revvi.creditcard Reviews 

100
TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Evaluating 49 reviews, most reviewers were let down by their experience overall, expressing deep frustration with the way the company handles accounts. Consumers frequently complain about unexpected high fees that quickly eat up their credit limits alongside unhelpful customer service representatives who offer no real assistance. People also struggle with payments being heavily delayed, accounts being suddenly restricted without clear reasons, and cards getting declined unexpectedly during daily purchases. Some reviewers noted that trying to fix these billing mistakes or getting a resolution takes months of frustrating communication with unresponsive support teams. Customers state that trying to obtain credit increases feels impossible despite never missing payments over several years of use.

What people talk about most

Payment

Consumers find payment to be negative, consistently reporting frustration with long processing times,... See more

Customer service

Clients share negative opinions on customer service, consistently reporting that support is practically... See more

Price

Reviewers highlight negative aspects of price, consistently reporting frustration with excessive and... See more

Product

People report negative experiences with product, describing it as the worst subprime card on the market.... See more

Service

Reviewers express deep frustration and negative feedback regarding the poor customer service. Consumers... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I been battling cancer never missed payments until January 2026 when I was diagnosed with breast cancer.. Revvi charged late fees of 41.00 2 times...I called explained my situation been paying many... See more

Rated 1 out of 5 stars

Applied in September and got approved for $300. I debated actually paying the "program fee" but I decided to go ahead because I needed to build my credit back up after a rough year. When I went to a... See more

Rated 1 out of 5 stars

I got this credit card about a year ago. They lie about fees. They charge monthly fees they dont advertise. They automatically sign you up for payment gauard plus even if you deny it. The interest is... See more

Rated 1 out of 5 stars

I would highly recommend avoiding this company at all costs. Everything seems to be going fine I pay my bill on time but I misplaced my card so I requested a new one and they closed my account which c... See more


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1.2

Bad

TrustScore 1 out of 5

100 reviews

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1.2

All reviews

(100)

48 reviews in the last 12 months

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Rated 1 out of 5 stars

Why so many forms

Was sent a pre-approval letter so I went online and filled out the application, I entered everything it asked then submitted.
Checked email for an hour for a response and nothing, so I called and they told me I needed to give them 10 forms of identification from mail with address to bank statements.

4 May 2024
Unprompted review
Rated 1 out of 5 stars

My experience with Revvi…

My experience with Revvi is very uncomfortable and it's this. My card was compromised all of sudden everyone turned dunce or oblivious to what happened. Had to settle with them due to someone using my card fraudulently in California yet I'm in the east coast and at the bottom. They're process to keep a client sucks in that reference. Seemingly did not care of the recent situation of mine. If asked I would tell people in general don't get it not a caring company to the clients/customers. Thank you for taking food off my table and also paying a late fee for something I didn't even do! Account closed! Bunch of thieves as well as the company that charged me! I'm a truthful man an honest one, so unfortunately I was not believed by this company.

23 March 2024
Unprompted review
Rated 1 out of 5 stars

If Minus scores were available you would get -5 ☆s…

If you could give a minus score I would. They take your payment on your due date, then they say it wasn't paid before the cut off then they charge you 41 dollars late fees. This company is a complete scam. It's disturbing that these people go to work and "legally" rob you of your hard earned money. It's horrible. I just asked George in California the supervisor how he felt good about going to work when he is scamming people? He literally told me he wanted to keep the call professional. They are a scam Iwill get my account paid off and close it immediately!

2 March 2024
Unprompted review
Rated 1 out of 5 stars

I’D give a bum on the street Money First!

RUN FOR THE HILLS away from this card. Had the card for about four months or so, couldn't use it for Uber, couldn't use it on Apple, couldn't use it with PayPal. Customer service is terrible, outsourced representatives who don't care about you... I’d give a person on the street 1000 dollars before I give Revvi another cent! The entire company doesn't care about you. Just closed the account today. Save yourself the headaches and money pit!!

1 February 2024
Unprompted review
Rated 1 out of 5 stars

IF I could leave a 0 I would

If I could leave a 0 I would. I have waited over 30 days for my card yet it has not showed up yet each time I call I have no answer to where it may be so they order me a new card each time! The card est wait time is 30 days for delivery. If you have this option DONT DO IT YOU WILL HATE IT! Stay away!!!

31 January 2024
Unprompted review
Rated 1 out of 5 stars

I just received an offer from Revvi for…

I just received an offer from Revvi for a credit card with outrageous fees $95.00 and $75.00 for the first year; and a ridiculous interest rate of 33.95%!
If you accept this offer you are not responsible enough to make the decision! This company is committing a legal form of Usury, compliments of the Republican Party. They have actively shut down efforts to curb just this kind of customer abuse. This is evil, abusive banking assholery!

16 October 2023
Unprompted review
Rated 1 out of 5 stars

Highly disappointed in this company

Highly disappointed in this company. Credit limit $300. Balance was shy of that. Made a $295 payment . A few days later I notice that this payment attempted to come out of my account TWICE. I told my bank to stop the first payment, and had to wait till after the weekend to contact Revvi. Once I contacted them and let them know of the error, which took an extremely long time to explain to them. Unfortunately, they told me that they were putting a request to credit back the $35 return payment fee mind you I didn’t even trip on them about the fee that my bank charged me. As a week or two goes by I see that this fee is still not credited. I call Revvi, again and had to explain again smh, that this error was simply not my fault. The payment was submitted at the same time twice. They refused to refund it. And now my account is on hold. Great way to treat your clients. And what’s funny is my account damn near is paid off with the first payment

3 September 2023
Unprompted review
Rated 2 out of 5 stars

WORSE CARD YOU COULD POSSIBLY OWN…

This card is good only in an extreme bad credit situation . If you absolutely have to get a credit card and you have bead credit they will give it to you but in the end, it's not worth it. They give a 300 dollar limit that they will never raise. Even if you don't owe any money on your card and have all your credit available it's a gamble if it will even work or not. Revvi decides which merchants they will allow you to use your card at. Even though they say anywhere MC and Visa are accepted, well that is 100% NOT TRUE. If you use your card to rent a hotel room and the hotel room puts a deposit on your card until you check out, well be prepared to wait 2 whole weeks for REVVI to put the money back on your card. Even though the hotel released the funds, REVVI don't care...2 weeks. Forget getting anyone on the phone who understands any situation you may be having. The customer service is NON EXISTENT.THEY DONT CARE IF YOU HAVE A PROBLEM. I checked my balance saw how much I had went to the dentist and had my teeth cleaned and then my card got declined. DECLINED FOR NO REASON. I call them and they basically said they don't really care, it's up to them the merchants that they will accept. We'll funny because I have used the card at my dentist in the past so honestly it doesn't make any sense. They will pick and choose when and where your card will work. But you better believe they want the payment on time or you will get a 41 dollar late charge. I've never had one I just won't give them the satisfaction. I'm glad they accepted my credit but after 2 years of horrible service I'm closing this account. They are so unprofessional.

20 August 2023
Unprompted review
Rated 1 out of 5 stars

I paid the $95 program fee

I paid the $95 program fee. They mailed me the card, but it won't activate. I don't think they even sent me a real credit card. I think it's just a scam to collect $95 from people.

7 August 2023
Unprompted review
Rated 1 out of 5 stars

It's a trap

It's a trap. I signed up because it's advertised as a good way to rebuild credit. It is not. All of the fees they pile on you will never be able to pay it down & customer service is annoyed when you call on asking for help. Multiple times I've been told I would get a call back & I've never recieved one. The only goal they have is to bleed you dry. They don't want to help you or care about you. Don't fall victim like I did.

4 August 2023
Unprompted review
Rated 1 out of 5 stars

This Revvi card is the worst

This Revvi card is the worst. I set up autopay with my debit card and revvi declined my card stating its a credit card twice. I tried explaining that m debit card is connected to my checking account. Nope, that wasn't good enough, revvi charge a late fee and didn't care that I gave my checking account info. There's was no way of getting rid of a late fee. I closed this account and REVVI reversed the payment. Never will I apply or recommend this card. You can't file a dispute online and the rep said I didn't qualify for a dispute because my account was new!!!

13 July 2023
Unprompted review
Rated 1 out of 5 stars

these people are thieves

these people are thieves, dont use them. They wouldnt dispute a credit that was given to me by a company. They also said why dont you go to the police department and file a case and go to the place so they can provide you with a report.

20 June 2023
Unprompted review
Rated 1 out of 5 stars

There are better offers out there, shop around before signing anything

Everyone, from finance guru's to my local sheriff's department, say not to pay money up front for any kind of loan or financial service. This card requires you to pay an upfront fee of 89.00. When I called about this fee, as to why I need to pay up front, I was told that it was a requirement, and in about ten minutes after I pay, the card would be turned on with a 225.00 balance, because of a yearly service fee is taken out off of the top of the card activation. I decided to follow the advice, and cut the card and will not be using it or responding to any call or email from this company. Too many red flags on this card. My advice is to use another card from a different company. No card or service should need to be paid upfront for you to use their service. Buyer be aware. Times aren't that bad that you should use a service like this one is offering.

15 May 2023
Unprompted review
Rated 1 out of 5 stars

Worlds worst card.

I've not had the card even a year yet and I've already been charged two annual fees and I'm getting charged the monthly service fee even tho that's not suppose to start until year two. Loan sharks charge less fees and are more upfront than revvi. The worst card you could ever get. Taking advantage of the folks they know have few options. Well now that my credit has improved, I will be paying off all these fees and canceling it pronto. I advise the world to do the same.

7 April 2023
Unprompted review
Rated 1 out of 5 stars

THIS IS THE WORST COMPANY TO DEAL WITH

THIS IS THE WORST COMPANY TO DEAL WITH. THEY STEAL MONEY FROM YOU. THEY SHUT YOUR CARD OFF FOR NO REASON AND CONTINUE TO CHARGE YOU. THEY RUIN YOUR CREDIT SCORE AND DONT CARE ONE BIT THIS IS THE WORST COMPANY. DO NOT SIGN UP WITH THEM......

23 March 2023
Unprompted review
Rated 1 out of 5 stars

They are horrible!

They are horrible!! Customer service agent didn’t understand me and closed my account! Now I’m just out of luck in the Executive office refuses to help me!

16 March 2023
Unprompted review
Rated 1 out of 5 stars

The worst

The worst ! They take you money for their membership but can't activate the card because they had sent out another card which I didn't request . Now it is suppose to be another two weeks after waiting a
month . DO NOT USE

31 October 2022
Unprompted review
Rated 1 out of 5 stars

Just closed my account

Just closed my account. Worst credit card company out there. They take payments and don't credit them to your account for weeks. Then tell you there are restrictions on your account, but can't tell you what they are for. They also precharge annual fees and won't prorate a refund.Total scam whose only purpose is to generate fees.

28 January 2022
Unprompted review

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