United Car Care Reviews 170

TrustScore 4 out of 5

4.1

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Rated 5 out of 5 stars

first time needing my warranty. Major electrical problems. Took it to the dealer and United covered it with 1 phone call from the service dept.

Company replied

Rated 1 out of 5 stars

Terrible. Delayed repairs and looked for any reason to deny repair. Two weeks my car has been at the dealership, no rental car and refusal to approve what the dealership says should be covered. Purcha... See more

Rated 5 out of 5 stars

My Transmission went out with catastrophic failure, needed a brand new transmission which totaled over $8,000.00 I purchased a United Car Care extended warranty with my used 2016 Lincoln MKX, and Uni... See more

Company replied

Rated 5 out of 5 stars

Had a bad shaking problem in steering wheel took it and had set of new tires put on it because they where down to the of replacing. Bout a month or so later problem came back to it to dealer and had... See more

Company replied

Company details

  1. Auto Insurance Agency
  2. Financial Consultant
  3. Insurance Agency

Written by the company

United Car Care vehicle service contracts offer reliable protection at an affordable cost, which is exactly what consumers want when looking for mechanical protection for their vehicles. Our product is backed by an A-rated insurer, thus providing our contract holders with the utmost security. United Car Care has earned an A+ rating with the Better Business Bureau, which speaks to the way we do business—with integrity. We are proud of the fact that we have had over a million satisfied customers as well as many long-time relationships with our dealers and agents. These relationships are a true testimonial to United Car Care’s core values: quality, dependability, and customer service.


Contact info

4.1

Great

TrustScore 4 out of 5

170 reviews

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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 50% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

first time needing my warranty

first time needing my warranty. Major electrical problems. Took it to the dealer and United covered it with 1 phone call from the service dept.

29 May 2026
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, Richard!

Rated 1 out of 5 stars

Terrible

Terrible. Delayed repairs and looked for any reason to deny repair. Two weeks my car has been at the dealership, no rental car and refusal to approve what the dealership says should be covered. Purchased “Total plus coverage” which is one step below their highest price package. Beyond disappointing for over 5k cost for coverage. I will be reporting to BBB and anywhere else I can.

18 February 2026
Unprompted review
Rated 5 out of 5 stars

United Car Care keeping my truck rolling

Second time I had to use my warranty and again seamless. United Car Care paid both bills without any questions of me. Dealership spoke directly with United Car Care who authorized the parts and labor and had my truck back on the road same day. Would highly recommend.

5 February 2026
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, Jason!

Rated 1 out of 5 stars

I purchased a United Car Care Platinum…

I purchased a United Car Care Platinum Warranty for $5,500 to protect my daughter’s 2012 Jeep Wrangler against major mechanical failures. The vehicle is now experiencing engine failure, with carbon buildup clearly a symptom of piston ring breakdown — not the cause.Despite complete maintenance records and ASE‑certified diagnostics, United Car Care has refused coverage, forcing us through endless hoops while searching for a loophole to deny responsibility. This is exactly the type of catastrophic repair the Platinum Warranty was sold to cover.Families should not have to fight this hard to receive the protection they paid for. I am documenting this case for regulators and consumer protection agencies, and I urge United Car Care to honor their contractual obligations.Transparency and accountability matter. Warranty companies should stand by their promises!

We have jumped through a lot of hoops in an honest way, and they keep coming up with more hoops in their attempts to get out of the contract through plausible loopholes. See below.

The contract number is PAWA197471 and the last six digits in the VIN: 177957

3 December 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Hi Kent,
Thank you! We will go over the claim and respond accordingly. Have a good weekend.

Hi Kent,
We need additional information to identify your policy and review the circumstances of your claim. Can you please respond with a direct message here and provide us with your contract number or the last six digits of the VIN?

Rated 5 out of 5 stars

My Transmission went out with…

My Transmission went out with catastrophic failure, needed a brand new transmission which totaled over $8,000.00 I purchased a United Car Care extended warranty with my used 2016 Lincoln MKX, and United Car Care covered everything! You guys are Awesome, and I'm so thankful!

3 November 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, Joseph!

Rated 3 out of 5 stars

I see that there are mixed reviews of…

I see that there are mixed reviews of this warranty service. I am in the process of purchasing a used car, and this is the warranty they have offered. Now, I am nervous about getting this warranty because I don't want to go through the hassle of fighting for coverage after paying $2,500 for the warranty plan. Could someone please provide me with some reassurance that this warranty is legitimate? I will walk away from the deal altogether and go to another dealership that offers better warranties.

6 November 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Experience

The company covered all of the items for our repair that should be covered. No questions asked, they approved the repairs quickly and without hesitation. We are very satisfied with the company's handling of our repairs. Highly recommend!

29 July 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thanks, Ron!

Rated 5 out of 5 stars

Bought extended warranty

Bought extended warranty, when I purchased truck, has paid off many times over

31 July 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, J!

Rated 5 out of 5 stars

I have never used an extended warranty…

I have never used an extended warranty before, and I was concerned that it was a sham, quite frankly. This process was very easy and gave me faith in this company, at the very least. I will be looking to renew my warranty and see if I can get a policy for my other vehicle.

24 July 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, R!

Rated 5 out of 5 stars

Customer Service and follow up

Customer Service and follow up. Repair shop received immediate response from Company. We had some questions and representative contacted us immediately and answered them.

18 June 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, Donald!

Rated 1 out of 5 stars

Zero coverage

I’m extremely disappointed with United Car Care. I purchased their extended warranty expecting peace of mind, but when my vehicle’s gas tank was damaged and needed replacement, they flat-out denied the claim. Their reasoning? “The damage wasn’t covered because it was caused by the failed straps—and those straps aren't included in the warranty Seriously? A damaged fuel tank is a major component, and the repair wasn't due to neglect or wear and tear—it was a legitimate issue.

I called their customer service hoping for some clarity or support but got the runaround instead. The reps were dismissive and unhelpful, and I was left footing a repair bill of over $1,000. What's the point of paying for a warranty if it doesn’t actually cover critical repairs?

If you're considering United Car Care for extended warranty coverage. Read the fine print, because they will absolutely find any loophole to deny your claim when you need them most. I feel misled and ripped off, it’s just not worth the headache for what ends up being zero real coverage. Save your money and avoid the frustration.

17 June 2025
Unprompted review
Rated 5 out of 5 stars

Great Company.

I have never had any issues getting my vehicle fixed through United Car Care. While the dealership I go to usually handles the communication with United Car Care they are pretty good about making sure the claims get approved quickly.

18 June 2025
Unprompted review
United Car Care logo

Reply from United Car Care

Thank you, D!

Rated 1 out of 5 stars

United Care Care do not seem to care or feel responsibility to help warranty holders

I contacted the company regarding a covered car repair (cracked control arm bushings). They told me to take the vehicle to the dealership service center for inspection and repair. The dealership service center informed me they do not communicate with third party warranty companies (including United Car Care) but would provide an estimate with hours and parts cost. United Car Care then refused to authorize the repair unless the dealership service center called them and refused to accept the written estimate. I have spent hours going back and forth between the dealership service center and United Car Care but neither have agreed to contact the other and I do not feel United Car Care feels any responsibility to assist me despite my having purchased the United Car Care extended warranty. I feel buying the United Car Care extended warranty was a mistake and I would strongly discourage anyone from buying an extended warranty from United Care Care.

18 June 2025
Unprompted review
United Car Care logo

Reply from United Car Care

"Hi Michael,

We are needing additional information to identify your policy and review the circumstances of your claim. Can you please respond with a direct message here or call (303) 792-8653, reference #101167, and provide us with your contract number or the last six digits of the VIN?"

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