Been with SmartSave for 3 years now (3 separate full investment cycles) each for a full term non ISA investment (had maxed out ISA Allowance) which has generated a good % interest return. The applicat... See more
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Say hello to SmartSave. Fixed term, fixed rate savings accounts designed alongside our customers to offer a simple way to save. With an online account you can trust, we'll be crystal-clear about when your term is ending, so you always make the most of your savings. SmartSave was created by British bank, Chetwood Financial, where we use technology to make our customers better off. We're using our experience in Banking and Technology to challenge how Financial Services works today and provide smarter, online financial products, with no gimmicks.
United Kingdom
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Excellent rate of return faultlessly delivered. Ample notification given when period of saving was coming to an end.

Reply from SmartSave
A great company to invest with they kept me informed from my application to maturity with great rates would highly recommend them

Reply from SmartSave
Absolutely perfect from start to finish. I took out a fixed interest saving account and as soon as it was coming to the end they emailed me to let me know what I wanted to do next. The savings rates are very competitive. I highly recommend SmartSave banking. Thank you.

Reply from SmartSave
I had a fixed term savings account, it was easy to set up and paid a competitive interest rate. I would definitely use them again.

Reply from SmartSave
Very easy to apply. Safe and secure process. Investment returned with interest on agreed maturity date.

Reply from SmartSave
An excellent 1 year fixed rate, easy to set up and easy to choose what to do with the money at the end of the term.

Reply from SmartSave
Excellent bank,easy to deposit ,funds were received seamlessly on maturity,I have taken another fixed term bond and I would not hesitate in recommending this bank.

Reply from SmartSave
I had a fixed rate savings account for one year.. good interest rate & easy to deal with on line. Options available were made very clear when the account matured. I have invested for another year.

Reply from SmartSave
I’ve had a fixed term savings account for 2 years. SmartSave have been trustworthy and offered competitive rates. Simple online system. Thank you. Only leaving now as found better fixed rate elsewhere.

Reply from SmartSave
Held an account for 2 years. Always felt I was in full control of my money. Communication was first rate.
Would recommend this service

Reply from SmartSave
I have had an account for a few years. I have been very happy with the competitive interest year on year. I feel secure and reassured with the entire service provided. On occasions when I wish to speak to the team my questions and queries have been answered professionally.

Reply from SmartSave
I invested in a 1 year bond which had a competitive rate, this recently matured and using their online system I reinvested in another bond with minimum fuss. A delegate App works be nice but the website works well.

Reply from SmartSave
Smartsave was completely new bank to me when I first opened an investment account online. Whilst I have not spoken to an individual person but the whole process and system processes have been very clear and unambiguous to navigate.
I found the whole experience very positive and would have no hesitation recommending Smartsave to friends and family.

Reply from SmartSave
Always offer competitive rates, easy to deal with, prompt and efficient transactions

Reply from SmartSave
Simple and straightforward to open an account and deposit funds.
I opened a 1 year fixed rate savings account last year which has recently matured.
As the current interest rate was competitive, I decided to reinvest my capital into another 1 year fixed rate saver. My new account was opened automatically and the interest derived from my previous account was deposited into my bank account on the date of maturity as per my instructions. First class service!

Reply from SmartSave
Excellent customer support! All the customer service staff that answered my phone and emails were very helpful, kind and courteous.

Reply from SmartSave
Smartsave provide attractive interest rates combined with ease of investing online.

Reply from SmartSave
Unfortunately I had to withdraw my saving and was very stressed.
Charlotte was amazing lady who helped me through the process and was an angel to listen and understand my position helped me endless to assure everything would be ok.
l can only say what amazing person she is and a amazing bank she works for and when I’m out of my dark place. I will be surely be investing my monies back a true listening bank with amazing staff thank you so much

Reply from SmartSave
straightforward savings account, easy to access.

Reply from SmartSave
I opened a 12 month fixed rate savings account, they had one of the best rates at the time. Opening the acc was straightforward, My only concern about managing my online acc was that there is no authentication layer of security when logging into your acc, you simply login in with email address and a password and you are in. I did raise this concern with them and they assured me they had other security stuff going on in the background. This is the only reason ive given a 3 star rating. I have reinvested with them.

Reply from SmartSave
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