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RSPCA Pet Insurance (UK) Reviews 

288
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 218 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the affordable prices and straightforward online setup process, making it wonderfully easy to secure reliable pet insurance without experiencing unnecessary stress. Many consumers also mention that the policy offers exceptional overall value and that veterinary bills are typically settled quickly and efficiently by the supportive team. Some reviewers were not happy with the claim process, noting that certain unexpected medical requests were unfortunately rejected or severely delayed. A few other people also felt that ongoing communication regarding specific policy terms and unexpected coverage exclusions could be significantly improved over time.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting very reasonable monthly payments... See more

Service

People report positive experiences with service, highlighting competitive pricing, rapid claim processing,... See more

User experience

Consumers find user experience to be positive, highlighting that the online registration process and forms... See more

Claim

Customers had ambiguous experiences with claim processing, as many reviewers praised rapid payouts, direct... See more

Value for money

Reviewers highlight positive aspects of value for money, frequently noting very fair rates and affordable... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she neede... See more

Company replied

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

288 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 46% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(288)

215 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Prompt payment

I knew what my policy covered and the voluntary excess. RSPCA promptly paid what was due.

12 July 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

RSPCA pet insurance

RSPCA pet insurance was very easy to set up. Quick quote and a choice of options to choose from. Fast service and easy claims for a good price

13 September 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Reasonably priced pet insurance and…

Reasonably priced pet insurance and efficiently run

4 September 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 3 out of 5 stars

It was easy to buy the insurance, but......

It was easy to buy the insurance on the website. However, because of my pet's age, you requested more information and then contacted my vet. However, I've never had confirmation that my pet's insurance is all in order.

10 August 2026
Rated 5 out of 5 stars

Best available price for lifetime cover…

Best available price for lifetime cover with the top annual limit compared to other providers.
Also included in the cover is access to Vets if needed which is great.
I also like the idea that by purchasing the cover we are supporting a superb charity.

20 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Helpful and friendly

Helpful and friendly

19 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

It was so easy to get a policy with…

It was so easy to get a policy with them, easy to follow and gave everything I wanted.

14 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

insurance quote

the quotes seemed fair so i was very happy to go with rspca for insurance thankyou

3 September 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Very good price.

Excellent service,simple and clear this form.

11 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 3 out of 5 stars

I’d give 5 stars if everything from…

I’d give 5 stars if everything from RSPCA automatically hadn’t gone into a spam folder, even though the addresses are not set as spam. It has taken me a while to find the missing policy documents

23 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 1 out of 5 stars

Very disappointed with RSPCA Pet…

Very disappointed with RSPCA Pet Insurance and the way my recent claim has been handled.
My dog recently needed to have a heart scan, and I made a claim through the insurance to help cover the cost. Unfortunately, the claim was declined because RSPCA Pet Insurance referred to veterinary notes from 2024 which apparently mentioned a possibility of a heart murmur.
What I find particularly frustrating is that nothing was diagnosed or treated at the time, and, importantly, when my dog was examined by the vet in 2025, the records specifically stated that there was no sign of a heart murmur.
I therefore find it extremely disappointing that an old note referring to a possibility has been used to decline a claim for a condition that was subsequently recorded as having no evidence of a heart murmur.
I took out pet insurance expecting it to provide support when my dog needed investigations, so having a claim declined in these circumstances has left me extremely unhappy and questioning the value of the cover.
I would strongly encourage anyone considering RSPCA Pet Insurance to carefully check the terms and conditions and understand how previous veterinary notes may affect future claims. I certainly don’t feel that my claim has been dealt with fairly.

26 August 2026
Unprompted review
Rated 5 out of 5 stars

Clear list of service offered

Clear list of service offered. Easy to sign up. Very fair rates. Happy camper.

17 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 4 out of 5 stars

Easy form to fill in

Easy form to fill in, switched from another provider, this was a fairer price, like the idea helps rspca with funding. Cant give 5 stars just because I haven't had to claim (hopefully wont need to but...) which would obviously be the crux of it, so far so good.

6 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

I decided to insure my dog with RSPCA…

I decided to insure my dog with RSPCA as was very good price. Policy came very quick.

23 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Excellent service

Excellent service. Very quick and efficient process. Very impressed.

15 March 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Amazing and quick

Amazing and quick

2 March 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

Rated 5 out of 5 stars

Easy to navigate,straightforward…

Easy to navigate,straightforward explanation of
services provided.Also,good reviews from customers.

25 August 2026
RSPCA Pet Insurance (UK) logo

Reply from RSPCA Pet Insurance (UK)

Thank you so much for your kind words and for leaving a review! Thank you for supporting the RSPCA.
Andy from the RSPCA Pet Insurance Team

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