It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!! No hassle at car rental desks. Great value annual premiums Easy to... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The best type of insurance is the one you don't need. Didn't have to claim on this (but based on previous experience I'm sure they would pay out quickly) but value in knowing you are covered if the h... See more
Company replied
Long time user of reduced my excess but never had to claim. Returned my car hire to be informed of damage on the rear of the car which I was completely unaware aware of. Got stung with a £600 bill for... See more
Company replied
We have used Reduce My Excess many times for our car hire abroad, and have had to claim on it, no problems. This time we're moving our daughter back from University so have three years worth of "p... See more
Company replied
Company details
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3K reviews
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Avoid high hire-van excess fees
So quick and easy to use. After reading the T&Cs of the hire vehicle company and the £1k excess, even for just a breakdown, then paying £16 for a days cover with 'reduce my excess' was a no brainer. Simple, slick website. Sorted in minutes.
19 May 2026
Reply from ReduceMyExcess
Hi Shaun,
We’re really pleased to hear that you found the process so quick and easy, and that our cover helped give you peace of mind against the high excess charges from the hire company
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Philip,
We're glad you found our pricing and cover great, and the ReduceMyExcess website easy to use. Thank you for your feedback!
Kind regards,
Anna
Very simple to arrange via the website.
20 May 2026
Reply from ReduceMyExcess
Hi Andy,
We're happy arranging your excess insurance with ReduceMyExcess was easy. Thank you for your positive feedback!
Kind regards,
Anna
Anonymous
it was very easy to buy the hire car excess insurance. This should put pressure on Hire Car companies to offer a better rate.
18 May 2026
Reply from ReduceMyExcess
Hi,
It's great to hear you found it so easy to purchase car hire excess insurance with ReduceMyExcess.
Kind regards,
Anna
It's always a great surprise when any…
It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!!
No hassle at car rental desks.
Great value annual premiums
Easy to navigate website
20 May 2026
Reply from ReduceMyExcess
Hi Gordon,
We're happy you're happy that you're renewal came through at a great price.
It’s also great to hear that you’ve had a smooth experience at the car rental desk and found the website easy to navigate.
Kind regards,
Anna
Easy to use web application
20 May 2026
Reply from ReduceMyExcess
Hi Antony,
We're glad you found the ReduceMyExcess website easy to use.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Jeffrey,
We appreciate your positive feedback on our easy booking and competitive rates. Thank you for sharing your experience.
Kind regards,
Anna
It was all pretty straight forward
It was all pretty straight forward and it made me feel far more protected and less taken for a ride (by the car rental agency). the price was great and the user experience was very good and staff were very helpful
20 April 2026
Reply from ReduceMyExcess
Hi Calin,
We're so pleased hear our service made you feel protected and that you found the price and user experience great. We appreciate your kind words about our helpful staff.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Julian,
We're glad our process was simple and our prices competitive. Thank you for your positive feedback!
Kind regards,
Anna
User friendly web site
User friendly web site to purchase van hire excess cover at good price
18 May 2026
Reply from ReduceMyExcess
Hi Simon,
We’re really pleased to hear that you found the website user-friendly and the van hire excess cover offered good value for money.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Graham,
We're glad our online process was simple for you. We appreciate your positive feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Cyril,
We’re really pleased to hear that the journey through to purchase felt smooth and straightforward.
Kind regards,
Anna
This is my first time of using RME…
This is my first time of using RME which I found very easy to place my order plus good price. Would recommend.
P. Dean
17 May 2026
Reply from ReduceMyExcess
Hi Peter,
We're glad to hear you found taking out a policy easy and appreciated our pricing. Thank you for recommending us!
Kind regards,
Anna
Be careful they just take money out of your account with no warning and no telephone number to contact them.
They just take the money from your account and don’t give you any warning. There is no telephone number to contact and even if you try to cancel the policy immediately they say they will still charge you if they have started the policy. I didn’t request this and they have taken a huge amount out of my account without my authorisation.
20 May 2026
Unprompted review
Reply from ReduceMyExcess
Hi there,
Thank you for taking the time to leave a review - we really appreciate your feedback.
I’m sorry to hear you were unhappy with the automatic renewal of your policy.
Our annual policies are set to renew automatically unless we are informed otherwise, and this is confirmed during the purchase process and outlined within the policy terms.
Please get in touch with us via the contact form below and one of our agents will be happy to assist further:
https://reducemyexcess.co.uk/app/contact-us/
Kind regards,
Chloe
Chloe
Reply from ReduceMyExcess
Hi Peter,
We’re really pleased to hear that you found the process quick, efficient, and reasonably priced.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Clare,
We're glad you found booking your car hire excess insurance easy with ReduceMyExcess and found our prices to be good. Thank you for your kind words!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi,
We're glad getting a quote was easy and met your needs. We appreciate you mentioning our competitive price!
Kind regards,
Anna
Have used this company for many years
Have used this company for many years. It was great that I could suspend subscription whilst I had no travel plans. Just as easy to take up a new scheme- starting before my next holiday.
Great value for years cover and easy to use website.
16 May 2026
Reply from ReduceMyExcess
Hi Carol,
We're pleased to hear you've had such a positive experience with us over the years and found our website easy to use. Thank you for your kind words!
Kind regards,
Anna
Easy to use website
Easy to use website. Good value for money product. I hope I don't have to test the customer service but from the reviews it looks promising if I do.
19 May 2026
Reply from ReduceMyExcess
Hi Michael,
We’re really pleased to hear that you found the website easy to use and the cover good value for money.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi John.
It's great to hear you found ReduceMyExcess straightforward easy to use.
Kind regards,
Anna
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