PRA Group UK Reviews 

219
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Looking at 121 reviews, reviewers had a great experience with this company. Customers consistently highlight the exceptional staff and customer service, often describing advisors as understanding, helpful, and professional. Many appreciate the patience and flexibility shown, especially when discussing payment options and personal circumstances. People feel comfortable and at ease, noting the non-judgmental approach and the effort made to find suitable solutions. However, some customers also noted issues with persistent contact methods, including frequent calls and voicemails. A few other people also felt that communication was poor, requests were ignored, or offers were not honored, leading to stressful experiences.

What people talk about most

Staff

Consumers find staff to be positive, often describing them as professional, understanding, and helpful. Many... See more

Customer service

Users describe positive interactions with customer service, highlighting outstanding support and helpfulness... See more

Payment

Reviewers mention ambiguous feedback about payment, with some customers expressing satisfaction with the... See more

Service

Customers had positive experiences with service, with many reviewers finding the company helpful and... See more

Customer communications

Clients share ambiguous opinions on contact, with some reviewers reporting positive interactions, such as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was in a bad financial situation after a divorce and through my own fault I got into debt pra were always understanding and when I couldn’t make a payment they talked me through my options I also... See more

Company replied

Rated 5 out of 5 stars

Abi Fedigan was the most understanding and problem solving team Member I have spoke with at PRA . She solves my issues rather than creating more ans I’m very grateful for her kindness understanding n... See more

Company replied

Rated 5 out of 5 stars

I have had significant credit card debt taken over by the PRA group. They have been extremely patient & flexible for four years. I have changed my repayment plan several times and get payment holidays... See more

Company replied

Rated 5 out of 5 stars

Couldn't be more helpful. Spoke to several representatives over the phone and have all been helpful but none more than Sue. Difficult time leading up to Xmas, van breakdowns, boiler packs up, Fath... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Each year millions of people fall behind on their bills for many reasons - things don’t go as planned, and then debt happens. When a person is unable to pay back a loan, credit card or another account, their creditor may sell that debt to a company like ours. If your account was sold to us, we’re here to help make repayment easier. We’re changing the way debt repayment works by treating our customers with the fairness and respect they deserve. PRA Group in the UK has over 20 years of experience and has helped more than 1 million customers resolve their debts Debt happens. So can recovery.


Contact info

3.8

Great

TrustScore 4 out of 5

219 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.8

All reviews

(219)

106 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Just had a phone call with Sue

Just had a phone call with Sue, lovely lady thank you for your help.

13 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Sophie,

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Catherine

Rated 5 out of 5 stars

Bad credit card

I recently got myself in a bit of bother with a credit company leaving me with a big debt that I couldn't pay , pra group reached out to me offered flexible way of pay this debt with no added pressure absolutely brilliant company the debt is now clear and the pressure is off , brilliant guys keep up the good work .

11 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Wayne,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 1 out of 5 stars

Data scammers.

As far as I'm concerned your after my personal data, i cant give you personal data due to data protection, as you lot have a habit of selling private information. Any problems if you truly believe i owe anything from what ever century you think this comes from then please take it to court.

10 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hey Andrew,

Thanks for letting us know about your recent experience with PRA Group. We want to provide fantastic service. We’re really sorry that we didn’t live up to your expectations.
We’d really like to know more about what went wrong so we can improve in future.

Please email us at: complaints@pragroup.co.uk or call us on 0808 196 5541 (8am-5pm, Mon-Fri).

Catherine

Rated 5 out of 5 stars

A* Customer Support

With a payment plan in place, and then to find yourself unemployed is an extremely stressful position to be in. Today I spoke with a human (Morag), and by human I mean someone that listens to your situation, understands and actually tries to help. This not only helps financially, but mentally also knowing that there is an understanding and agreement that works for both parties,

4 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Ian,

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Catherine

Rated 5 out of 5 stars

Helping a disabled client

The whole experience of dealing with a very difficult topic as a disabled client was strangely enjoyable.

Every one of the team was helpful and empathetic towards my situation and Tricia was particularly good in piecing together certain elements of my case.

Professional, courteous and extremely fair in difficult circumstances

3 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi MGK,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 5 out of 5 stars

Spoke to Sarah

Spoke to Sarah, very nice polite and helpful

1 September 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Eileen,

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Catherine

Rated 5 out of 5 stars

I was dealt with quickly and with…

I was dealt with quickly and with consideration and respect by a lovely girl
Thank you
Abbie

28 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Debbie,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 5 out of 5 stars

The operators were very prompt and effficient

The operators were very prompt and listened to my concerns ,Thank you Claire for your kindness and understanding.

28 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Catherine

Rated 5 out of 5 stars

This company have helped me hugely to…

This company have helped me hugely to pay off something I was struggling to do . They have been kind caring and understanding of my situations. They are a great company to clear debts or anything you cannot manage

27 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Rachel,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 1 out of 5 stars

Stop calling me

Got a new phone and the first call is from this bunch of clowns asking about some debt that is clearly a matter from the previous user of the phone number I now have.

No way to resolve since they expect me to call them and they'll probably want all sorts of personal information I'm not willing to give them. Remove my number from your call list, it is a new number today and I don't have any debts.

In response to your obviously robot reply: I __don't have__ an account with you. You have started spamming me with calls since I got a new phone number. I am not giving an obviously dodgy company any personal information of mine so you can fabricate an account. STOP SPAMMING ME WITH CALLS. I DO NOT HAVE ANY DEBT. I HAVE NEVER HAD ANY DEBT.

26 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hey Vikki,

Thanks for letting us know about your recent experience with PRA Group. We want to provide fantastic service. We’re really sorry that we didn’t live up to your expectations.

We’d really like to know more about what went wrong so we can improve in future.

Please email us at: complaints@pragroup.co.uk or call us on 0808 196 5541 (8am-5pm, Mon-Fri).

Catherine

Rated 5 out of 5 stars

Fantastic company

Being in debt is horrible and sometimes scary when debt collection agencies contact you. PAR Group are so different, don't avoid them, they really do want to help. Just had the best experience with Kyle....Top class company👌🏽

25 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.

We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).

Thanks again and have a great day! 😊

Catherine

Rated 5 out of 5 stars

Descent Debtors, Sarah is a star.

Sarah - is a star, lovely lady and very accommodating. I've been dealing with these guys for a while, to be honest I've had a fair few calls with other companies that are not good at all - but these lot have always been very descent, so I can't give them a bad rep.

23 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Adam,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 5 out of 5 stars

Just spoken to Sarah.

Just spoken to Sarah.. superb... and I have messed PRA about sadly.. but they have let me change payment to help me... I will miss them when my debt is cleared..thank you Sarah

19 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Martin,

It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊

Catherine

Rated 4 out of 5 stars

Flexible & understanding to match a suitable repayment plan to clear debt.

Online chat facility was good. Claire was efficient and kind. She asked suitable questions and promptly processed my repayment plan renewal. The chat facility has upgraded the experience, as navigating the PRA website before was somewhat frustrating. Good to know website is moving forward in that sense. Thanks.

16 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Victoria Johns,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Very helpful Laura

Spoke to a very helpful lady called Laura, bright and chirpy. Extremely helpful and informative. Dealt with everything very professionally.

13 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Creeper Man,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Gayle was very helpful

Gayle was very helpful, I needed a few changes and she helped with these. Made it easier for me to sort things I needed.

13 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Gemma Day,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

Excellent service via text.

Excellent service via text.
So helpful and responsive straight away

6 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Stella Brocklehurst,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Supportive

After explaining my situation, I was transferred to the Support Team, who helped find a temporary solution to my issue.
Throughout, the advisors were polite, understanding and made me feel at ease.
They were far superior in helping me resolve the situation, than other debt agencies I spoke with that day.

4 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Penelope PitStop
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Debt management

Im in a lot of financial difficulties. This company listen,understand and was very helpful 👌

4 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi dave.rvhotmail.co.uk,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Compared to other debt collection…

Compared to other debt collection agencies PRA were really helpful, accommodating and kind which was very much appreciated

2 August 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Jo,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

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