RCI website is easy to navigate. Text message always sent when a deposit is made, confirming receipt. You allow emails to be sent, which no other banks I know of, allow. So communiction is easy. Servi... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.
Watford, United Kingdom
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 84% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I found it so easy to open an ISA account and transfer money into it.

Reply from RCI Bank
Excellent service, good interest rates for savings, easy bank to navigate online and if you run into any difficulty the phoneline is run by very helpful staff- thank you.

Reply from RCI Bank
I'm a long term investor and experience is generally good until recently. I tried opening a new account on my app ( I hadn't seen the website only warning as it wasn't displayed on the app) I got locked out as a result. My phone call to reset my log in was handled promptly and efficiently. I do find the website annoying to operate as I am always timed out the first attempt whilst inserting memorable data and have to repeat ( drop down menus aren't good for speedy entry) The app is speedy as biological input works promptly.

Reply from RCI Bank
Been with RCI for some time, slick and efficient, what else do you want.

Reply from RCI Bank
Excellent website and product selection, with staff easily contacted to help with any questions.
Great App, easy to download and navigate.
No issues just 5* service .

Reply from RCI Bank
I decided to transfer an ISA from another bank as it had matured and the new rate they were offering me was very poor. RCi was offering a really good rate for a two year ISA so I applied. My application was accepted within a day and my ISA was also transferred within a day. The communications I received were excellent. I am very happy with the way my application and transfer was completed.

Reply from RCI Bank
I was trying to open a 2-year fixed term cash ISA partially using funds already with RCI. The application though requested that deposits should be made from my linked account, rather than by internal transfer. This resulted in complications in transferring funds from and back to my linked account. A call to Customer Service resolved that problem allowing funds to be switched internally and satisfactorily.

Reply from RCI Bank
I had a problem with a previous ISA provider. RCI were very understanding & everyone i spoke to - yes real people - were very helpful. They kept me informed by emial every step of the way.

Reply from RCI Bank
Found it very easy to use. Not like other ISA programs I have tried .I am 77 years old and find it hard to use other programs. Thanks .

Reply from RCI Bank
Already had a savings account with RCI and have just opened a 2 year ISA, everything about the whole process was smooth and easy, the app is very easy to use and the auto copy/paste feature for using the account details in another in another app is a great touch which makes life easier too, very happy to recommend RCI to anyone.

Reply from RCI Bank
Great service, professional and courteous.
The agent was clear and consise and our my mind at rest.
Easy to do business with.
RCI have some amazing savings rates and the app is all that I need.
Security seems tight - always good to know.
Since my original account was opened, they are now convered by the FSCS scheme.
Overall, very happy with RCI.

Reply from RCI Bank
Easy account opening. Quick acknowledgment of deposit. All good so far 😃😃

Reply from RCI Bank
The customer service team very helpful in dealing with my accounts ,and when I set up the loan ,they increased my interest rate over the 2 years

Reply from RCI Bank
On completing an ISA transfer request on-line from another provider no transfer had been effected on the due date. A phone call to an RCI advisor found that a transfer form had not been downloaded and submitted. The advisor was very helpful and guided through another application since the original one was out of date. The application screed requires amendment since the transfer form download instructions are well after the application is submitted and no indication at that stage is given that a download is required The advisor was very patient and knowledgeable and the interest rate offered very competitive.

Reply from RCI Bank
Good interest rates, on-line bank functions well, opening accounts simple and maturity instructions completed as expected. We have had several accounts over several years and have had no issues.

Reply from RCI Bank
Top bank, what could say to them other than keep up your high standards and thank you. This is my third two years plus with them, highly recommended.

Reply from RCI Bank
Just updated my maturity options on my maturing 2 year bond. Split the money between 2 accounts. Website works well & found doing what I needed was easy & straightforward.

Reply from RCI Bank
Following maturity of a 2 year fixed savings account I decided to reinvest the funds in RCI again as their rates were competitive with other providers. The whole process was easy and on the two occasions I rung to seek clarification from staff on the process, I found them to be patient, helpful and knowledgeable. Additionally no long waits on the line to speak to staff whilst being subjected to tacky musak! I commend RCI for their excellent customer services' provision and their clear online information. My only gripe is that I was logged out about 5 or 6 times before I had completed my business. Whilst I understand that these measures are there for security reasons, it is frustrating and stressful for customers who have already passed security checks to access their account to be then dibarred after a short while. RCI, please consider granting a little more time for your customers to complete their business online. Thank You

Reply from RCI Bank
Three bonds with RCI bank at very competitive rates.
Online transactions and user experience easy, would recommend.

Reply from RCI Bank
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.