Had a car finance from them 4 half years ago they was amazing never had a problem when I need another car a will be applying with this company again thank you premier plan
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Premium Plan offered me a finance package, despite me having some serious credit issues, where many companies had turned me down. This was all arranged via a local dealership, not done through a "bad... See more
Company replied
Can not express my gratitude for premium plan! Extremely friendly staff team who answer every question no matter how small, very quick responses and payment to dealership also, I’ve seen reviews of pe... See more
Company replied
They helped me when no-one else could or would. The process was relatively easy and quick and all the staff I have spoken with have been excellent. They genuinely look at your current circumstances an... See more
Company replied
Company details
Information provided by various external sources
Premium Plan is part of the Totemic Group which has over 20 years’ experience in helping people in financial difficulties. Since 2012 we have helped place over 4,177 people into their car with an affordable finance solution. At Premium Plan we put our customers at the centre of everything we do and focus on giving you the best service and products possible. We know that changes in financial circumstances can affect your ability to secure car finance and leave you in a stressful position. This is why we take the time to understand you and your financial situation better and make decisions based on much more than just your credit score.
Contact info
NG31 0EA, Grantham, United Kingdom
- 0800 197 9758
- feedback@premiumplan.co.uk
- premiumplan.co.uk
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Awful company
Awful company. Despite the fact I am on a decent salary and have no debt I was declined by the underwriting team. Not that premium plan had the decency to contact me, I had to chase them up. They wouldn't give k why it was declined, said they couldn't give me that information. So basically their mantra of helping people who have had trouble with credit in the past is lot of rubbish. I'm angry they don't have even have the decency to call you to let you know. Avoid at all costs.

Reply from Premium Plan
Great service
Sort me out when I was struggling to get finance elsewhere

Reply from Premium Plan
Amazing service
Amazing service. Kept me informed and were very swift with payment

Reply from Premium Plan
I normally hate dealing with financial…
I normally hate dealing with financial things and delegate to my husband, however, even for me, this was almost a pleasure! Staff at Premium Plan were so patient and helpful and our deal all went through quickly and easily. I can't thank you enough.

Reply from Premium Plan
Great pleasure to deal with very…
Great pleasure to deal with very professional and helpful. Fast service no hassle.

Reply from Premium Plan

Reply from Premium Plan
Fantastic company to deal with
This is my second car through Premium Plan.
Absolute pleasure dealing with this company
Very friendly, straight forward with no issues from start to finish
I would definitely recommend and use them again.
Thanks again Tom for amazing service and great communication.

Reply from Premium Plan
Very fast and helpful service
Very fast and helpful service. Everything was done in a week and their great customer service made it all very unstressful. Would definitely recommend.

Reply from Premium Plan
Excellent staff and very professionals
Excellent staff and very professionals. .quick responde ...can not thank you guys enought excellent service. ..very happy with finance options. ..loving my new car
thanks premium plan team

Reply from Premium Plan
If I could give more than 5 I would!
I honestly cannot rate this company enough! I was worried due to bad credit and years of trying to rebuild it they would turn me away however they took into account my wage and could see that I could clearly afford it offering me 4 times which I needed which although I didn’t take the full amount was comforting they would offer that amount. Sent the documents in and they were back in a matter of hours, once I’d found the car they had it all tied up in a day and a half and I’m off today to pick my new car up exactly one week after I applied online. Every person I spoke to either at red potato or premium plan was amazing and so clear and helpful I could not rate them enough!! Such an easy process and they really go above and beyond. Very happy customer!!

Reply from Premium Plan
Really quick and efficient in getting you into your new car of choice
Premium plan have been great, approved the finance very swiftly, let me choose a car, then once id found a car they sent me the documents to sign within an hour and the car was mine. Very fast at getting everything in place and Im over the moon with the new car of choice.

Reply from Premium Plan
Very helpful, friendly and good communication
Very helpful and easy to work with. Communication superb. Thanks for all your help.

Reply from Premium Plan
You welcome anyone and accepted…
You welcome anyone and accepted whatever my request is.

Reply from Premium Plan
I thought i would never have a new car
I thought i would never have a new car, as my credit rating is not great, when i was about to give up,my advisor tried this company, and I am happy to say I have an amazing new car thank you

Reply from Premium Plan
Really good service
Really good service. The interest may be a bit, but it’s worth it spread over 3 years, because you get a reliable car

Reply from Premium Plan

Reply from Premium Plan
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







