BHSF Reviews 

8,554
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 956 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently highlight how straightforward it is to submit claims online, noting that refunds and payments are typically received directly into their bank accounts within a few days. People also consistently praise the customer support team for being extremely friendly, helpful, and efficient when addressing various account inquiries and concerns. Though some customers experienced frustrating claim rejections because additional referral letters from medical specialists were strictly required before payouts could be approved. A few reviewers additionally noted that navigating certain policy details or trying to find specific practitioner information online could occasionally present some minor challenges.

What people talk about most

Claim

Reviewers mention positive feedback about claim experiences, highlighting a seamless and straightforward... See more

Service

Users describe positive interactions with service, highlighting the fast and efficient online claims process... See more

Payment

Customers consistently note positive experiences with payment, highlighting the efficient and straightforward... See more

Staff

Customers report positive experiences with staff, highlighting helpful, patient, and professional service... See more

Customer service

Consumers find customer service to be positive, highlighting efficient claims processing and easy telephone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have been a customer for some years now, and I really appreciate the ease of claiming online as well as the fast payment turnaround. Due to an unexpected health issue, I have had some prescrip... See more

Company replied

Rated 5 out of 5 stars

I had an issue with a rejected payment and was going back and forth with both companies. Pal was incredibly helpful, patient, and professional. She took the time to listen to my concerns, explain ev... See more

Company replied

Rated 5 out of 5 stars

You can find telephone contact details easily and it makes such a difference to be able to talk to a real person who listens and responds so clearly to questions. I have been insured with this compan... See more

Company replied

Rated 5 out of 5 stars

Very easy systems to use online - a quick table to see where any claim is up to and when submitting claims a rolling total is very visible. Post claim submission is also very good, keeping me updated... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Mental Health Service

Written by the company

BHSF provide affordable health insurance for individuals, employees and intermediaries. Employee health and wellbeing benefits and HR support services

Over 150 years of putting people first. Affordable health cash plans and wellbeing solutions for businesses and individuals

Written by the company

Introducing our new Health & Wellbeing Plan for employees
Provide your employees with convenient digital, preventative care and valuable health plan benefits. Our business health plan offers easy, digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with financial support for routine healthcare costs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(8,554)

938 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to claim online, quick payments and great customer service 👍

I have been a customer for some years now, and I really appreciate the ease of claiming online as well as the fast payment turnaround.

Due to an unexpected health issue, I have had some prescriptions and treatments to pay for. Having my BHSF health cash plan, has made this financial burden lighter and much more affordable.

I would 💯 recommend BHSF. Thank you 😊

27 August 2026
BHSF logo

Reply from BHSF

Hi Tania,

Thank you for your amazing 5* review.

It's great to hear you're found your Health Cash Plan helpful in managing your everyday health costs. If you ever have any questions about your policy, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

As soon as I put receipt in for my…

As soon as I put receipt in for my glasses, I had a reply saying you had received it and the money would be in my bank within 4 working days, which it was

27 August 2026
BHSF logo

Reply from BHSF

Hi Shane,

Thank you for your excellent review and 5* rating.

We're glad to hear you're happy with your overall experience with us. We look forward to receiving your next claim.

BHSF

Rated 5 out of 5 stars

When making a claim.

When making a claim.
Very quick in responding.

27 August 2026
BHSF logo

Reply from BHSF

Hi Mrs Chahil,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the speed of our service. If you ever have any questions, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Easy to make a claim

Easy to make a claim, quick payout.

27 August 2026
BHSF logo

Reply from BHSF

Hi Penny,

Thank you for your excellent 5* review.

It's great to hear you're happy with the speed and ease of our service. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Alan Alder

Alan Alder was polite and knowledgeable concerning my query and answered all my questions.

4 September 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Gary,

Thank you for taking the time to leave us such a lovely review, and we'll be sure to pass your feedback on to the staff member directly. We hope to be of such service for many years to come.

BHSF

Rated 5 out of 5 stars

Fast and efficient claim processing…

Fast and efficient claim processing Great provider

27 August 2026
BHSF logo

Reply from BHSF

Hi Stephen,

Thank you for your excellent 5* review.

It's great to hear you're happy with the speed and efficiency of our service. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Making a Claim

Being to able to upload receipts now rather than filling in a claim form has made the process much more seamless and easy.

3 September 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Myrel,

Thank you for your lovely 5* review.

We're so glad to hear transitioning to claiming online, has improved your experience with us. If you do ever have any questions, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 4 out of 5 stars

fast response to claim pleasant to deal…

fast response to claim pleasant to deal with B H S F
also helpful easy to contact better on line than using
postal service

2 September 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi David,

Thank you for your excellent 4* review.

We're glad to hear you're happy with the speed of our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Great customer service

Always very prompt and efficient service when making a claim

27 August 2026
BHSF logo

Reply from BHSF

Hi Diane,

Thank you for your fantastic 5* review.

It's great to hear you're happy with your overall experience with us. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

Very easy online claims experience

Very easy online claims experience, dealt with quickly and money paid into account very quickly

27 August 2026
BHSF logo

Reply from BHSF

Hi Annmarie,

Thank you for your lovely 5* review.

It's great to hear you're happy with your experience with us. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

Easy to navigate and use

Easy to navigate and use. Quick to make a claim.

27 August 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the claims experience. If you have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

straightforward system

straightforward system, easy to navigate and easy to use. swift response and reimbursement.

27 August 2026
BHSF logo

Reply from BHSF

Hi Customer,

Thank you for your wonderful 5* review.

It's great to hear you're happy with your overall experience with us. We hope we can be of service again in the future.

BHSF

Rated 5 out of 5 stars

Good service

27 August 2026
BHSF logo

Reply from BHSF

Hi Andrew,

Thank you for your excellent 5* review.

We're glad to hear you're happy with our service. If you ever have any questions, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Making a claim is easy and very…

Making a claim is easy and very quickly payed out. Very helpful and friendly

27 August 2026
BHSF logo

Reply from BHSF

Hi Sharon,

Thank you for your wonderful 5* review.

It's great to hear you're happy with the ease of submitting your claims. We hope we can be of assistance in the future.

BHSF

Rated 4 out of 5 stars

Everything !!!


Everything !!!

27 August 2026
BHSF logo

Reply from BHSF

Hi Ian,

Thank you for your excellent 4* review.

We're glad to hear you're happy with our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Very easy systems to use online

Very easy systems to use online - a quick table to see where any claim is up to and when submitting claims a rolling total is very visible. Post claim submission is also very good, keeping me updated of the process and also when to expect refund into my bank account

27 August 2026
BHSF logo

Reply from BHSF

Hi Wendy,

Thank you for your fantastic 5* review.

It's great to hear you're happy with your experience with us. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

BHSF has always been a good service

BHSF has always been a good service, I've been with them approx 5 years

27 August 2026
BHSF logo

Reply from BHSF

Hi Ryan,

Thank you for your excellent 5* rating and review.

We're so glad to hear you continue to be happy with our service over the years. If you ever have any questions about your policy, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Online form is straightforward and easy…

Online form is straightforward and easy to use.
Reimbursement is quick without any fuss.

27 August 2026
BHSF logo

Reply from BHSF

Hi Paul,

Thank you for your fantastic 5* review.

It's great to hear you're happy with your overall experience with us. We look forward to receiving your next claims.

BHSF

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look