revvi.creditcard Reviews 

105
•
TrustScore 1.5 out of 5

1.3

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Review summary

Created with AI, based on recent reviews

Looking at 46 reviews, most reviewers were let down by their experience overall. Consumers frequently struggle with excessive, unexpected fees, high interest rates, and extra charges that quickly drain their small credit limits. People also heavily complain about terrible customer support, finding representatives exceptionally rude and completely unhelpful when trying to resolve payment and account issues. Though some customers initially appreciated getting approved quickly to help rebuild their credit score, they quickly encountered frustrating card restrictions and payment processing delays. Reviewers ultimately advise future applicants to be mindful of these unexpected costs, sudden account blocks, and overall poor service.

What people talk about most

Payment

Reviewers highlight negative aspects of payment experiences, noting that despite making timely payments,... See more

Customer service

People report negative experiences with customer service, highlighting that representatives are frequently... See more

Price

Reviewers express deep dissatisfaction regarding price, frequently citing unexpected monthly, annual, and... See more

Product

Consumers find product to be a frustrating experience, with some using it regularly to help manage balances... See more

Service

Clients share negative opinions on service, expressing frustration over locked accounts, unreasonable fees,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I been battling cancer never missed payments until January 2026 when I was diagnosed with breast cancer.. Revvi charged late fees of 41.00 2 times...I called explained my situation been paying many... See more

Rated 1 out of 5 stars

Applied in September and got approved for $300. I debated actually paying the "program fee" but I decided to go ahead because I needed to build my credit back up after a rough year. When I went to a... See more

Rated 1 out of 5 stars

I would highly recommend avoiding this company at all costs. Everything seems to be going fine I pay my bill on time but I misplaced my card so I requested a new one and they closed my account which c... See more

Rated 1 out of 5 stars

I got this credit card about a year ago. They lie about fees. They charge monthly fees they dont advertise. They automatically sign you up for payment gauard plus even if you deny it. The interest is... See more


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1.3

Bad

TrustScore 1.5 out of 5

105 reviews

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No history of asking for reviews

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1.3

All reviews

(105)

46 reviews in the last 12 months

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Rated 1 out of 5 stars

This is the worst credit card company…

This is the worst credit card company EVER at one point I paid them off, then I had to wait MONTHS to have access to my credit line. They kept saying it would show up soon. They then said I had to send proof that I made the payment from my account. Even though it had already cleared. Now fast forward to today, I haven't been able to log in for days, they say they are aware of a issue with the app, give me a site to go pay and it says it can't process my request. So then they tell me they will take my payment over the phone for a $10 fee.

26 January 2026
Unprompted review
Rated 1 out of 5 stars

Stay away from these people they are a…

Stay away from these people they are a scam. I reported my card stolen three months ago they want to get a payment from me however they don’t wanna send me another card and make the charges right also, your name is not even on the card. This is a big scam. I have turned them in for fraud.

23 January 2026
Unprompted review
Rated 1 out of 5 stars

Wouldn't even give them a star

Wouldn't even give them a star. But I had to to be able to write this review. This is the by far the worst credit card in the world. I've had it for 3 years, never late. And still have a credit of $300. Don't waste your time. Quit while you're ahead and never, ever get this card.

22 January 2026
Unprompted review
Rated 1 out of 5 stars

Horrible app, lots of hidden monthly fees

If you like having high annual fees and wasting $30-$40 per month for random charges they add on, plus dealing with a clunky app that makes you request two text passcodes every single time you log on, then this is the card for you! I would skip this one altogether and go for the CapitalOne Savor card unsecured card instead - MUCH better experience and not trying to bury me in charges while I'm trying to build my credit back up.

15 January 2026
Unprompted review
Rated 1 out of 5 stars

I would highly recommend avoiding this…

I would highly recommend avoiding this company at all costs. Everything seems to be going fine I pay my bill on time but I misplaced my card so I requested a new one and they closed my account which caused a hit on my credit and then speaking to customer service the woman was extremely condescending and rude. I know it's hard to fix your credit and these things are great but please look into other companies.

12 December 2025
Unprompted review
Rated 1 out of 5 stars

waste of time...Scammers

Applied in September and got approved for $300. I debated actually paying the "program fee" but I decided to go ahead because I needed to build my credit back up after a rough year. When I went to a activate the card they told me I had to reapply because the original deal expired after 60 days...which was no where in the original fine print...it actually said offer valid until 2028!! Well when I reapplied and they did ANOTHER HARD INQUIRY on my credit they denied me even though my credit was the exact same as it was 72 days ago!!

5 December 2025
Unprompted review
Rated 1 out of 5 stars

HORRIBLE CUSTOMER SERVICE

HORRIBLE CUSTOMER SERVICE. AVOID IF YOU CAN. DO NOT GET THIS CARD. TOTAL DISAPPOINTMENT. I CANCELED AN AUTO PAYMENT OF THE MINIMUM AMOUNT TO PAY MY BILL IN FULL AND WAS PUT ON RESTRICTION (FOR THE LESSER AMOUNT NOT BEING PAID) FOR 30 WITH NO USE OF THE CARD!!!!!

30 October 2025
Unprompted review
Rated 1 out of 5 stars

This company deserves zero stars

This company deserves zero stars. Avoid them but nobody probably will listen. I've been with them about 2 years. First time I made a mistake and my check got deposited late yesterday. But it still said October 1st was my due date. I paid it before October 1st so I'll wake up the next morning to A late charge I'm like. How can I get a late charge when I made it before the due date? The due date was a day before. They won't give you that. I sat there arguing with these Middle Eastern idiots and that's exactly what they are. Avoid them at all cost. So now I'm like 100. They hit me with another charge and they took the money right then and there and I told the lady I said look I got paid on the same day and you take my money right then and there I should be good. You know no they don't run it till the next day and then you're going to give me a late on that. That doesn't make any sense. They're a huge scam. They'll probably go out of business. They need to go out of business and now I'm out and now my credit's going to take a hit because I refuse to pay them anything. Now at this point if you're going to steal money from me, I'm going to not paying you a dime. I'll dispute it on credit karma till I'm blue in the face. I've got all the transactions and times. It's just sickening how these card companies will screw you around.

1 October 2025
Unprompted review
Rated 1 out of 5 stars

i was paying my bill my bill around the…

i was paying my bill my bill around the 1st when its due on the 27th and they still charge a late fee, and i believe they had people harrassing me staring me down smoking on the train,and followed me all the way from l.a. to long beach and back. yesterday

20 September 2025
Unprompted review
Rated 1 out of 5 stars

I have had a $300 Revvi card for…

I have had a $300 Revvi card for several years. I opened the card in Texas, moved to a Northern state and recently moved to a new location. I have been put through one of the biggest scams with this company! I have sent proof several times of my new location including a power bill showing the address. Here is the kicker- they send me the monthly statement to the new address but refuse to allow me to use my card and have even recently- cancelled my card due to "not being able to in their words" validate my new address!" This would be funny if it were not incredibly SCAM oriented! Run away from this card!! If you are desperate enough to accept a poorly managed company all for a $300 credit card- you will only be adding to your pain and frustration with this low-rate company and all its hacks! Save yourself a lot of stress and just save your own money to use on food, gas or personal items- avoid the headache!!!

9 September 2025
Unprompted review
Rated 1 out of 5 stars

Nigerian Scammers

They send a card to my home once a month with a bill to pay late fees and other fees.

How does a modern government allow scams at this level?

1 September 2025
Unprompted review
Rated 1 out of 5 stars

Terrible Company

Terrible Company, they do not process their own payments seem to use a foreign call center for Custom service there payment processing company call CCPAY delayed a payment twice and caused the payment to be return as they sat on it and my bank processed another payment as a result the payment was returned and it cost me a Fee of $41.00 which i promptly played in 2 days with a different bank card debit card DO NOT DO ACH WITH THIS COMPANY I had already lost my wallet prior to this and they were supposed to send a new card they never did called them out on it they stated my account was restricted today i got a letter stating they closed my account even after i corrected the payment claimed i has a foreign address LOL are you kidding me stay away from these loan sharks and there 35 percent interest rate

26 August 2025
Unprompted review
Rated 1 out of 5 stars

I don't even have a Revvi account but…

I don't even have a Revvi account but my husband (who passed away on June 1st) has/had one! I sent them a copy of his death certificate (getting ready to send another) but they keep calling about past due payments! I called them this morning and I was on the warpath! This company thinks that maybe either I'm going to give them money (I'm not) or his ashes sitting in his urn are going to! I'm going to do everything in my power to bring this company down!

21 July 2025
Unprompted review
Rated 1 out of 5 stars

Late fee

So, I made my payment on time and was still charged a late fee. I called Revvi and they said they put a "work order" in to credit my late fee back to me. However, they could not tell me when it would happen. They said "call back from time to time and see if it was approved" . I can not believe this! They can just take your money and hold indefinitely until they decided to give it back or not. This is totally unacceptable! I'm furious. What's the point in paying on time? You get a late fee anyway, late or not!

14 July 2025
Unprompted review
Rated 1 out of 5 stars

I do not even want to give them one…

I do not even want to give them one star. First off they froze my card for fraudulent activity, no clue it how this was even true, I then spoke to someone had to get a new card, expedited it. They said three days, ok this was around 4th of July. So problem was I had made a payment, it just sat there because of the card issues. So I called them how are you supposed to make a payment on an account you didn’t know had supposed fraud activity? Well I didn’t get my card in 3 days. I called again, they refunded the 35 dollar fee and the 30 late fee because I didn’t tell them to send a new card. This was 2 weeks ago, today I get a letter in the mail for fraudulent payments and they are closing my account. Ok now I’m really pissed, like that payment should have been applied in may, I didn’t make a payment in June because I didn’t have access to a card number or an account. So now after all of their bs I am working so hard to correct my credit for y’all to do what? I’m telling anyone who reads this, I work for h and r block and if you use their services their tax identity shield services are a life saver! I have been sent an email for every suspicious credit pull or reference on my account since I have had this card. And I will be reporting them to the BBB.

14 July 2025
Unprompted review
Rated 1 out of 5 stars

BAD CREDIT CARD

I HAD REVVI CREDIT CARD FOR OVER A YEAR , NEVER INCREASE MY CREDIT CARD NOR MISSED ANY PAYMENTS OR LATE . THEY CHARGE YOU ANNAUALLY FEES BUT WILL NOT INCREASE YOUR LIMITED I BELIEVED THIS IS A SCAM COMPANY .

11 July 2024
Unprompted review
Rated 1 out of 5 stars

Worst card application experience

I applied and they asked for more information. I sent sensitive documents to them for review. No one ever updated me! Then my application was withdrawn because the time limit was up! No explanation or anything! I was told to reapply? Wow!

5 June 2025
Unprompted review
Rated 1 out of 5 stars

This is similar to a drug dealer…

This is similar to a drug dealer tactic company. They charge more in fees then they allow you in credit. 95 to open them 75 for an annual fee that they dont tell you about. Run from this company. They are only out to steal from you burn 500 if you get this card and the 300 dollar limit

13 June 2025
Unprompted review

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