and played a vital role in getting my deal over the line. His proactiv... See more

Company replied

Rated 5 out of 5 stars

Sometimes it really is the simple things which make a difference. It was a pleasant surprise to receive a call from Fleet Mortgages this morning to pro-actively advise us that a new lower rat... See more

Company replied

Rated 5 out of 5 stars

Historically I had found Fleet quite difficult to deal with. Their underwriting process required a lot of info, often far too much! Of late I am pleased to say this has improved hugely, underwriting i... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About Fleet Mortgages

Written by the company

Fleet Mortgages is a trusted name in the buy-to-let market, helping its intermediary partners achieve successful outcomes for their landlord clients. We're a specialist buy-to-let, intermediary-only lender, and we were acquired by Starling Bank in 2021.

Whether your clients are looking for Individual, Limited Company Buy-to-Let mortgages or seeking finance for HMO/MUBs, Fleet Mortgages is well-positioned to help your clients with the right solution for their needs. Our professional team has exceptional market knowledge and a wealth of experience within the buy-to-let sector.

Start the buy-to-let conversation with Fleet today.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

258 reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(258)

140 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I found staff on the phones very…

I found staff on the phones very helpful, systems are good and great support and updates

22 January 2026
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We look forward to supporting you and your clients in future.

Rated 5 out of 5 stars

Great experience!

Great experience!

Fleet pre-underwriting matched up with the process I followed, allowing me to package my case and then breeze through underwriting confident my client meets the lending criteria!

13 January 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're delighted to hear that we could help you and your customer and we look forward to working with you again soon.

Rated 5 out of 5 stars

I have been working more closely with…

I have been working more closely with Fleet for the last 12 months, and have been extremely impressed with their delivery and do what they say they will. You have the ability to speak to the underwriter, and there criteria is very clear, and precise. They do not, like a lot of other lenders move away from policy and look for holes, and keep things simple. I will continue to support a lender like this.

1 December 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 5 out of 5 stars

Surprisingly

Surprisingly, even with four mortgages, they handle everything with the care and attention you'd expect for a first-time buyer.

30 December 2025
Unprompted review
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 5 out of 5 stars

Fantastic service

Fantastic service. Answered any case specific queries promptly.

5*

15 December 2025
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We look forward to supporting you and your clients in future.

Rated 4 out of 5 stars

Amazing

Had a great experience , the BDM and underwriter are very helpful but only one suggestion of asking relevant questions while underwriting.

13 December 2025
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Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 2 out of 5 stars

Got there in the end

Fleet have offer great pricing & a really easy to use website. Their ethical approach is good and the team are always polite & friendly. However, it took around 2 months to get a mortgage offer, and a lot of back & forth. We were told that several times our case was 'forgotten'. We were asked several questions about the income of someone whose income we weren't using, and it seemed no-one took an overview of the case. The valuation fee was the highest of anyone... As always, you get there, but it's painful

15 December 2025
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages we're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

Quick Service

Very helpful with a property that could have potentially been an issue for some lenders. From the application to offer was very quick and was kept informed at every step.

21 November 2025
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 5 out of 5 stars

Fleet got the job done

Fleet got the job done. As usual. They like their paperwork, but never had a client rejected by them. Client portfolio was large. Complicated case. Well supported. Many thanks.

11 December 2025
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Reply from Fleet Mortgages

Thank you so much for your 5* review, we really appreciate it. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to working with you again in the future.

Rated 5 out of 5 stars

I had a complicated case

I had a complicated case , so it was very helpful to be able to always speak to someone. In particular, to have direct access with the underwriter made a big difference, and not something many lenders allow.

1 December 2025
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Reply from Fleet Mortgages

Thank you so much for your feedback. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to supporting you again in the future.

Rated 5 out of 5 stars

Great service

Great service from Thai in Underwriting and my BDM David Lockwood. They helped me get a complex portfolio BTL client's cases placed. We are hoping to be able to place more with Fleet in the future for this client and future clients.

1 December 2025
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

From the very first telephone call with David Lockwood

From the very first telephone call with David Lockwood, I was confident - i had found the best solution for my customers 2 mortgage applications. Fleet Mortgages did exactly what they said they would and progressed both applications quickly, with a customer focussed approached to lending.

1 December 2025
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Reply from Fleet Mortgages

Thank you so much for your lovely feedback and we're happy to hear about your experience of working with us. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on to David Lockwood and Josh Mynard. We look forward to working with you again.

Rated 3 out of 5 stars

Approachable but slow

The lender have policies that are approachable however their systems need updating and the underwriting process is slow. They also request more documents and information than a lot of other lenders.

19 November 2025
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 3 out of 5 stars

Time delays

Every time that any questions raised were answered either the same day or the next working day the application went to the back of a new queue.

3 October 2025
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 1 out of 5 stars

Getting worse

Shocking got 4 mortgages and they treat you like your 1st time buyer ,

5 November 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Great experience

Great experience, really helpful and allowed my client to complete quickly.

31 October 2025
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

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