ScotPac Business Finance Reviews 712

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 90 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service, highlighting the staff's professionalism, helpfulness, and quick responses. Many people appreciate the smooth and stress-free user experience, noting the efficiency and ease of the overall process from inquiry to approval and settlement. Reviewers frequently mention the prompt communication and the team's ability to go above and beyond to assist with various scenarios, making them feel valued. However, some customers also noted issues with specific individuals being rude or secretive, and one reviewer experienced a torturous process where finance was approved then revoked.

What people talk about most

Service

Clients share positive opinions on service, consistently describing it as professional, efficient, and... See more

Staff

Users describe positive interactions with staff, highlighting their attentiveness, helpfulness, and... See more

User experience

Reviewers highlight positive aspects of user experience, with many expressing satisfaction and happiness with... See more

Customer service

Consumers find customer service to be positive, with many reviewers describing staff as attentive, helpful,... See more

Response time

Customers consistently note positive experiences with response time, highlighting quick approvals and fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was in May 2024 when I got approved for a business loan by ScotPac. My credit score was just average back then but still I was approved for a loan to upgrade my telehealth business. Best part is, H... See more

Company replied

Rated 5 out of 5 stars

This is the second time I have used them and very happy with the overall process. No mocking around while ensuring everything is done according to regulations. Quick and efficient and officer wasnt v... See more

Company replied

Rated 5 out of 5 stars

Daxa has been fantastic to work with. She’s fast to respond, extremely professional, and makes the whole process feel simple and well managed. Couldn’t ask for a better ScotPac Cash Connector manager.... See more

Company replied

Rated 5 out of 5 stars

Wayne went above and beyond to help me with this scenario given it was outside policy and he had to escalate it to have it done. Had a few issues at settlement albeit they were explained accurately... See more

Company replied


Company details

  1. #7 of 17 best companies in Financial Institution

Written by the company

ScotPac Business Finance is Australia and New Zealand’s largest non-bank lender, supporting businesses of all sizes with tailored funding solutions. For over 35 years, we have partnered with business owners, providing the flexibility and support they need to grow, manage cash flow, and seize opportunities. Our comprehensive product range includes invoice finance, asset finance, trade and import finance, and business loans. These solutions are designed to simplify access to working capital, enabling businesses to scale without the constraints of traditional financing. Whether you’re looking to improve cash flow, purchase equipment, expand operations, or navigate complex supply chains, ScotPac is here to help. With a dedicated team of experts and a commitment to understanding the unique needs of each business, we pride ourselves on offering fast, personalised service. As a trusted partner, we have supported tens of thousands of businesses across diverse industries, from start-ups to established enterprises. At ScotPac, we’re driven by one goal: empowering business success. Let us help your business unlock its full potential with flexible funding solutions that work for you


Contact info

4.8

Excellent

TrustScore 5 out of 5

712 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 4 out of 5 stars

As an existing customer the process was…

As an existing customer the process was quick and simple. With my direct contact we were able to lower my intrest rate which made the transaction sensible and helpful

30 May 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We're glad to hear the process was smooth and that we could help make your facility even more cost-effective. We’ll be sure to pass this on to your team.

Rated 1 out of 5 stars

Thanks but no thanks

Made me jump through more hoops than a clown in a circus, I jumped now when part of the plan was to use their invoice payment plan they have drag their heels so they can earn more interest on the fact that I have missed a payment due to their own incompetence, not happy at all, once I finally get my head above the water I will refinance and kick them to the kerb

4 June 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your feedback Stewart and sorry to hear of your dissatisfaction. We are committed to always improving our services and welcome the opportunity to discuss this matter. Our Asset Finance Team will attempt to reach out to you. Otherwise, you can contact us on 1300 863 507.

Rated 5 out of 5 stars

I got a business loan with Business…

I got a business loan with Business Fuel /Scotpac group, easy to deal with and quick with the funds. However I needed to change some details of the loan and then I was dealing with a lady by name of Helen Mouzakiti, she was fantastic to deal with and she helped me out, she was so nice on the phone, very polite and professional. Highly recommend this company for any finance needs.

28 May 2025
Unprompted review
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Reply from ScotPac Business Finance

Thanks so much for your feedback! We’re glad to hear the process was smooth and that Helen was able to support you so well — we’ll be sure to pass on your kind words. Appreciate the recommendation!

Rated 5 out of 5 stars
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We’re glad the process was smooth and straightforward for you. We look forward to working with you in the future.

Rated 5 out of 5 stars

Joe and Hena have been fantastic to…

Joe and Hena have been fantastic to deal with. Very responsive and accurate with their guidance. Also amazing promo that was run - very generous

16 May 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We're so pleased to hear you had a positive experience and appreciated the support from our team. We'll be sure to pass your kind words on to Joe and Hena!

Rated 5 out of 5 stars

Quick simple asset finance application

The online application was simple and straight forward given the client was an existing Scotpac client.
The ID via the phone with selfies was a little clumpsy but we managed to get it sorted very quickly once one of the settlement staff became involved. Other than that as always great support with a great team of people that know what they are doing.

13 May 2025
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Reply from ScotPac Business Finance

Thanks for taking the time to share your feedback. We're pleased to hear the application process was smooth overall and that our team was able to quickly assist when needed. We appreciate your comments around the ID process and will pass this on as we’re always looking for ways to improve. Great to have your continued support!

Rated 5 out of 5 stars

Great experience

Great experience. Really recommend it. This was my second loan. My Brooker was Nitin and he referred me. Definitely will work with you guys again.
Regards
LAKHWINDER khatana

5 May 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great review! We're glad to hear you had another positive experience and that everything went smoothly with your second loan. We look forward to supporting you again in the future! Helping businesses access the right funding at the right time is what we're here for.

Rated 5 out of 5 stars

Love the personalised support

Love the personalised support. Joe and the team are always looking to run scenarios through and help find solutions!

7 May 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the great feedback! We’re so pleased to hear Joe and the team have been able to provide the personalised support you need. We’re always here to work through scenarios and find the right solution for your business.

Rated 5 out of 5 stars

Fantastic people.

Fantastic people.. great work

25 April 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for the kind words! We're pleased to hear you had a great experience — we're always here to provide the support you need.

Rated 5 out of 5 stars

quick and efficient outcome for my…

quick and efficient outcome for my client.

17 April 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Appreciate the kind words! It's great to know we were able to deliver the right result and support your client when it mattered. We look forward to working together again soon.

Rated 5 out of 5 stars
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind words Glen. We're pleased to hear you had a positive experience and found our team professional and easy to deal with. We look forward to supporting your business again in the future.

Rated 5 out of 5 stars

ScotPac: Making the Impossible Possible

David and Daxa made the impossible possible as my situation changed numerous times before successfully coming onboard. With each hurdle I ran into, the ScotPac team were able to find solutions and provide clear communication/updates constantly to ease any/all concerns. I can't thank the ScotPac team enough for their diligence to ensure that Lighthouse Recruitment has the best funding support.

11 April 2025
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind words and for sharing your experience! We’re so pleased to hear that David, Daxa and the team were able to support you through the challenges and provide the clarity and flexibility you needed. It’s our pleasure to work with you, and we look forward to continuing the journey together.

Rated 5 out of 5 stars

Business success through professional management

The process of application through to implementation whilst a little longer than anticipated was thorough and methodical with all undertaken professionally. The support from Ali and then Daxa has been great and communication with both has been both responsive and clear allowing us to undertake and complete everything we needed to in a timely manner and with confidence.

28 March 2025
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks so much for your thoughtful review! We're thrilled to hear that Ali and Daxa provided clear and responsive support throughout the process. It's great to know you felt confident and well-supported as everything came together. Wishing you continued success in your business journey!

Rated 5 out of 5 stars

We had such a good experience with…

We had such a good experience with ScotPac Business Finance. Everyone was so friendly and helpful. Without too much fuss we had funds within 48 hours. Unbelievable!

13 March 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your wonderful feedback! We're thrilled to hear that you had a great experience and that our team could support you with fast and seamless funding. We value our relationship with you and look forward to continuing to support your business!

Rated 5 out of 5 stars

Quick and fare deal

Fast response and approval.

4 March 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for your feedback! We're glad we could provide a quick and seamless experience for you.

Rated 4 out of 5 stars

Great first experience

My first experience with ScotPac was very efficient and quite streamlined.

27 February 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for sharing your experience! We're delighted to hear that your first interaction with ScotPac was efficient and streamlined. Providing smooth and hassle-free solutions for businesses is what we strive for. If there's anything else we can assist you with, please don't hesitate to reach out.

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