Prospa has been an absolute game-changer for my business. The entire process — from application to funding — was fast, transparent, and stress-free. Their team took the time to understand my needs and... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I had a great experience with Prospa. Both the initial loan and the top-up process were smooth, quick, and flexible. Approval was fast, documentation was minimal, and funds were released promptly. Th... See more
Company replied
I had enquired about a loan for my small business, and to be honest, I didn't think I would have a chance. I enquired on the Monday and by mid-morning on Tuesday, Grace contacted me to confirm some... See more
Company replied
The whole process from start to finish was very quick and efficient. Once I had approval, I received great support to get setup on the app and was able to transfer money immediately.
Company replied
Company details
Written by the company
Prospa is on a mission to make financial management simpler for small businesses like yours. Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business. Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow. Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Business loans made easy.
Written by the company
Contact info
Level 16, 55 Market Street, 2000, Sydney, Australia
- 1300 882 867
- help@prospa.com
- prospa.com
4.7
Excellent
8K reviews
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amazing experience
friendly from word go and very very helpful, nothing was to much trouble or difficult to deal with.
love your work
18 September 2025
Unprompted review
Reply from Prospa
Hi Leanne, we are so happy to hear that you found our team friendly and helpful! It's wonderful to know we made your experience a positive one. Thanks for your feedback!
Highly recommend Prospa prompt service…
Highly recommend Prospa prompt service and always there to help out,thank you Arthur for looking after my business needs one very happy customer 10/10 👌🏼👌🏼👌🏼
17 September 2025
Unprompted review
Reply from Prospa
Thank you so much for your kind words, Rohit!
We really appreciate you taking the time out to share your experience with us—and we agree, Arthur is truly a gem to have on our team! We count ourselves lucky for customers like you. We look forward to working with you again in the future!
Reply from Prospa
Hello Ally!
We're glad you found our communication easy and service great. Thank you for this amazing feedback; it means a lot to us!
Great customer service
Great customer service, quick money transfer. Easy to apply finance.
15 September 2025
Unprompted review
Reply from Prospa
Hi Scott, thank you so much for your amazing review!
We really appreciate you taking the time out to share your experience with us - our main focus is always a great customer experience.
Kind regards, team @ Prospa
Fast and hassle free approval.
12 September 2025
Unprompted review
Reply from Prospa
Hi Satinder, we're happy to hear that you had a fast and hassle-free approval experience. Thank you for choosing Prospa!
The swiftness of processing my…
The swiftness of processing my application with a NO NONSENSE APPROACH knowing this was funding a business that will excel in growth and profitability!!!
12 September 2025
Unprompted review
Reply from Prospa
Hi Lou, thank you for recognizing our commitment to supporting businesses with growth potential! We're happy to hear that your application process was swift and effective.
Kind regards, team at Prospa!
Speed of notification of approval…
The speed of notification of approval was instantly upon docusigning the loan agreement - remarkable!
9 September 2025
Unprompted review
Reply from Prospa
Hi Stephen, thanks for the awesome review!
We work hard to meet expectations like yours, and we are committed to providing a fast and transparent customer experience. We are happy to hear we hit the mark for you.
Prospa made the whole process fast and…
Prospa made the whole process fast and easy, with clear, open, and honest communication every step of the way. Their customer service was professional and supportive, making the experience stress-free and highly recommendable.”
8 September 2025
Unprompted review
Reply from Prospa
Thank you so much for your kind words, Craig.
We really appreciate you taking the time out to share your experience with us!
Our main focus is always a great customer experience.
Thank you, team @ Prospa
Clear text and information
Clear text and information made the transaction quick and easy
8 September 2025
Unprompted review
Reply from Prospa
Hi Peter, thanks for your feedback! We love delivering on our promises and are committed to providing a fast and transparent customer experience.
Reply from Prospa
Thank you, Hector! We're glad the approval process was quick and easy. We also appreciate your feedback about the rates and would like to acknowledge that these are influenced by various factors such as economic conditions, market risks and regulatory environments. Thank you for choosing Prospa!
Kind regards, team @ Prospa
We were a customer for years
We were a customer for years. Fullfilled all expectations client side and balanced the facility quickly everytime we drew. Our facility was suddenly removed with no options given. Final repayments were not recorded by the company and had to be chased to correct them. Communications were cold and unhelpful. After years of being a customer and paying the company substantially for its services we are left with a sense they care very little about their customers. Their tagline of “Trusted by Thousands” now feels like a joke. Would not recommend this business to anyone.
5 September 2025
Unprompted review
Reply from Prospa
Hi Aaron,
Thank you for taking the time to leave a review.
We're sorry to hear about your experience and the concerns you've raised.
We take trust and customer service seriously and sincerely apologise for your poor experience. What you have outlined is not how our solutions or recording of payments should operate.
We want to investigate what happened in your case. To do so, please provide information about your account so that we can identify it. If you would like assistance, please feel free to contact us directly at help@prospa.com. Include your full name and any relevant account details so we can investigate this matter thoroughly and respond appropriately.
We do want to thank you for being one of our customers, and we're really sorry your experience wasn't up to Prospa standards. We hope to hear back from you so that we can further resolve this.
Kind regards,
Gilbert @ Prospa
Great customer service !!!!!!
29 August 2025
Unprompted review
Reply from Prospa
Hi Nick, thank you for your amazing feedback! We love delivering on our promises and are committed to providing a fast and transparent customer experience. Kind regards, team @ Prospa
Great customer service
The team at Prospa are always very easy to deal with and make lending a pleasant experience.
28 August 2025
Unprompted review
Reply from Prospa
Thank you, Bronwyn. We appreciate your feedback! We love delivering on our promises and are committed to providing a fast and transparent customer experience. Kind regards, team @ Prospa
Propsa Helped me out with a loan when I…
Propsa Helped me out with a loan when I needed it the most.
1 May 2025
Unprompted review
Reply from Prospa
Hi Tegan, we’re so happy we've been able to help you out. Thank you for your amazing feedback. We truly value our customers, and we look forward to welcoming you back soon. Thanks, team @ Prospa
Arthur went beyond his working hours to…
Arthur went beyond his working hours to make sure i got an extension before the end of the day on a Friday
Couldn't believe he pulled it off
Great work Arthur
15 August 2025
Unprompted review
Reply from Prospa
Thank you so much for your kind words, Will.
We really appreciate you taking the time out to share your experience with us—and we agree, Arthur is truly a gem to have on our team!
We count ourselves lucky for customers like you. We look forward to working with you again in the future!
Basic Loan Sharking
Basic Loan Sharking. Stay away if you dont wanna get slugged with horendous and opaque fees.
8 August 2025
Unprompted review
Reply from Prospa
Hi Michael, we take these comments very seriously. If there's been a misunderstanding or an issue, please reach out to us directly or email help@prospa.com. We're committed to addressing concerns promptly.
Kind regards, team @ Prospa
This is the worst sharking business…
This is the worst sharking business around. If you miss any payment they sluge you with fee after fee.totally not flexible. I would not recommend prospa.
You say that you look into it but you don't care about your customers when they are already locked into your system ripping them off not being helpful. I will never ever use or recommend you or your services
30 July 2025
Unprompted review
Reply from Prospa
Hi Johan, we take these comments very seriously. If there's been a misunderstanding or an issue, please reach out to us directly or email assistance@prospa.com. We will be looking into this to see if there is anything else that could have been done and will reach out to you.
Kind regards, the team at Prospa.
Reply from Prospa
We love delivering on our promises and are committed to providing a fast and transparent customer experience.
Thank you, team @ Prospa!
Do not make the same mistake! Looking elsewhere!!!!
Funds were sent back to Prospa from Wise do I noticed them and they never got back to me after sending numerous calls and emails/documents to prove it got sent to them from Wise. Took them weeks to sort out the very simple and straight forward issue locking me out of my own funds. Hidden fees and not transparent at all. Be careful of this company high interest to start with and forever taking fees on top of the interest.
31 May 2025
Unprompted review
Reply from Prospa
We appreciate you sharing your experience. We're sorry to hear about the difficulties you faced with the funds transfer and the time it took to resolve. We also understand your concern about high interest rates and would like to acknowledge that rates are influenced by various factors such as economic conditions, market risks and regulatory environments. Please email help@prospa.com and we will be looking into this to see if there is anything else that could have been done, and will reach out to you.
Kind regards, the team at Prospa.
quick turnaround
quick turnaround
scott morrison was easy to deal with helpful and kept me in informed along the way
30 June 2025
Unprompted review
Reply from Prospa
Thank you so much for your kind words.
We really appreciate you taking the time out to share your experience with us—and we agree, Scott is truly a gem to have on our team!
We count ourselves lucky for customers like you. We look forward to working with you again in the future!
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