Premium PlanReviews 

298
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Had a car finance from them 4 half years ago they was amazing never had a problem when I need another car a will be applying with this company again thank you premier plan

Rated 5 out of 5 stars

Premium Plan offered me a finance package, despite me having some serious credit issues, where many companies had turned me down. This was all arranged via a local dealership, not done through a "bad... See more

Company replied

Rated 5 out of 5 stars

Can not express my gratitude for premium plan! Extremely friendly staff team who answer every question no matter how small, very quick responses and payment to dealership also, I’ve seen reviews of pe... See more

Company replied

Rated 4 out of 5 stars

They helped me when no-one else could or would. The process was relatively easy and quick and all the staff I have spoken with have been excellent. They genuinely look at your current circumstances an... See more

Company replied

Company details

  1. Non-Bank Financial Service

Information provided by various external sources

Premium Plan is part of the Totemic Group which has over 20 years’ experience in helping people in financial difficulties. Since 2012 we have helped place over 4,177 people into their car with an affordable finance solution. At Premium Plan we put our customers at the centre of everything we do and focus on giving you the best service and products possible. We know that changes in financial circumstances can affect your ability to secure car finance and leave you in a stressful position. This is why we take the time to understand you and your financial situation better and make decisions based on much more than just your credit score.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

298 reviews

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4.6

All reviews

(298)

0 reviews in the last 12 months

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Rated 1 out of 5 stars

Awful company

Awful company. Despite the fact I am on a decent salary and have no debt I was declined by the underwriting team. Not that premium plan had the decency to contact me, I had to chase them up. They wouldn't give k why it was declined, said they couldn't give me that information. So basically their mantra of helping people who have had trouble with credit in the past is lot of rubbish. I'm angry they don't have even have the decency to call you to let you know. Avoid at all costs.

3 March 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Hi Don,

Thank you for the review. Here at Premium Plan we aim to help every customer that we receive an application for, but unfortunately that's not always possible. I can see that your application was referred to us by a broker from either an online application on their website, or through a dealership that you may have visited and the broker works with. All updates regarding customers go back to the referring broker so that they, or the original car dealership, can keep customers informed and where an application is declined, see if another lender on their panel may be able to help.

Apologies that we were unable to help you at this time.

Rated 5 out of 5 stars

Great service

Sort me out when I was struggling to get finance elsewhere

28 February 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thanks for your great review. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Amazing service

Amazing service. Kept me informed and were very swift with payment

28 February 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review. We hope you enjoy using your new car.

Rated 5 out of 5 stars

I normally hate dealing with financial…

I normally hate dealing with financial things and delegate to my husband, however, even for me, this was almost a pleasure! Staff at Premium Plan were so patient and helpful and our deal all went through quickly and easily. I can't thank you enough.

28 February 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Great pleasure to deal with very…

Great pleasure to deal with very professional and helpful. Fast service no hassle.

12 February 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thanks Jan for the positive review of our customer service. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Great service

Great service, everything was smooth.

5 February 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Fantastic company to deal with

This is my second car through Premium Plan.
Absolute pleasure dealing with this company
Very friendly, straight forward with no issues from start to finish
I would definitely recommend and use them again.
Thanks again Tom for amazing service and great communication.

27 January 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Andrzej. It’s great to hear from a returning customer we will pass your comments on to Tom. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Very fast and helpful service

Very fast and helpful service. Everything was done in a week and their great customer service made it all very unstressful. Would definitely recommend.

25 January 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Richard. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Excellent staff and very professionals

Excellent staff and very professionals. .quick responde ...can not thank you guys enought excellent service. ..very happy with finance options. ..loving my new car
thanks premium plan team

24 January 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thanks Liliana for the positive review of the service you received from us. We hope you continue to enjoy using your new car.

Rated 5 out of 5 stars

If I could give more than 5 I would!

I honestly cannot rate this company enough! I was worried due to bad credit and years of trying to rebuild it they would turn me away however they took into account my wage and could see that I could clearly afford it offering me 4 times which I needed which although I didn’t take the full amount was comforting they would offer that amount. Sent the documents in and they were back in a matter of hours, once I’d found the car they had it all tied up in a day and a half and I’m off today to pick my new car up exactly one week after I applied online. Every person I spoke to either at red potato or premium plan was amazing and so clear and helpful I could not rate them enough!! Such an easy process and they really go above and beyond. Very happy customer!!

24 January 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Grace we're glad we were able to help. We hope you enjoy using your new car.

Rated 4 out of 5 stars

Really quick and efficient in getting you into your new car of choice

Premium plan have been great, approved the finance very swiftly, let me choose a car, then once id found a car they sent me the documents to sign within an hour and the car was mine. Very fast at getting everything in place and Im over the moon with the new car of choice.

15 January 2020
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Ryan. We hope you enjoy using your new car.

Rated 5 out of 5 stars

I thought i would never have a new car

I thought i would never have a new car, as my credit rating is not great, when i was about to give up,my advisor tried this company, and I am happy to say I have an amazing new car thank you

13 December 2019
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Donna. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Great service thank you

13 December 2019
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thanks Tracey for the positive review of the service you received from us. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Really good service

Really good service. The interest may be a bit, but it’s worth it spread over 3 years, because you get a reliable car

7 December 2019
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Ameina. We hope you enjoy using your new car.

Rated 5 out of 5 stars

Excellent

Excellent, so easy and so fast , would recommend 100%.

6 December 2019
Unprompted review
Premium Plan logo

Reply from Premium Plan

Thank you for your positive review Diane. We hope you enjoy using your new car.

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