NHBC Reviews 498

TrustScore 3 out of 5

3.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 100 reviews, most reviewers were somewhat happy with their experience overall. Many customers found the service to be professional and efficient, particularly when dealing with staff who were polite, helpful, and explained processes clearly. Reviewers appreciated the promptness in handling claims and repairs, with some noting excellent communication and support throughout the process. The final outcome of repair work was often satisfactory, and some felt the company was instrumental in resolving issues with builders. However, some people were dissatisfied with the quality of work and claims process, citing instances where claims were rejected or required persistent effort to be addressed. There were concerns about the company's bias towards developers, leading to shoddy work being accepted and homeowners feeling unsupported. Additionally, some customers experienced lengthy claim resolutions and felt that the company made the process difficult.

What people talk about most

Service

Clients share ambiguous opinions on service, with some reviewers reporting efficient, helpful, and prompt... See more

Staff

Customers had ambiguous experiences with staff, with many reviewers reporting helpful, professional, and... See more

Claim

Customers consistently note negative experiences with claim processes, with many reporting that claims are... See more

Quality

People report negative experiences with quality, with many reviewers expressing dismay over poor quality... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many praising the helpfulness and... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Once the repair works were carried out, the standard was acceptable. The people I spoke to were polite and professional. The problem is, I had to be persistent to get them to listen. Their first defen... See more

Company replied

Rated 3 out of 5 stars

Whilst all the good people I spoke with at NHBC were so helpful they were let down by their internal finance department. My settlement took nearly four weeks to come through after multiple telphone c... See more

Company replied

Rated 4 out of 5 stars

They were very helpful, explained the process in full and were also available for follow up questions. Ideally would have preferred an inspection of the roof area as opposed to it all being based on... See more

Company replied

Rated 4 out of 5 stars

The final outcome of the work to repair a roof leak was great, I would have given 5 stars had it not taken 5 months to carry out the work. Also communication could have been better in the early stages... See more

Company replied


Company details

  1. Insurance Company

Written by the company

NHBC is the UK’s leading independent provider of warranty and insurance for new-build homes. We are a non-profit distributing organisation with no shareholders and operate independently of government and the construction industry. Established in 1936, our purpose is to raise standards in home building by championing high-quality homes and to protect homeowners. Our warranty and insurance products typically cover the first purchaser’s deposit between exchange and completion, and then provides cover for the home for a further ten years, split into a two-year builder warranty and then eight years of insurance cover. At any given time, around 1.5 million homes are covered by NHBC. In the past year, we have helped over 6400 homeowners repair their homes. Find out more about the cover we provide, how we raise standards in home building and protect homeowners at nhbc.co.uk’


Contact info

3.2

Average

TrustScore 3 out of 5

498 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 21% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Insurance scam / Disgraceful Delay tatics

Insurance scam, where nhbc will try their best not to.pay out, and use every delay tactic, it's shameful they have no accountability. Even when a claim is accepted, the process is again set up to fustrate and delay. Premiums they collect year on year and then not to pay out on what must be a small % is wrong. 3 sets of consultants been through our house, but yet nhbc will not share the findings, they have suggested a full final settlement, but insisting on us a home owners to appoint more consultants to draw up a technical scope and go out to. Tender , When nhbc have this resource and must know every building contractor in the UK and already have the findings from 3 sets of consultants. nhbc are aware we have a family member been diagnosed with serious health issue during the period of this claim and have be lying in a bedroom with water coming while trying to recover in bed, You have though that some effort would be made to settle or find the quickest way to the house right.
My insurance contract is with Nhbc why is there no guarantee service levels and accountability, Guess its legal letters and financial ombudsman and this on an accepted claim.

1 May 2025
Unprompted review
Rated 1 out of 5 stars

Great at finding loopholes

The assessor was very kind and everything, they even agreed that the issue with our house was due to failure to meet the required building standards. Too bad the part of the house where the fault happened was not covered! Modern houses have carports, and the contract doesn't really mention carports (they aren't main dwelling, they aren't garages nor permanent outbuildings), which means it is OK for it to rain inside from an insurance perspective, and I need to fix it because the constructor used the wrong insulating material.

8 April 2025
Unprompted review
Rated 5 out of 5 stars

Based on the reviews here I was not…

Based on the reviews here I was not expecting to receive anything back from my claim regarding a roof issue.
I usually don't leave reviews, but I don't think NHBC deserves 1*...
To my surprise, everything was smooth from my first email to the day I got the money back. (Took about a month all together)
My claim was dealt with very professionally by the staff. I am very pleased by the service provided

17 April 2025
Unprompted review
Rated 1 out of 5 stars

Not worth the paper it's written on.

Horrific organisation. Simply a get out clause for builders to held accountable for the terrible standards they build and leave properties in.
The ruling of 'not visible within 2m of natural daylight' is the aspect of the guidance that is the go to get out comment when it comes to resolving any problems addressed by the owner.

So where does this supposed guidance fall when you have a place in the property that doesn't see an ounce of sunlight, yet has a defect? I'm guessing it doesn't exist according to them.
Our floors were completely out of tolerance they stood there in silence when they realised, and yet they sided with the builder. On top of this they even pretended to not know one another which was awkward to witness.
This is what most refer to as your typical government endorsed scheme that they sell as the dream cover on new builds...but in reality its probably there to just ensure profits are kept by both the builder and principle contract holders in meeting their financial forecast and targets to the government. The problems are then lumped with the property owner. Absolutely Useless!

4 April 2024
Unprompted review
Rated 1 out of 5 stars

NHBC are meant to protect new home…

NHBC are meant to protect new home owners but from my experience they do not ! I have had several issues with my property and the inspector from the NHBC was useless had no idea what he was doing and seemed support the builder then when I complained their complaint system didn’t listen all it was they agreed with the inspector- no discussion or explanation- DO NOT BUY A PROPERTY WITH A NHBC CERTIFICATE IT IS WORTHLESS!!!!

27 April 2024
Unprompted review
Rated 1 out of 5 stars

Corrupt

NHBC areca corrupt organisation and the FCA needs to shut them down IMMEDIATELY!
They are rude, useless and incompetent. Even if the build has not been built to required building regulations standard, they refuse the claims.

I URGE EVERYONE MAKES A COMPLAINT AGAINST THEM, TAKE THE COMPLAINT TO THE FINANCIAL OMBUDSMAN SERVICE.

Complaints are reported to the FCA.
Then they might take notice how corrupt they are and take action.

1 January 2025
Unprompted review
Rated 1 out of 5 stars

Corrupt NHBC

Corrupt NHBC ..They need to be shut immediately..Claims team are sitting to decline claims coming through ..Horrible ..FCA need to investigate them and stop selling new build homes are covered with NHBC warranty..

Don’t believe NHBC protect homeowners. Even water ingress from my front door is so obviously defect, The claim investigator Mr G Locke determine there is no fault on the builder. Horrible !
Only one reason, Both the builder and the Claims investigator have already communicated before attend the meeting. Shamed on HNBC

26 February 2025
Unprompted review
Rated 1 out of 5 stars

Deeply Disappointed with NHBC – What Is the Purpose of This Institution?

My experience with NHBC has been incredibly frustrating and has left me questioning what purpose this institution actually serves. I sent dozens of emails describing the trauma my family and I are going through due to the loud noises and vibrations coming from the roof of our building during windy weather. It’s blatantly obvious that there is a major issue with the roof, especially since the building is new and still under warranty.

After a long period of waiting and stress, they finally decided to send a “specialist” to inspect the issue. To our shock, the conclusion was that “everything is fine” and that they can’t do anything about it at this moment. What was even more disturbing was hearing that the only solution would be to wait until the roof is blown off by the wind or, even worse, collapses on me and my family. That was their final response, and the case was closed.

How is it possible that an institution that is supposed to ensure the quality and safety of buildings can have such an indifferent attitude towards such an obvious and dangerous problem? I genuinely have to ask: What is the role of NHBC if they can’t take preventive action to avoid a potential disaster?

If you are considering relying on NHBC for your home warranty, I strongly advise you to think twice. In my case, their help was nonexistent when I truly needed it.

15 January 2025
Unprompted review
Rated 1 out of 5 stars

Bunch of scammers

Bunch of scumbags….
Received the following message
Although the damage was caused by a defect, the cost of repairs would
not exceed the minimum claim value. Therefore, this is not covered by
Section 3 of the Buildmark policy.
I have determined the cost of repairs based on the quote provided by
UKDP.
Builder willing to
carry out repairs
Next steps We recommend that the homeowner arranges repairs as soon as
possible to avoid or reduce the severity of any future damage.
If repairs are not carried out and further damage occurs, we won’t accept
a future claim, even if the cost of repairs exceeds the minimum claim
value. This is because reasonable steps to minimise further loss or
damage would not have been taken.
It’s a joke Claims Investigator @ NHBC
Going to take this to the papers and Martin Lewis

24 January 2025
Unprompted review
Rated 1 out of 5 stars

This organisation is totally pointless

This organisation is totally pointless. Their warranty is worthless, they have no clue and they are in the pocket of the builders.. Never rely on these clowns as you will be disappointed. No wonder they don't even look at this site given their rating!

1 January 2025
Unprompted review
Rated 1 out of 5 stars

Useless on every level…

These people are ruining the building industry,clueless on every level..
I’ve more knowledge in my foot than these clowns..
Destroying building sites on a daily basis!

23 January 2025
Unprompted review
Rated 1 out of 5 stars

The REAL reason the building industry is in mass decline

A team full of non-knowledgeable egotists who abuse their power on the hard working subcontractors, driving labourers out of the industry. They only exist to make as much money out of the housing industry as they can. Some of their employees flag items on housing sites that have nothing wrong with them, with their mannerisms quite clearly showing they only do it as it they get a kick out of power and bullying the hardworking people that are the backbone of new builds.
There are MUCH better methods to ensuring quality control; NHBC the recurring headache of creating problems, not fixing them.

5 February 2025
Unprompted review
Rated 1 out of 5 stars

NHBC = A way dodgy new build firms fast…

NHBC = A way dodgy new build firms fast track you into their inferior builds. I will never buy a new build again. Compensation is offered at the lowest possible level. If they had ethics and morals they would refuse to cover certain builders houses to ensure builders meet the correct standards before their victims move in. I followed up claim and their email no longer works (cant even be bothered to forward their claims email) it shows how much they care. Says a lot they haven't claimed their profile. (very angry as water is coming into the bedrooms via the shoddy roof yet again - built by cowboys but dont worry the house has an NHBC warranty yey !

26 January 2025
Unprompted review
Rated 1 out of 5 stars

Utterly Ineffective in Protecting Homeowners

I had hoped that NHBC would fulfill its role as a mediator and protector of homeowners’ rights, but my experience has been nothing short of a nightmare. Over the past six months, I have provided NHBC with every document, photo, and video they requested, followed up tirelessly with the Property Managing company (RMG) and the builders (Miller Homes), and cooperated fully at every stage.

The result? Nothing. NHBC deferred responsibility, claimed their hands were tied by uncooperative third parties, and ultimately advised me to seek legal action myself. This advice came after months of back-and-forth communication, during which I repeatedly asked NHBC to intervene meaningfully.

Homeowners rely on NHBC to hold builders and managing agents accountable for defects. Instead, I was left to navigate the process alone, with NHBC offering little more than polite emails and vague reassurances.

If you’re a homeowner expecting NHBC to fight for you, prepare for disappointment. This organization is ineffective, toothless, and ultimately a waste of time.

8 January 2025
Unprompted review
Rated 1 out of 5 stars

Corrupt NHBC

Their warranty is not worth the paper it's printed on.
They are funded by the building companies they are supposed to be protecting us from. So you know whose side they are going to take.
We need a new build ombudsman urgently. Have met with my new labour MP Jonothan Hinder who has done nothing.

5 December 2024
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look