BHSF Reviews 

8,554
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 956 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently highlight how straightforward it is to submit claims online, noting that refunds and payments are typically received directly into their bank accounts within a few days. People also consistently praise the customer support team for being extremely friendly, helpful, and efficient when addressing various account inquiries and concerns. Though some customers experienced frustrating claim rejections because additional referral letters from medical specialists were strictly required before payouts could be approved. A few reviewers additionally noted that navigating certain policy details or trying to find specific practitioner information online could occasionally present some minor challenges.

What people talk about most

Claim

Reviewers mention positive feedback about claim experiences, highlighting a seamless and straightforward... See more

Service

Users describe positive interactions with service, highlighting the fast and efficient online claims process... See more

Payment

Customers consistently note positive experiences with payment, highlighting the efficient and straightforward... See more

Staff

Customers report positive experiences with staff, highlighting helpful, patient, and professional service... See more

Customer service

Consumers find customer service to be positive, highlighting efficient claims processing and easy telephone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have been a customer for some years now, and I really appreciate the ease of claiming online as well as the fast payment turnaround. Due to an unexpected health issue, I have had some prescrip... See more

Company replied

Rated 5 out of 5 stars

I had an issue with a rejected payment and was going back and forth with both companies. Pal was incredibly helpful, patient, and professional. She took the time to listen to my concerns, explain ev... See more

Company replied

Rated 5 out of 5 stars

You can find telephone contact details easily and it makes such a difference to be able to talk to a real person who listens and responds so clearly to questions. I have been insured with this compan... See more

Company replied

Rated 5 out of 5 stars

Very easy systems to use online - a quick table to see where any claim is up to and when submitting claims a rolling total is very visible. Post claim submission is also very good, keeping me updated... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Mental Health Service

Written by the company

BHSF provide affordable health insurance for individuals, employees and intermediaries. Employee health and wellbeing benefits and HR support services

Over 150 years of putting people first. Affordable health cash plans and wellbeing solutions for businesses and individuals

Written by the company

Introducing our new Health & Wellbeing Plan for employees
Provide your employees with convenient digital, preventative care and valuable health plan benefits. Our business health plan offers easy, digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with financial support for routine healthcare costs.

Contact info

4.8

Excellent

TrustScore 5 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.8

All reviews

(8,554)

938 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
BHSF logo

Reply from BHSF

Hi Mrs Plant,

Thank you for your excellent 5* review.

It's great to hear you're happy with the service we provide. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars

Excellent service and so quick to deal…

Excellent service and so quick to deal with claims

26 June 2026
BHSF logo

Reply from BHSF

Hi Stephen,

Thank you for your fantastic 5* review.

It's great to hear you're happy with the speed and efficiency of our claims processing. We look forward to receiving your next claim.

BHSF

Rated 5 out of 5 stars

Benenden sets the standard

What sets Benenden apart is their kindness and efficiency when dealing with a query or claim. No long wait on the phone, everyone polite and helpful. I cannot recommend them highly enough.

6 July 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Jill,

Thank you for your lovely 5* review.

We're delighted to hear you're happy with your overall experience with us. If you have any further questions, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Claims experiencr…

From the moment the invoice is sent to claims dept.the claim is dealt fast and efficiently.the claim is settled within 5 days.

26 June 2026
BHSF logo

Reply from BHSF

Hi Andrew,

Thank you for your excellent 5* review.

It's lovely to hear you're so happy with the speed and efficiency of our service. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Quick serpay claims witha couple of…

Quick service pay claims within a couple of working days

2 July 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Janet,

Thank you for your wonderful 5* rating and review.

It's great to hear you're happy with the speed of our service. We look forward to receiving your next claims.

BHSF

Rated 5 out of 5 stars

Easy to follow steps

Easy to follow steps, quick responses.

26 June 2026
BHSF logo

Reply from BHSF

Hi E Harrison,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the speed and ease of submitting your claims. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

Super easy to claim and decision and…

Super easy to claim and decision and payment extremely fast

26 June 2026
BHSF logo

Reply from BHSF

Hi Lynne,

Thank you for your excellent 5* review.

It's great to hear you're happy with your recent experience with us. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Full Marks

Very quick service easily accessed on the website. the payment was mad within a week.

26 June 2026
BHSF logo

Reply from BHSF

Hi Jane,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the speed and efficiency of our service. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

Efficient and helpful

Efficient and helpful

27 October 2025
BHSF logo

Reply from BHSF

Hi Eileen,

Thank you for leaving us such a lovely 5* review, and we hope to be of such service again in future.

BHSF

Rated 5 out of 5 stars

Easy claim process and quick settlement

Easy claim process and quick settlement

26 June 2026
BHSF logo

Reply from BHSF

Hi Anne,

Thank you for your wonderful review and 5* rating.

We're so glad to hear you've found it both quick and easy to submit your claims. We hope to be of service again in the future.

BHSF

Rated 5 out of 5 stars

Very helpful fast

Paying out very fast helpful

26 June 2026
BHSF logo

Reply from BHSF

Hi Naveeda,

Thank you for your fantastic 5* review.

It's great to hear you're happy with the speed of our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Excellent customer service

I have been with BHSF for many years, they are always really fast to process claims and their customer service is excellent.

2 July 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Ben,

Thank you for your excellent 5* review.

We're so glad to hear you're happy with your experience with us over the years. We hope to be of service for many years to come.

BHSF

Rated 5 out of 5 stars

Good customer service and always…

Good customer service and always someone to answer your queries . Payment is always prompt and they look after their customers .

1 July 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Mrs Heath,

Thank you for your fantastic 5* review.

We're so glad to hear you're happy with the service we provide. We hope we can be of assistance in the future.

BHSF

Rated 5 out of 5 stars

I couldn’t believe how quickly my claim…

I couldn’t believe how quickly my claim came through, it was in 24 hours.

1 July 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Kathleen,

Thank you for your excellent 5* review.

It's great to hear you're happy with the speed of our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

When I made an enquiry with the…

When I made an enquiry with the Birmingham Hospital Saturday Fund last week my telephone advisor was truly excellent. A few issues came up but Marie was truly polite professional courteous knowledgeable. She did everything she could to resolve my issue. 2

29 June 2026
Unprompted review
BHSF logo

Reply from BHSF

Hi Michael,

Thank you for your fantastic review and 5* rating.

We're delighted to hear you're happy with the service provided by our Helpdesk team. We'll be sure to pass along your kind words to Marie and her manager. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars
BHSF logo

Reply from BHSF

Hi John,

Thank you for your excellent 5* review.

It's great to hear you're happy with the speed of our service. If you ever have any questions about your policy, or need any assistance, please don't hesitate to get in touch.

BHSF

Rated 5 out of 5 stars

Easy to claim

Easy to claim, clear what benefits are available to me. Payments made into my account very quickly.

26 June 2026
BHSF logo

Reply from BHSF

Hi Ann,

Thank you for your lovely 5* review.

It's great to hear you're happy with your overall experience with us. We hope to be of service again in the future.

BHSF

Rated 5 out of 5 stars

Called up for a claim form which…

Called up for a claim form which arrived very quickly. My claim was processed also very quickly. Very efficient.

26 June 2026
BHSF logo

Reply from BHSF

Hi Karen,

Thank you for your wonderful review and 5* rating.

We're so glad to hear you're happy with the speed and efficiency of our service. We hope we can be of assistance again in the future.

BHSF

Rated 5 out of 5 stars

Always provide a quick and effective…

Always provide a quick and effective service in making payments for health services provided. Very helpful staff

26 June 2026
BHSF logo

Reply from BHSF

Hi Malcolm,

Thank you for your fantastic review and 5* rating.

We're so glad to hear you're happy with your experience with us. We hope we can be of service again soon.

BHSF

Rated 5 out of 5 stars

The process was simple and I received…

The process was simple and I received the right amount in my bank in 4 days. Highly efficient thank you .

26 June 2026
BHSF logo

Reply from BHSF

Hi Pat,

Thank you for your excellent review and 5* rating.

It's great to hear you're happy with the speed and efficiency of our service. We look forward to receiving your next claim.

BHSF

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